BoobYo

Bit of a lurker, but thought you guys would appreciate this! Got it for my birthday but been waiting to pop it Saturday night. Can't wait! Anyone had it before, thought? Love the original.

Edit: Trying to upload image. Hosted it on imgur. Not sure what is going on though...

Edit 2: Here we go finally lol.

My buddy and I are driving in Sat morning around 8 or 9. Where's the best place to park? Its been a while since I've been to a game and never had to worry about it as a student. Don't mind playing, but free parking equal more booze.

Debt is exposure to risk. I prefer to limit it as much as possible. Slow and steady wins the race. It's paying for impatience in my book. Not going to sit here and argue about going into debt to save money. Your money, do what you want. I will not be teaching my kids that debt is ever a good thing.

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You do understand that debt can be used to save money, right?

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Probably one of the most financially incorrect statements I've seen in a while. How can you save money by paying 2% interest, versus paying none by using cash? Then you could use the money you would have been paying the payments towards those investments. I just refuse to subscribe to the idea that "points" and "rewards" are worth going into debt. Wealthy people do not become that way using points and rewards. Granted a small percentage can use them for a small advantage, but all in all they are just a trap. The only reason I would teach my children to go into debt would be for a house, along with a size able down payment. Not everyone agrees and that's fine.

Co-signing a loan, cc is a really really bad idea. If he can't get the credit himself, he shouldn't have it. I understand he may not have credit due to his age, but it is giving him the wrong impression for future situations. I'm going to get reamed here, but I'm a Dave Ramsey listener and I will not be trying to build my kids credit by putting them in debt. Teach them that debt is not needed and for them to save their money and pay with cash. I know all the ballers here pay off their 30k in charges every month, but its my opinion that debt and "rewards" 99% of the time are not worth it. Teach them to be responsible by not buying things that they cannot afford.

Yes I know most parents have good intentions by helping their kids build credit, b
ut it usually turns out bad when the kids get older. Just my .02¢

On the way to Atlanta, so 1. Its my dads first LSU game. Also traveling with my buddy who is a UF fan. It will be the first college game for both of them.

Pensacola, FL

Saw quite a bit of LSU garb today while working. Panhandle is representing!!

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Where else are you going to get 8% for your money for the next 10 years?

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True. Not a bad number. Just jumped the gun a little on 529s I guess. Will look more into them.

Did a search and couldn't find any topics so...

How did you save for college(for your children)

I don't like 529 plans due to the lack of control. ESAs only let you put in 2k a year total contribution. Is there another clever way aside from am IRA?

10 Team League

E Manning, Hasselbeck
AP, MJD, L Blount
Bowe, Nate Washington, D Branch, Harvin
Graham, Chandler
Jets, Bengals

3-2 with 631good points (no PPR)

Had Brady but traded for AP and Manning