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Here are my favorite high yield savings accounts right now

Posted on 3/8/23 at 9:23 pm
Posted by Street Hawk
Member since Nov 2014
3596 posts
Posted on 3/8/23 at 9:23 pm
Posted by lynxcat
Member since Jan 2008
25028 posts
Posted on 3/8/23 at 9:36 pm to
Stealing.
Posted by Topisawtiger
Mississippi
Member since Oct 2012
3680 posts
Posted on 3/8/23 at 9:43 pm to
Had my money in USAA at 0.01%. Was making bank. Lol. Now it's at UFB Direct and seriously making enough at 4.55% that it is like another income stream.
Posted by TheWalrus
Land of the Hogs
Member since Dec 2012
46136 posts
Posted on 3/8/23 at 9:51 pm to
I have my checking with B of A and my savings with Citi, and it’s so easy transferring money back and forth that who cares if B of A offers shite.
Posted by Rize
Spring Texas
Member since Sep 2011
18753 posts
Posted on 3/8/23 at 10:40 pm to
I really need to move my money into a high yield savings account.
Posted by Lsut81
Member since Jun 2005
83735 posts
Posted on 3/9/23 at 5:14 am to
Isn't Amex at 3.5?
Posted by Ziggy
Member since Oct 2007
22054 posts
Posted on 3/9/23 at 6:01 am to
quote:

Isn't Amex at 3.5?

Yep.
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36776 posts
Posted on 3/9/23 at 6:12 am to
quote:

I really need to move my money into a high yield savings account.



Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
53798 posts
Posted on 3/9/23 at 8:51 am to
Sadly I had some sitting in Wells for awhile....

Before I even realized about the high interest accounts. Now using Amex and it's easy and fantastic
Posted by CE Tiger
Metairie
Member since Jan 2008
41882 posts
Posted on 3/9/23 at 8:53 am to
I got capital one at 3.4% what’s an easy better one?
Posted by Penn
Jax Beach
Member since Jan 2008
23643 posts
Posted on 3/9/23 at 9:22 am to
same
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36776 posts
Posted on 3/9/23 at 9:23 am to
I have sofi.

3.75 savings and 2.5 checking.

I like it. Just switched in November from Ally. But kinda jealous of some of these 4+ now.

Hoping sofi will bump up soon.
Posted by Teddy Ruxpin
Member since Oct 2006
40598 posts
Posted on 3/9/23 at 9:43 am to
quote:

3.75 savings and 2.5 checking.


Funny enough, some people leave like $10 in checking have the overdraft turned on so all their money is in the savings account, and any check/payment pulls from there.

I'm scared to do it.
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36776 posts
Posted on 3/9/23 at 10:03 am to
Yeah, I keep like 300 in checking. Use to keep 1000 for a buffer, lol.


I probably could do it, I pay everything with CC except a few auto withdrawals for utilities, mortgage, etc. Would make me nervous too though, lol
This post was edited on 3/9/23 at 10:07 am
Posted by Nevada
Member since Nov 2019
470 posts
Posted on 3/10/23 at 11:42 am to
Synchrony Nd Citizens Access at 4%
Posted by bikerack
NH
Member since Sep 2011
2448 posts
Posted on 3/10/23 at 1:27 pm to
quote:

Citizens Access at 4%


This is where I'm at
Posted by NorCali
Member since Feb 2015
1585 posts
Posted on 3/10/23 at 3:37 pm to
Charles Schwab Money Market SWVXX.
Clearly not the same as a pure savings account because 1 business day to get liquidity, but 4.48% net after expenses is almost functionally the same for me
Posted by ClusterCock
Myrtle Beach
Member since Oct 2018
142 posts
Posted on 3/10/23 at 4:22 pm to
Fidelity Money Market (FNSXX) - currently paying 4.63%. Daily liquidity. Bumps up every time the Fed raises interest rates.
Posted by shaqtaw
Member since Oct 2009
6645 posts
Posted on 3/10/23 at 8:26 pm to
PNC. Is 4 percent
Posted by SquatchDawg
Cohutta Wilderness
Member since Sep 2012
19211 posts
Posted on 3/10/23 at 8:32 pm to
quote:

FNSXX


It also has a minimum investment of $10M so I might dip below the mins once or twice a year when I pay my servants.
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