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re: Why does the healthcare debate essentially revolve around like 4% of Americans?

Posted on 9/20/17 at 1:20 pm to
Posted by Taxing Authority
Houston
Member since Feb 2010
57517 posts
Posted on 9/20/17 at 1:20 pm to
quote:

Because the ACA wasn't about Healthcare at all. It was about redistribution of wealth.
And buying votes.
Posted by Taxing Authority
Houston
Member since Feb 2010
57517 posts
Posted on 9/20/17 at 1:22 pm to
quote:

The whole point of insurance is mitigating risk.
Yep.

quote:

Any of us can develop a new serious health problem at any time.
You're a terrible risk manager.

quote:

The protections protect all of us from the risk of being uninsurable in the future.
so give the uninsurable insurance. Makes complete sense.

Giving the uninsurable insurance is TERRIBLE way to manage risk--what you costs as the propose of insurance.
This post was edited on 9/20/17 at 1:23 pm
Posted by TigerDoc
Texas
Member since Apr 2004
9915 posts
Posted on 9/20/17 at 1:33 pm to
quote:

what you costs as the propose of insurance.


Well-stated.

You a fan of Graham-Cassidy?
Posted by Dale51
Member since Oct 2016
32378 posts
Posted on 9/20/17 at 2:03 pm to
quote:

If you're an idiot who runs to the fricking ER everytime you get a cough


That probably doesn't happen much.



quote:

and then not having any means to pay the fricking bill instead of buying some insurance, well that drives up MY costs , so yes I'm gonna tell you what to do.



No you're not. If you think you have a right to do that, you should tell all the idiots who engage in activities like running, biking, white water rafting, climbing, skateboarding, etc,etc, because they are the ones who injure themselves more often, thru direct, sudden injuries or simply wearing their joints and bodies out... resulting in more visits to medical facilities... than people who don't engage in those activities.

Posted by BamaAtl
South of North
Member since Dec 2009
22072 posts
Posted on 9/20/17 at 2:16 pm to
Because we don't advocate for the death of Americans merely due to illness.

You're free to, but most of us decided long ago that that was an immoral argument.
Posted by Sidicous
Middle of Nowhere
Member since Aug 2015
17523 posts
Posted on 9/20/17 at 3:58 pm to
quote:

Because we don't advocate for the death of Americans merely due to illness.


So what means of death do "we" advocate for? Oh that's right, assassination for having a different opinion, violent death due to differing values.
quote:


You're free to, but most of us decided long ago that that was an immoral argument.


We the People decided long ago to be a Representative Republic and not to decide things by mob rule.

Mob rule is itself an immoral decision that squelches and forces into submission all minorities, however those minorities be defined.

Posted by NC_Tigah
Carolinas
Member since Sep 2003
124668 posts
Posted on 9/20/17 at 4:00 pm to
quote:

Because we don't advocate for the death of Americans merely due to illness.


Good Lord !
Posted by EZE Tiger Fan
Member since Jul 2004
50556 posts
Posted on 9/20/17 at 4:12 pm to
quote:

Because the ACA wasn't about Healthcare at all. It was about redistribution of wealth. Obama used the Healthcare system as a front...using the Healthcare system was like using a tool to remove a bolt...It fit his agenda.
Posted by Taxing Authority
Houston
Member since Feb 2010
57517 posts
Posted on 9/20/17 at 8:40 pm to
quote:
quote:

what you costs as the propose of insurance
---------
Well-stated.
no it wasn't. Not sure how "claim" ended up as "costs". The point was... you claim the purpose of insurance is to manage risk, yet seem to advocate for insuring the uninsurable--the opposite of managing risk. That makes no sense.

quote:

You a fan of Graham-Cassidy?
No.
This post was edited on 9/20/17 at 8:44 pm
Posted by Taxing Authority
Houston
Member since Feb 2010
57517 posts
Posted on 9/20/17 at 8:42 pm to
quote:

Because we don't advocate for the death of Americans merely due to illness.
Posted by TigerDoc
Texas
Member since Apr 2004
9915 posts
Posted on 9/20/17 at 9:12 pm to
This is silly.

The "uninsurable" are only uninsurable if you allow insurance companies to exclude them. Every other OECD nation guarantees all citizens healthcare by tightly regulating their healthcare industries like utilities. If we were to start with the proposition that all citizens get insurance and health insurance companies have to insure them the incentive will be there to finally bring our inefficiencies in healthcare spending under control. We get it backwards by trying to get costs down first before expanding coverage. It needs to work the other way.
Posted by BBONDS25
Member since Mar 2008
48962 posts
Posted on 9/20/17 at 9:16 pm to
quote:

The "uninsurable" are only uninsurable if you allow insurance companies to exclude them.


:woh: for a doc, you have a really really poor understanding of what insurance is.
Posted by TigerDoc
Texas
Member since Apr 2004
9915 posts
Posted on 9/20/17 at 9:17 pm to
Actually, I don't.
Posted by BBONDS25
Member since Mar 2008
48962 posts
Posted on 9/20/17 at 9:18 pm to
You seem ignorant of actuarial tables and the role they play in offering coverage. That is kind of a big deal in the insurance world.
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
69491 posts
Posted on 9/20/17 at 9:20 pm to
OECD nations keep costs down by tightly regulating usage and types of treatment

Here's a example

The UK NHS does not even cover one of the most common dental services: cosmetic braces

The only way you can get your kid braces on the NHS is if the teeth are so out of place rhat they harm the gums, mouth function, etc
Posted by TigerDoc
Texas
Member since Apr 2004
9915 posts
Posted on 9/20/17 at 9:21 pm to
By no means. If you treat insurance as a commodity it makes sense to exclude certain patients on basis of loss ratios and such.

How do you think France manages to insurance every citizen - even the ones our for-profit insurers would drop?

Hail's exactly on the right track - insurers in other countries are much tighter than ours with regard to refusing to pay for treatment that doesn't provide good value for the system.
This post was edited on 9/20/17 at 9:25 pm
Posted by m2pro
Member since Nov 2008
28671 posts
Posted on 9/20/17 at 9:21 pm to
Bottom line is really simple. They call it healthcare like we don't have healthcare. We do have healthcare. This is all about insurance.

Insurance itself is no more a human right than a car, a burger, or clothing. No one owes me their money to buy me a health -insurance- plan. That is plain dumb, and it's stealing money from people against their will to give other people stuff they could earn for themselves.

There are a handful of people I am -fine- paying their bill because they're truly incapable. That's, like you said, a very small amount of people.

Repeal. Do not replace. Do not make tax payers constantly bear the burden of paying for everyone else's every damn thing they want. We already SQUANDER tax payer dollars on entitlements. Half our f'king debt comes from that.

The government squanders all we give them. MAKE do with what you have and start making our tax dollars go further, and then we can talk about.... other shite. Not insurance.
This post was edited on 9/20/17 at 9:24 pm
Posted by TigerDoc
Texas
Member since Apr 2004
9915 posts
Posted on 9/20/17 at 9:23 pm to
You can buy supplemental private health insurance in the UK, you know.

Freedom Health Insurance UK
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
69491 posts
Posted on 9/20/17 at 9:24 pm to
Sure, but your paying thousands of dollars in taxes and don't get guaranteed all services
Posted by BBONDS25
Member since Mar 2008
48962 posts
Posted on 9/20/17 at 9:25 pm to
quote:

If you treat insurance as a commodity it makes sense to exclude certain patients on basis of loss ratios and such.


Insurance is a product. You want to treat it as something other than insurance. Which is why I said you dot have a very good understanding of insurance.

quote:

How do you think France manages


Yikes. Using France as an example? How is France comparable to the US? At all. I won't mention their rationing and death panels. Let's just focus on the comparison between France and the us. Let's start with total population, move to demographics, and perhaps we will eventually get to quality of care.
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