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Started By
Message
Smart phone insurance
Posted on 10/19/20 at 10:07 am
Posted on 10/19/20 at 10:07 am
I’ve always used apple care but wondering if there’s cheaper options out there. Any recommendations would be appreciated. TIA 
5
Posted on 10/19/20 at 10:44 am to Uncle JackD
Don’t get Apple care. Get a pack of glass screen protectors and a phone case.
You’ll be set
You’ll be set
Posted on 10/19/20 at 11:50 am to Uncle JackD
Just get the Asurion coverage through your carrier. $29 dollar screen repairs. Same day deliveries, for lost/stolen replacements etc.
Posted on 10/19/20 at 1:04 pm to Uncle JackD
I highly recommend against Asurion. The parts and repairs that I’ve seen them use, is just awful. And God forbid the remanufactured phone they send you has a problem, you have to go through phone tree he’ll to try and source a replacement. There is a reason that Asurion and others are cheaper than AppleCare, and that reason is certainly not mark up.
Posted on 10/19/20 at 1:27 pm to Uncle JackD
I have insured a iphone/macbookpro through homeowners insurance before and it was ridiculously cheap. Like $2 per month or something for both. Funny thing, I actually had to make a claim about a month later on the phone after dropping it in the toilet. That was a pretty seamless process as well and had a check for a new iphone in a couple days.
Posted on 10/19/20 at 1:53 pm to Fat Batman
quote:
homeowners insurance before and it was ridiculously cheap. Like $2 per month or something for both.
Did making a claim against that affect your homeowners rate? I’d be hesitant to go that route for just that reason.
Posted on 10/19/20 at 5:57 pm to Duckismyspiritanimal
You can protect 300k in homeowner insurance for like $80/month in Ohio but Verizon wants $15/month for sometimes a $200 phone when they become outdated 
Actuaries have to see the humor in this.
Actuaries have to see the humor in this.
This post was edited on 10/19/20 at 5:57 pm
Posted on 10/19/20 at 8:37 pm to Uncle JackD
Check to see if your credit card company offers protection. I have Navy Federal and if I pay my phone bill with that card I get free phone insurance.
Posted on 10/21/20 at 3:08 pm to gobuxgo5
My wife filed a claim 2 weeks ago with Verizon for a Note 10+ and they replaced it with the Note 20 Ultra 5G.
Posted on 10/21/20 at 7:37 pm to BhamDore
Wells Fargo has a card with free insurance up to $650 as long as you pay your bill with the card. $25 deductible. We’ve used it once. About to use it again. Very easy
Posted on 10/21/20 at 7:40 pm to DawgCountry
(no message)
This post was edited on 10/15/21 at 12:41 pm
Posted on 10/21/20 at 9:53 pm to DawgCountry
I saw that on my wells fargo card. Its pretty good coverage for no premium and a small deductible. It doesn't cover lost, but does cover theft. The problem comes in that most flagship devices are trending towards 1200.00 dollars.
Posted on 10/22/20 at 8:05 am to BhamDore
yeah it certainly wont fully replace lost or stolen smartphones. more for damages that run north of $200 almost every time tho
Posted on 10/24/20 at 11:57 am to gobuxgo5
On the flip side I have paid the AT&T insurance and used it several times on glass and just flat out broken devices. So I’m ahead on my end.
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