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re: How does a family do it financially
Posted on 6/6/22 at 7:59 am to Hulkklogan
Posted on 6/6/22 at 7:59 am to Hulkklogan
quote:
And I because my wife and I file married but separately
Why?
Posted on 6/6/22 at 8:05 am to Hulkklogan
quote:
What? Its basically free money, dude. My 401k has averaged 10-12% annually and my company matches 5%. I'd be a god damn idiot to pass that up.
Reading are hard.
Posted on 6/6/22 at 8:06 am to Mingo Was His NameO
My wife has massive student loan debt, and if we file jointly those payments double. Basically any scenario we tried we come out losing money by filing jointly. My wife is also close to loans being forgiven for service to the state.
Posted on 6/6/22 at 8:07 am to TDTOM
Oh frick I did totally misread that post... Multiple times
This post was edited on 6/6/22 at 8:08 am
Posted on 6/6/22 at 8:08 am to Hulkklogan
quote:
My wife is also close to loans being forgiven for service to the state.
Im just letting you know, I wouldn't hold my breath on this.
Posted on 6/6/22 at 8:09 am to kywildcatfanone
quote:
Apparently credit card and equity loans. There is a thread on the MB that 1/3 of people making $250K a year are living paycheck to paycheck. No idea how that is remotely possible.
If they’re living in Louisiana they have to pay for schools and pay decently high taxes, extremely high sales tax, state income tax, and then likely have to join some kind of social club to have a safe place to do things.
Posted on 6/6/22 at 8:14 am to Mingo Was His NameO
Posted on 6/6/22 at 8:27 am to fallguy_1978
Oldest starts real school in August, can’t wait for it to drop from $220 a week to $90 a week for just after school. Lol
Posted on 6/6/22 at 8:52 am to tigerbacon
quote:
save 1500 a month.
The only difference between you now and you with kids is this^. Save it while you can!!!
This post was edited on 6/6/22 at 8:53 am
Posted on 6/6/22 at 8:56 am to tigerbacon
Don’t buy our dream car and don’t have 3-4 kids.
1 child, 20% of income mortgage, 1 vehicle note with 1 paid for in cash (very cheap used), save 30% of total income, cook breakfast lunch and dinner at home, eat out/order out 1-2x/ week total.
No frills living
1 child, 20% of income mortgage, 1 vehicle note with 1 paid for in cash (very cheap used), save 30% of total income, cook breakfast lunch and dinner at home, eat out/order out 1-2x/ week total.
No frills living
Posted on 6/6/22 at 9:06 am to DownshiftAndFloorIt
quote:
As someone who borrowed money for a boat, absolutely not.
I guess it beats waiting to save up a couple million for a boat.
Posted on 6/6/22 at 9:30 am to tigerbacon
We worked to get out of debt before having kids, but we still had a pretty fancy house. A few years ago, we sold it and bought a smaller house. We have now been mortgage free for several years. It makes life a lot less stressful especially with inflation and all the craziness in the world. We don't live to keep up with the Joneses and just try to live a simple life
We lived on one fairly average income for many years so I could be a stay at home mom. When I went back to work, we have used my income to beef up retirement and college savings. We also decided to send our kids to private school in 2020 to keep them from falling behind.
We lived on one fairly average income for many years so I could be a stay at home mom. When I went back to work, we have used my income to beef up retirement and college savings. We also decided to send our kids to private school in 2020 to keep them from falling behind.
Posted on 6/6/22 at 3:33 pm to SpaceCamp
Depending on the sec of education when they apply for loan forgiveness. Under Trump’s sec of education everyone was denied
Posted on 6/6/22 at 4:19 pm to cheobode
quote:
$14K per year?
That's about average for a decent private school in Nola isn't it?
This post was edited on 3/31/24 at 8:51 pm
Posted on 6/7/22 at 10:32 am to tigerbacon
quote:
Sorry, it’s a 403b not 401k since it’s done through my work. Most people don’t know what a 403b is so I just say 401k
so you’re a teacher. based on your very left leaning posts, this is concerning.
This post was edited on 6/7/22 at 10:35 am
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