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re: A good buddy called me asking for money yesterday. Update 6/12
Posted on 5/26/23 at 10:56 am to Cosmo
Posted on 5/26/23 at 10:56 am to Cosmo
I never, ever loan money. I am not a bank. That said, if someone is in need and I have the means to help, I just give them what they need. If they give it back at some point, I’ll take it, but I never ask nor expect it back.
Posted on 5/26/23 at 10:59 am to The Pirate King
quote:Disagree with giving him cash with no strings attached given the scenario.
If he needs emergency money to make it to the next paycheck or two because of a liquid cash issue and you didn’t give it to him, that’s messed up.
I see no reason why the OP should have to sacrifice if his friend can't even commit to sacrificing and goes the other way and actually gets mad at OP for suggesting he make some sacrifices and cuts back.
Posted on 5/26/23 at 11:02 am to MikeAV8s
quote:
I never, ever loan money
quote:
if someone is in need and I have the means to help, I just give them what they need
Huh?
Posted on 5/26/23 at 11:02 am to SixthAndBarone
quote:
Huh?
what don't you get about that?
Posted on 5/26/23 at 11:02 am to SixthAndBarone
You expect to be repaid on a loan
Posted on 5/26/23 at 11:02 am to SixthAndBarone
quote:give, not loan
Huh?
Posted on 5/26/23 at 11:05 am to TigerCliff
quote:Agreed that money isn't worth losing a friendship over, but in this scenario, it's not the OP that would be choosing to lose the friend so it really shouldn't apply to him.
If he pays you back great but money isn’t worth losing a friendship over.
That line should apply to the friend asking for money. If OP says no, money isn't worth losing a friendship over should be the line for the friend, not OP.
Posted on 5/26/23 at 11:11 am to Honest Tune
quote:
That’s a lot of meat on the bone right there. I quit restaurant dining and get rid of the boat and side by sides before I make that call.
Brinleigh's U 12 softball team HAS to go to walk ons after the world series in Denham Springs
quote:
just gotta get through this stretch.
I think we all know this phrase is a lie
quote:
It’s an unfortunate situation many people across the country are going to be facing soon. The writing has been on the wall and people have consistently ignored it.
Ole baw will undoubtedly blame Biden
This post was edited on 5/26/23 at 11:33 am
Posted on 5/26/23 at 11:12 am to X123F45
quote:
She drives a 2 year old Yukon XL
Sounds like your buddy needs to Moonlight for Uber/Lyft/Food Delivery before asking anyone else for a handout.
Posted on 5/26/23 at 11:14 am to fallguy_1978
quote:
We just started paying teenager car insurance last month. Good times
We have 2 boys. 20 and 17. Both good grades all the discounts. All of us with clean driving records. I was with Safeco and each kid doubled + my insurance. I was paying $806 a MONTH! That was also with a discount of bundling my home. So I was paying Safeco $950+ a month.
Switched to USAA and it is now cut in half! If you're eligible for USAA, I'd at least shop it. I also cut my comcast tv only keeping the internet side for another $130 savings. So I gained around $600 just by making the changes. It's crazy how little things just creep up on you.
Posted on 5/26/23 at 11:14 am to Salmon
quote:Completely disagree.
Which is why this whole story feels very fake or at least heavily embellished.
Not so much any more as they're in a better place but I have a family member who had 2 or probably 3x more than I did around a decade ago, always on vacations with friends, new(technically used) and different luxury vehicle every couple of years...at least a couple of times a year they'd reach out to me for money. Not to borrow, just to give me them money.
Admittedly, I'd give it to them every time. I know that is enabling or whatever but in my scenario, this family member has done more for me when I was younger(financially and non-financially) than I could ever pay that person back for, so I didn't mind doing it.
But rest assured, it did happen. So I don't see any reason why this story would automatically be fake, I think this type of shite happens all the time.
Posted on 5/26/23 at 11:14 am to UncleLester
I might be willing to help with bills if I can pay them directly. Had it happen where someone I helped with bills didn't actually pay those bills.
Posted on 5/26/23 at 11:14 am to Cosmo
I have had to deal with this a few times, luckily I have been paid back in full, but I dont think I would ever do it again.
Wife has a friend that I see this happening to soon. They just got a new vehicle and now going on vacation. The last few weeks the girl has been asking to help my wife with her business to earn some money. Pretty sure she got the new vehicle because her sister got one
I am not rich by any means but dont give a shite about trying to impress people. My friend circle is pretty tight and small to avaoid unnecessary drama.
Wife has a friend that I see this happening to soon. They just got a new vehicle and now going on vacation. The last few weeks the girl has been asking to help my wife with her business to earn some money. Pretty sure she got the new vehicle because her sister got one
I am not rich by any means but dont give a shite about trying to impress people. My friend circle is pretty tight and small to avaoid unnecessary drama.
Posted on 5/26/23 at 11:14 am to YOURADHERE
In my younger years I had some rough financial patches. I'd do everything single thing possible to pull myself out of the situation before even fathoming hitting a friend up for cash. I've taken on second jobs, etc. to take care of my business.
For me to loan money like that, it would have to be a friend very near and dear to me. And before handing it over, I'd have to have a sit-down with them to go over their problems, exhaust all possible solutions, and come up with a payment plan. I'd want to know exactly where my money is going. Even then I'd be very, very reluctant.
For me to loan money like that, it would have to be a friend very near and dear to me. And before handing it over, I'd have to have a sit-down with them to go over their problems, exhaust all possible solutions, and come up with a payment plan. I'd want to know exactly where my money is going. Even then I'd be very, very reluctant.
This post was edited on 5/26/23 at 11:16 am
Posted on 5/26/23 at 11:15 am to DakIsNoLB
Call J.G. Wentworth
877-CASH-NOW
877-CASH-NOW
Posted on 5/26/23 at 11:15 am to TideHater
quote:What?
You did. If you truly thought of him as a friend, you would have helped him out
He did offer to help him out, did you miss that part?
Posted on 5/26/23 at 11:16 am to SlowFlowPro
quote:A little Dave Ramsey might do him some good, too.
He needs to watch some Financial Audit or Till Debt Do Us Part videos on the 'tube
The Mrs. would benefit as well.
Posted on 5/26/23 at 11:17 am to OU812ME2
quote:
So I gained around $600 just by making the changes. It's crazy how little things just creep up on you.
Now take that $600 and go finance you a SxS baw, it's the OT way
Posted on 5/26/23 at 11:18 am to stout
quote:This is why I could probably never do it. I know I just said above I did, but it was more of a situation with someone I'm basically forever indebted to for the shite they did basically helping raise me as a kid, blah blah blah.
There's nothing more aggravating than having someone that owes you money yet when you look at their Facebook and they are traveling, buying shite, eating out, etc
But outside of that scenario, I could never do this because I know the type of person I am, and there is zero chance I could not say anything after I gave a friend $3k and 3 months later, they're posting pics of their family vacation to Hawaii. I know myself, and I'd 100% say something that wouldn't go over well and it wouldn't matter as that would be the end of the friendship from my perspective the moment they made a big luxury purchase without paying me back. I just couldn't do it.
And given that the friend got angry when OP discussed him cutting back, this friend was also going to 100% make another luxury expenditure in the next 6 months or so, no question.
Basically, given that exact scenario, I feel like I'm losing a friend no matter what, so I may as well keep a few 1000 in my pocket in doing so.
This post was edited on 5/26/23 at 11:19 am
Posted on 5/26/23 at 11:22 am to Cosmo
Meanwhile I’m facing $80k in college expenses for my twins next year.
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