Favorite team:Tulane 
Location:
Biography:
Interests:
Occupation:
Number of Posts:225
Registered on:4/22/2019
Online Status:Not Online

Recent Posts

Message
None of my friends named their kids Hipster names.

We've got: William, Jack, Hogan, Aaron, Paul, Matthew, Elizabeth, Abigail, Joseph, Lily, James etc.

Get better friends
Are there fees or penalties to moving money from one fund to another?

How should I allocate my 401k?

Posted by Greenie10 on 1/26/25 at 9:13 am
I have an employer 401k at Fidelity.

My current allocations are:

32% in Fidelity Contrafund

55% in NT S&P 500 Idx NL 4

5% in MFS Mid CP Growth CT

2.5% in NT Ext Mkt Idx NL 4

4.4% in TRP Retire 2035

I'm almost 50 and realistically will probably retire at 70. The majority of my money is in S&P Idx and the Fid Contrafund. Should I move the other money, which might be $20k in those other options(I basically stopped contributing to those, so that's what's just sitting there) to the S&P 500 Indx? Will that incur hefty fees that would not make it worth it?

I have 26 options. 13 of those are target year funds which I've learned here are not good.

3 of them are bond investment funds, which I'm assuming are for when I'm much closer to retirement age.

So that leaves me with 10 funds. Should I just put it all in the S&P index fund? I don't have VOO.

It's 3 large caps, 3 mid, 2 low and 2 Intl.

Please, any guidance is really appreciated



I don't need much, but a thoughtful gift is always appreciated.

This year I got:

A bottle of Blanton's
Bose Soundlink Micro
NCAA Football for PS5

And my favorite gift, a painted birdhouse my 6 yr old nephew made me. Hanging it outside today

So what's fall leaves etiquette?

Posted by Greenie10 on 12/19/24 at 9:30 am
I currently reside in an area of the country where the leaves are just now falling off the trees. Usually happens in late November.

The guy across the street from me has a big Christmas party the Saturday before Christmas every year. His house is decorated and his yard has been pristine since last weekend.

His neighbor's tree just dumped all of its leaves. Of course they're all over his lawn too. He was out there yesterday blowing them all back over to the neighbors lawn. The neighbor pulled into his driveway in the middle of this and tells him to stop doing that. The Xmas party guy tells him it's his trees' leaves.

So what is the correct protocol here? I always figured leaves are a free for all in fall when everyone's is on the ground. But then everyone cleans them up, but, of course, there is always that one neighbor who doesn't and his leaves end up on others people's lawns. I have blown them back over, blown them in the street, or just bagged them depending on how I'm feeling that day.

What does the OT do?

re: Gift ideas for 13 yr old boy?

Posted by Greenie10 on 12/19/24 at 6:40 am to
Those underwater headphones sound perfect. I think we might have a winner

Gift ideas for 13 yr old boy?

Posted by Greenie10 on 12/18/24 at 9:26 pm
My nephew is 13 and I'm trying to think of gift ideas that aren't just a PS5 game or cash. What would be some good gifts for a kid his age? He plays tennis and is on the swim team. He likes fishing. He has good racquets and poles though. Anything anyone on here can suggest? What are yall getting your boys about the same age?
quote:

This is bullshite. Every time I was called, when someone who had been summoned got called up for questioning and was not there the judge would issue a warrant for their arres


How can they prove I received the summons? I get other people's mail all the time. I haven't gone at least 4 times when summoned, nothing happens
I don't know. It was delivered about 11:00 am on Wed 4/17 and the crew got here about 12:30. The sod was golden. The guy told me it wasn't greened up yet, but that if would . It's greening up lightly here and there, but still goldeny. It's not dried out though. I guess I'll give it some more time and see how it looks by this Wednesday.
The sod was yellow when they installed it on 4/17. The installers said Bermuda hasn't really greened up yet.

I've been watering early morning and early afternoon. I check the soil under the sod and it's moist, but not wet. Should I be watering more?

I didn't water at all yesterday since it stormed all day. Should I water today at all? Just worried about overwatering.

Also, is it weird that the sod is still yellow? Or has it just not been hot enough really?
That's what I thought. I'll limit to twice a day. I'm going to get sprinkler gauges this weekend to see how much is being put down in a cycle too.
quote:

Everything's gonna be ok. You've got alpha grass now


LOL, I hope so. St Aug was a PIA in Dallas
quote:

I would water all at once in the morning. 


I'm just concerned once a day watering won't keep it moist for 24 hrs. I'm at work now, but will test it out this weekend by checking under a square of sod
quote:

Most of them inherited their land or bought it from a family member for a lower cost. You would probably have to spend at least 500k-million on a large enough track land that has access to water and highways.


My cousins inherited from family. Has been in family for generations. Luckily I-10 splits right between their land. So great access to highway lol
quote:

ust want to keep the sod wet. Watering once a day for about 30 minutes should be plenty based on current temps. Watering more than once a day is usually the protocol for July/August when we are 105 with blue bird skies for multiple days in a row.


The Bermuda was put in today. The company told me to water 3 times a day at 6am, 12pm, and 6pm for 30 mins each. They said with an irrigation system, they'd recommend 10 mins each, but since I'm using 3 Rainbird 5004 heads on spikes, to water for 30 mins to make sure it's getting moist enough. They said to do this for 2 weeks.

Do this sound right? I just want to make sure the Bermuda establishes, but I don't want to over water either

quote:

Water the new sod every morning for the first two weeks. After that about every other day for the next week or so.


Will do. How long should I water? 30 mins? And is once a day ok? I've been reading stuff all over the place like 5 & 6 times a day, even in the evenings, but you're actually in Dallas and know what you're talking about, so I'm going to defer to you. Thanks!
I'm finally having Tiftuf Bermuda installed in my backyard this week.

I don't have an irrigation system, but do have 3 Rainbird 5004 sprinkler heads on spikes placed along my patio aimed at the rectangular shaped yard. One is in West corner, one is in the middle, and one is in the East corner. They all face out towards the yard and overlap some. I'm using 2gal rain curtain nozzles(mostly b/c some guy on YouTube said these were the nozzles he used lol)

I bought a Rachio wifi hose end timer, but don't know how I should schedule the waterings. 3x a day? For how long each cycle? How many times a day? Not at night right? I read it's bad for the grass.

I'm in North Dallas, TX. Clay soil if that makes a difference. I don't want to screw this up.
quote:

That’s sounds too expensive.
It’s kind of a fun activity for kids if you have family around


Kids? The way some people made it sound like backbreaking work had me scared to try doing 3 pallets on my own. I'm over 50. I do have a Gorilla cart. Maybe I'll try it myself?
quote:

you don’t think you’re up for it physically, just hire it out.
That’s not a huge area, but you should know your body well enough to make a decision.


I've contacted some landscaping companies and they're quoting about $2100 for sod install. Even with most of the work done. That does include the 3 pallets of sod though. I'm having my cheap side fight with my aching muscles side lol