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re: A good buddy called me asking for money yesterday. Update 6/12
Posted on 5/26/23 at 9:09 am to Cosmo
Posted on 5/26/23 at 9:09 am to Cosmo
Only give food. No cash.
Give him a copy of The Total Mobey Makeover
Put the Ramsey show in his podcast lineup.
It’s his life to clean up, not yours to finance.
You don’t want to be the creditor. If he can’t pay others, he can’t pay you either. Even if he wants to.
Sorry you’ve been put in a bad spot.
Give him a copy of The Total Mobey Makeover
Put the Ramsey show in his podcast lineup.
It’s his life to clean up, not yours to finance.
You don’t want to be the creditor. If he can’t pay others, he can’t pay you either. Even if he wants to.
Sorry you’ve been put in a bad spot.
0
Posted on 5/26/23 at 9:09 am to lsu xman
youre gonna have cosmo call this guy up and say "i gots someone to buy your boat" then he'll really lose a friend forever. 
Posted on 5/26/23 at 9:12 am to 777Tiger
quote:
if OP is on the level, he wouldn't be helping him to give the guy money, he'd just be putting a band-aid on a bleeding femoral artery, ironically, I think OP is a doc
I understand it won’t fix the guy’s situation. I guess it depends on the situation. If my buddy is making stupid decisions and needs a smallish loan to make ends meet then I’m likely giving him money. If he just put a down payment on a new boat and now can’t pay his mortgage then I’ll probably laugh at him.
I’ve been poor and in the position to ask for money. Not because of excess lifestyle but because of lack of income. A couple friends gave me a few hundred to get bills paid until I got my first check at my new job. Paid them back and we’re still good friends 15 years later.
Posted on 5/26/23 at 9:12 am to Cosmo
If he's been your friend that long you should have lent him the money and then told him to get his financial decisions right
Posted on 5/26/23 at 9:13 am to Salmon
quote:
if serious, the guy will just keep asking around for money till he finds it
if he is going to friends before selling shite, he ain't selling shite
Had this thought after I submitted. He'll get angry and self-righteous, call around, eventually someone will give him money.
I can't imagine asking my friend for money. When I was in my early 20s I had to ask my mom for a few hundred bucks to get groceries and I was humiliated.
I think Walter White was a bastard and an egomaniac, but I think even Hank would have agreed, you don't accept someone else's money unless you're owed. Otherwise that's charity.
Posted on 5/26/23 at 9:14 am to Cosmo
Not your job to subsidize his lifestyle if he's not going to make the necessary adjustments to put his finances on solid footing.
Posted on 5/26/23 at 9:14 am to Cosmo
quote:I feel bad for you and others in your situation. Don't feel bad for these people at all-
It sucks because I think its coming for a lot of people in that income range.
quote:
80-90k millionaires that the OT talks about. He drives a new f150. She drives a 2 year old Yukon XL. Big into their kids sports and spend a ton of money doing that half their weekends. Kids in private school. 2 or 3 vacations a year. Has 2 boats and a side by side. Eat out all the time.
Posted on 5/26/23 at 9:15 am to Cosmo
I had a similar situation but a cousin (not friend) once asking to lend him $200 due to financial difficulty. I understood his situation and it was a valid one so I let him borrow it.
Fast forward 10 years and he still has not paid it back. He works full time now and I know that he can afford to pay it. I have not asked him for the money but in all honesty I lost a bit of respect for him. My other cousin told me I should have not let him borrow the money.
Fast forward 10 years and he still has not paid it back. He works full time now and I know that he can afford to pay it. I have not asked him for the money but in all honesty I lost a bit of respect for him. My other cousin told me I should have not let him borrow the money.
Posted on 5/26/23 at 9:15 am to wasteland
quote:
I’ve been poor and in the position to ask for money.
I've been very fortunate in that regard, I cannot see the scenario that would lead me to ask a friend for money, only thing I can think of is if it were for immediate medical attention for one of my children, but definitely not for me
Posted on 5/26/23 at 9:16 am to Will Cover
"On the other hand, if you decide to "gift" him money, and have zero expectations of him paying you back, this could potentially work as a one-time donation. Because mentally you would be there, and it might not strain the relationship as such."
-----
This is the only answer.
I've loaned money and lost or strained friendships.
When I've just given, I can easily move past the situation.
-----
This is the only answer.
I've loaned money and lost or strained friendships.
When I've just given, I can easily move past the situation.
Posted on 5/26/23 at 9:16 am to Cosmo
Tell him trade the F150 in for a Ranger or Maverick then you’ll help
Posted on 5/26/23 at 9:18 am to Salmon
quote:you must not know many Florida Parish baws then
I can't imagine asking for money and not having first sold off the toys and downsized the vehicles.
Which is why this whole story feels very fake or at least heavily embellished.
Posted on 5/26/23 at 9:21 am to Palomitz
quote:
Fast forward 10 years and he still has not paid it back. He works full time now and I know that he can afford to pay it. I have not asked him for the money but in all honesty I lost a bit of respect for him. My other cousin told me I should have not let him borrow the money.
My wife had a coworker borrow money from her a few months ago. I figured she wouldn't pay her back and she never did. I told my wife not to make a stink at work over $100 but just to never loan her money again
Posted on 5/26/23 at 9:21 am to GreatLakesTiger24
quote:
you must not know many Florida Parish baws then
I work in O&G. I know plenty of guys that have bought too much shite and then had to get rid of all it.
But maybe Cosmo is friends with the dumbest and scummiest people
Posted on 5/26/23 at 9:22 am to Chad504boy
Chad brings up a good point. Let’s have an OT yard sale. Tell him for the right price we’ll buy his stuff to help out. Hell antiquetiger will buy all his trash, that should help some
Posted on 5/26/23 at 9:22 am to Cosmo
There’s a difference a huge difference between legit misfortune (unexpected medical diagnosis, accident,death) and stupidity (what your friend has done). I’ll help the first situation, the second one, haha.
Posted on 5/26/23 at 9:23 am to Salmon
quote:
I work in O&G. I know plenty of guys that have bought too much shite and then had to get rid of all it.
About 5 years ago we did an eviction on a directional driller baw. The dude had all of the toys and his wife had tons of jewelry. Really poor decision-making considering what sort of money he made.
Posted on 5/26/23 at 9:24 am to Cosmo
when someone asks for money.......and they are friends.........i help. however, they will only borrow again when their balance is 0.
Posted on 5/26/23 at 9:24 am to Cosmo
quote:
homeowners premium
One big storm this year and the exodus from from this area will be massive. The insurance is already pricing folks out. Add more on top of it and it’s going to be a ghost town around here
Posted on 5/26/23 at 9:24 am to Cosmo
No good deed will go unpunished
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