re: How often do you pay your CC balance?

I don't keep an excel file by any means, but I do like paying regularly for more than just utilization purposes. Helps keep me from freaking if I only paid once a month I think, lol.

I also was keeping my extra buffer savings in a seperate bank. But recently switched to Sofi that gives 2.5% on checking and 3.25% on savings currently and keep both checking and buffer savings there. So now I could switch quickly between savings and checking.

Maybe I should start keeping basically nothing in checking and just move from savings to checking right before I pay the monthly credit card and other bills. I've got most of them except he credit cards set to be due and auto pulled near the first of the month. Hmmm