re: Why are we afraid of Democratic Socialism?

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Why are we afraid of Democratic Socialism?

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Democrat = bad

Socialist = really bad

together = intolerably bad

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I'd like some opinions on how you all forsee us keeping the current system from continuing the trend towards Oligarchy

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Re-elect Trump. The swamp is a formed oligarchy. Trump is its antithesis.

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Personally, if you take democratic socialism to mean the European model of the 20th century and state capitalism to mean the current Chinese model

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China is essentially fascist. It is totalitarian. I guess if you believe as do many of our democrat brethren that in 2024 Trump will appoint himself POTUS for life, then there may be a point in raising the China analogy.

Otherwise its an apples-and-oranges comparison. Stalin's socialist USSR vs the current Chinese model, or even Mao's China vs Xi's China

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DimTigerDontHate

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1) How old are you?

2) How stupid are you?

Both serious questions.

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I don't want healthcare costs to be the reason I can't provide for my family. Don't make leaps of judgement.

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Why worry about that? Obamacare passed. You will get better care, better choice, and cheaper price. Remember?

Remember the promises? Remember the warnings by Republicans? Remember the response to Republicans of “racist” and “they just don’t care”?

Who was right and who was wrong?

And now let’s again believe the people who sold you Obamacare to take it to a much higher degree. Boy. That sounds like a sound plan.

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The money you pay every month goes to pay the healthcare bills of those receiving care now. It's the way insurance works. When you go to the hospital, the insurance company pays what is owed from a pool they've collected from other insured people. Thereby, you fund other people's healthcare.

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I work for a large company. My company is self insured.

My dad is self-employed , his insurance is very expensive.

When he complains I tell him to shut his business down and go to work for a large company.

He says he will never do that because he loves being his own boss.

Life is about choices . don't ask me or others to pay for your choice.

I’m just wondering how much money the DNC is paying you and your buddies to show up on message boards and spout nonsense. There are several posters who have arrived on TD lately that are obviously bought and paid for. Just remember that Trump is going to absolutely destroy whomever he goes against in the election. Now you can go back to sipping your soy latte and brushing your boyfriends hair.

Again, your large company is pooling money from its employees every month to fund those that need healthcare within its own system. Don't be thick.

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Are you pleased with how much it costs for healthcare? And if not, what is your suggestion for a better solution.

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Uhh. I don’t know. Maybe keep the government out of it since they crashed and burned on it just a decade ago? Effectively making everything worse?

The current administration has prescription drug prices falling. Maybe we shouldn’t be stonewalling new ideas by scare tactics from the house and the cries of overturning Obamacare.... even though it’s a completely failed legislation.

I have ideas. Hell, they are probably illegal though. But I think a HSA that never expires Or capped is a good idea. An employer sponsored one directly linked to health insurance. A HSA / Health insurance hybrid plan. As it grows, the deductible on the health insurance can increase. Then the cost of insurance drops because the deductible rises proportional to the increase of the HSA.

The HSA grows like a 401-k or maybe a whole life policy and the Health insurance sits in reserve. If you are healthy and live a healthy lifestyle, your HSA grows and can increase by itself in your older years offsetting more health costs later. Less healthy individuals pay more because they deplete the account and then have to pay more for the insurance to cover the lower deductible.

Here is a kicker, if you die with a balance in the HSA, it passes to your heirs.

In cases where no health insurance is offered by an employer, the employer can at least give a little bit to the HSA as a benefit. But the account is used for payment of care. Nothing else. This way, people now with no insurance can pay at least some. The hospital or clinic doesn’t have to make it up by charging someone else more.

It’s also completely transferable the plan is the employees, not the employer’s. The money wouldn’t have to be moved to another account. The account remains the same, the payor just changes if you change jobs.

You carry a card just like health insurance. You present the card to a health provider, and they debit the amount of your bill.

As an added plus, you can opt to have your tax refund placed in the HSA directly. If you have a fat refund, you can use it to lower your health insurance overall cost because the deductible would then rise.

Also, if you are a lower income individual, and your employer at least places a percentage in an HSA, that amount is that account is used before Medicaid. So Medicaid and Medicare costs go down. This strengthens the system overall.

That’s just one thing.