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I just found out my wind and hail provider is no longer writing….

Posted on 5/5/22 at 7:23 pm
Posted by Hangover Haven
Metry
Member since Oct 2013
26980 posts
Posted on 5/5/22 at 7:23 pm
policies in Louisiana….

Frick Maison insurance… Right before hurricane season…

I’m waiting to call my agent tomorrow..

This happen to anyone before? And how did you handle it?
This post was edited on 5/5/22 at 7:32 pm
Posted by Abstract Queso Dip
Member since Mar 2021
5878 posts
Posted on 5/5/22 at 7:25 pm to
Personally if I was in your spot I would consider Texas or TN or parts of Alabama. No one has issues in these spots. Or actually don't. I do not need more people in TN
Posted by Vamos Brandonos
Member since Mar 2022
1021 posts
Posted on 5/5/22 at 7:26 pm to
Fricking insurance companies...not willing to take on insane levels of risk. Can't they just print money line the government?
Posted by Hangover Haven
Metry
Member since Oct 2013
26980 posts
Posted on 5/5/22 at 7:28 pm to
quote:

Fricking insurance companies...not willing to take on insane levels of risk. Can't they just print money line the government?


Look I get it, but my policy is up in June, they could’ve given me a better time line to look…
This post was edited on 5/5/22 at 7:30 pm
Posted by In The Know
City of St George, La
Member since Jan 2005
5329 posts
Posted on 5/5/22 at 7:29 pm to
Mason went out of business like many other boutique homeowners writers. Next time go with a reputable carrier.
Posted by Abstract Queso Dip
Member since Mar 2021
5878 posts
Posted on 5/5/22 at 7:30 pm to
Right. Taxes, weather, and insurance should be forcing everyone out of LA. I like the TD people but man things are only gonna get worse. 20 years from now the sea level will be another couple inches higher. Weather is going to displace more people and the worst people. Just absurd to me why anyone would even consider living there.
Posted by Hangover Haven
Metry
Member since Oct 2013
26980 posts
Posted on 5/5/22 at 7:32 pm to
quote:

Mason went out of business like many other boutique homeowners writers.


No they didn’t… and it was a wind and hail policy, not homeowners..
This post was edited on 5/5/22 at 7:34 pm
Posted by TDsngumbo
Alpha Silverfox
Member since Oct 2011
41925 posts
Posted on 5/5/22 at 7:33 pm to
quote:

I just found out my wind and hail provider is no longer writing policies in Louisiana

quote:

Mason insurance

, where the hell do all you people get the idea that these crap no-name fly-by-night insurance companies are good companies? Agents have been screaming from the rooftops that these no-name companies are going to frick you one day. Just be glad it’s now and not at claim time.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58419 posts
Posted on 5/5/22 at 7:43 pm to
Are they no longer writing new business, or no longer writing policies at all?

If the former then as long as you don’t change anything you should still be covered. The latter, well that’s your fault for trying to get the cheapest insurance.
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
31274 posts
Posted on 5/5/22 at 7:44 pm to
quote:

This happen to anyone before? And how did you handle it?



It has happened to everyone who had Geo Verra. My agent told me it was happening before Geo Verra did. For the time being I'm through Louisiana Citizens for wind and hail. Farm Bureau for homeowners (basically fire).
Posted by Art Vandelay
LOUISIANA
Member since Sep 2005
10731 posts
Posted on 5/5/22 at 7:49 pm to
Sounds like some dude named Mason writing policies on his Macintosh in his moms garage and collecting checks in the mailbox.
Posted by Hangover Haven
Metry
Member since Oct 2013
26980 posts
Posted on 5/5/22 at 7:59 pm to
quote:

Are they no longer writing new business, or no longer writing policies at all?


Just got a letter this evening saying they were no longer writing policies in Louisiana.

And they weren’t the cheapest… They starting writing policies after the La Citizens BS…. I had Allstate, and sold my house with the original wind and hail. When I purchased my new house, Allstate dropped my wind and hail, and I had to go through La Citizens..
This post was edited on 5/5/22 at 8:04 pm
Posted by latxwoman
Member since Mar 2019
750 posts
Posted on 5/5/22 at 8:57 pm to
I have them too, leaving LA soon, going back to Texas and never looking back.
This post was edited on 5/5/22 at 8:59 pm
Posted by MsState of mind
State of Denial
Member since Aug 2013
2652 posts
Posted on 5/5/22 at 9:05 pm to
Louisianas Home insurance market is dwindling to almost a Florida like situation. All you guys saying why would you buy these no name companies clearly don’t live in the south part of the state as there aren’t a lot of option. Second by far and way the most complaints to the insurance commissioner is with State Farm. Not even close and is still the largest if you account for market share
Posted by Chad504boy
4 posts
Member since Feb 2005
167153 posts
Posted on 5/5/22 at 9:08 pm to
Fed Nat bought Maison.
Most companies are running for the hills.
Ones that staying are tightening up underwriting guidelines big time.
It’s all a shite show right now.
Just politely ask your agent to provide all options available.
Posted by Legion of Doom
Old Metry
Member since Jan 2018
4989 posts
Posted on 5/5/22 at 9:24 pm to
I have Fed Nat who bought out Maison. They announced in December that they were pulling out of Louisiana, so looks like in October I’ll be back with Citizen’s
Posted by meeple
Carcassonne
Member since May 2011
9463 posts
Posted on 5/5/22 at 9:28 pm to
At this rate I’ll just pay off my house and not carry insurance. Just self insure.
Posted by Hangover Haven
Metry
Member since Oct 2013
26980 posts
Posted on 5/5/22 at 9:30 pm to
quote:

Fed Nat bought Maison. Most companies are running for the hills. Ones that staying are tightening up underwriting guidelines big time. It’s all a shite show right now. Just politely ask your agent to provide all options available.


Thanks Chad….

I figured I’d get the same OT BS…

OT never fails…
Posted by Chad504boy
4 posts
Member since Feb 2005
167153 posts
Posted on 5/5/22 at 9:47 pm to
Sage is offering policies w Sure… a new demo tech arse rated company.
Posted by WinnPtiger
Fort Worth
Member since Mar 2011
24014 posts
Posted on 5/5/22 at 9:47 pm to
quote:

Abstract Queso Dip


you’re 22 aren’t you
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