When did your 401k “snowball”?

Man just imagine if instead of looking at the fake balance on a 401k that you gotta pay taxes on to spend and will crash right before you’re ready to retire that we had a pension and a sweet factory job and could go to the bowling alley every night with your buddies then drive your $700 car back to your 20k house to the wife that wasn’t fat because corn syrup wasn’t invented yet

Man boomers really screwed things up

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Answers can be in dollar amount or other things like ratio of salary/contributions.

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I limited my IRA contributions to corporate match. Everything else went to the general portfolio.

So my situation is different from most. Swing trades, short-term gains, higher risk/return are skewed to my IRA account for tax protection. E.g., If I ever do "invest" in a crypto coin, my IRA would be the account I'd load.

All diametrically opposite to most folks who'd wisely want to be more conservative with their IRA.

I say all of that to say this: my HEAVILY traded HEAVILY worked IRA may have outperformed my other accounts ... BUT just barely!

Without IRA tax protection, ROI would be negative. Goes back to the adage, "Good investors buy it with intent to hold it."

When my portfolio had gains and losses more than my yearly salary.

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Man just imagine if instead of looking at the fake balance on a 401k that you gotta pay taxes on to spend and will crash right before you’re ready to retire that we had a pension and a sweet factory job and could go to the bowling alley every night with your buddies then drive your $700 car back to your 20k house to the wife that wasn’t fat because corn syrup wasn’t invented yet

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Sounds like a dream

When it crossed the $1.75M mark but that was well after it was transferred to a TIRA with much better options, and taxable brokerages and Roth significantly by-passed that amount. It's nice to have 6 figure investment income rolling in without lifting a finger...until the merry go round stops. el Gaucho must be a closet boomer yet I still chuckle at his postings.