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Started By
Message
re: Why does the healthcare debate essentially revolve around like 4% of Americans?
Posted on 9/20/17 at 1:20 pm to NASA_ISS_Tiger
Posted on 9/20/17 at 1:20 pm to NASA_ISS_Tiger
quote:And buying votes.
Because the ACA wasn't about Healthcare at all. It was about redistribution of wealth.
Posted on 9/20/17 at 1:22 pm to TigerDoc
quote:Yep.
The whole point of insurance is mitigating risk.
quote:You're a terrible risk manager.
Any of us can develop a new serious health problem at any time.
quote:so give the uninsurable insurance. Makes complete sense.
The protections protect all of us from the risk of being uninsurable in the future.
Giving the uninsurable insurance is TERRIBLE way to manage risk--what you costs as the propose of insurance.
This post was edited on 9/20/17 at 1:23 pm
Posted on 9/20/17 at 1:33 pm to Taxing Authority
quote:
what you costs as the propose of insurance.
Well-stated.
You a fan of Graham-Cassidy?
Posted on 9/20/17 at 2:03 pm to HeyHeyHogsAllTheWay
quote:
If you're an idiot who runs to the fricking ER everytime you get a cough
That probably doesn't happen much.
quote:
and then not having any means to pay the fricking bill instead of buying some insurance, well that drives up MY costs , so yes I'm gonna tell you what to do.
No you're not. If you think you have a right to do that, you should tell all the idiots who engage in activities like running, biking, white water rafting, climbing, skateboarding, etc,etc, because they are the ones who injure themselves more often, thru direct, sudden injuries or simply wearing their joints and bodies out... resulting in more visits to medical facilities... than people who don't engage in those activities.
Posted on 9/20/17 at 2:16 pm to HailHailtoMichigan!
Because we don't advocate for the death of Americans merely due to illness.
You're free to, but most of us decided long ago that that was an immoral argument.
You're free to, but most of us decided long ago that that was an immoral argument.
Posted on 9/20/17 at 3:58 pm to BamaAtl
quote:
Because we don't advocate for the death of Americans merely due to illness.
So what means of death do "we" advocate for? Oh that's right, assassination for having a different opinion, violent death due to differing values.
quote:
You're free to, but most of us decided long ago that that was an immoral argument.
We the People decided long ago to be a Representative Republic and not to decide things by mob rule.
Mob rule is itself an immoral decision that squelches and forces into submission all minorities, however those minorities be defined.
Posted on 9/20/17 at 4:00 pm to BamaAtl
quote:
Because we don't advocate for the death of Americans merely due to illness.
Good Lord !
Posted on 9/20/17 at 4:12 pm to NASA_ISS_Tiger
quote:
Because the ACA wasn't about Healthcare at all. It was about redistribution of wealth. Obama used the Healthcare system as a front...using the Healthcare system was like using a tool to remove a bolt...It fit his agenda.
Posted on 9/20/17 at 8:40 pm to TigerDoc
quote:
quote:no it wasn't. Not sure how "claim" ended up as "costs". The point was... you claim the purpose of insurance is to manage risk, yet seem to advocate for insuring the uninsurable--the opposite of managing risk. That makes no sense.
what you costs as the propose of insurance
---------
Well-stated.
quote:No.
You a fan of Graham-Cassidy?
This post was edited on 9/20/17 at 8:44 pm
Posted on 9/20/17 at 8:42 pm to BamaAtl
quote:
Because we don't advocate for the death of Americans merely due to illness.
Posted on 9/20/17 at 9:12 pm to Taxing Authority
This is silly.
The "uninsurable" are only uninsurable if you allow insurance companies to exclude them. Every other OECD nation guarantees all citizens healthcare by tightly regulating their healthcare industries like utilities. If we were to start with the proposition that all citizens get insurance and health insurance companies have to insure them the incentive will be there to finally bring our inefficiencies in healthcare spending under control. We get it backwards by trying to get costs down first before expanding coverage. It needs to work the other way.
The "uninsurable" are only uninsurable if you allow insurance companies to exclude them. Every other OECD nation guarantees all citizens healthcare by tightly regulating their healthcare industries like utilities. If we were to start with the proposition that all citizens get insurance and health insurance companies have to insure them the incentive will be there to finally bring our inefficiencies in healthcare spending under control. We get it backwards by trying to get costs down first before expanding coverage. It needs to work the other way.
Posted on 9/20/17 at 9:16 pm to TigerDoc
quote:
The "uninsurable" are only uninsurable if you allow insurance companies to exclude them.
:woh: for a doc, you have a really really poor understanding of what insurance is.
Posted on 9/20/17 at 9:18 pm to TigerDoc
You seem ignorant of actuarial tables and the role they play in offering coverage. That is kind of a big deal in the insurance world.
Posted on 9/20/17 at 9:20 pm to TigerDoc
OECD nations keep costs down by tightly regulating usage and types of treatment
Here's a example
The UK NHS does not even cover one of the most common dental services: cosmetic braces
The only way you can get your kid braces on the NHS is if the teeth are so out of place rhat they harm the gums, mouth function, etc
Here's a example
The UK NHS does not even cover one of the most common dental services: cosmetic braces
The only way you can get your kid braces on the NHS is if the teeth are so out of place rhat they harm the gums, mouth function, etc
Posted on 9/20/17 at 9:21 pm to BBONDS25
By no means. If you treat insurance as a commodity it makes sense to exclude certain patients on basis of loss ratios and such.
How do you think France manages to insurance every citizen - even the ones our for-profit insurers would drop?
Hail's exactly on the right track - insurers in other countries are much tighter than ours with regard to refusing to pay for treatment that doesn't provide good value for the system.
How do you think France manages to insurance every citizen - even the ones our for-profit insurers would drop?
Hail's exactly on the right track - insurers in other countries are much tighter than ours with regard to refusing to pay for treatment that doesn't provide good value for the system.
This post was edited on 9/20/17 at 9:25 pm
Posted on 9/20/17 at 9:21 pm to HailHailtoMichigan!
Bottom line is really simple. They call it healthcare like we don't have healthcare. We do have healthcare. This is all about insurance.
Insurance itself is no more a human right than a car, a burger, or clothing. No one owes me their money to buy me a health -insurance- plan. That is plain dumb, and it's stealing money from people against their will to give other people stuff they could earn for themselves.
There are a handful of people I am -fine- paying their bill because they're truly incapable. That's, like you said, a very small amount of people.
Repeal. Do not replace. Do not make tax payers constantly bear the burden of paying for everyone else's every damn thing they want. We already SQUANDER tax payer dollars on entitlements. Half our f'king debt comes from that.
The government squanders all we give them. MAKE do with what you have and start making our tax dollars go further, and then we can talk about.... other shite. Not insurance.
Insurance itself is no more a human right than a car, a burger, or clothing. No one owes me their money to buy me a health -insurance- plan. That is plain dumb, and it's stealing money from people against their will to give other people stuff they could earn for themselves.
There are a handful of people I am -fine- paying their bill because they're truly incapable. That's, like you said, a very small amount of people.
Repeal. Do not replace. Do not make tax payers constantly bear the burden of paying for everyone else's every damn thing they want. We already SQUANDER tax payer dollars on entitlements. Half our f'king debt comes from that.
The government squanders all we give them. MAKE do with what you have and start making our tax dollars go further, and then we can talk about.... other shite. Not insurance.
This post was edited on 9/20/17 at 9:24 pm
Posted on 9/20/17 at 9:23 pm to HailHailtoMichigan!
Posted on 9/20/17 at 9:24 pm to TigerDoc
Sure, but your paying thousands of dollars in taxes and don't get guaranteed all services
Posted on 9/20/17 at 9:25 pm to TigerDoc
quote:
If you treat insurance as a commodity it makes sense to exclude certain patients on basis of loss ratios and such.
Insurance is a product. You want to treat it as something other than insurance. Which is why I said you dot have a very good understanding of insurance.
quote:
How do you think France manages
Yikes. Using France as an example? How is France comparable to the US? At all. I won't mention their rationing and death panels. Let's just focus on the comparison between France and the us. Let's start with total population, move to demographics, and perhaps we will eventually get to quality of care.
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