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What is your best proposal to fix the student debt crisis?
Posted on 8/24/22 at 12:20 pm
Posted on 8/24/22 at 12:20 pm
And "just pay back your loans" is not an option.
99
Posted on 8/24/22 at 12:20 pm to boogiewoogie1978
the great reset
Posted on 8/24/22 at 12:20 pm to boogiewoogie1978
Stop the lie that you need to go to college to be anything
Posted on 8/24/22 at 12:21 pm to boogiewoogie1978
Get a real fricking job
Posted on 8/24/22 at 12:21 pm to boogiewoogie1978
quote:
And "just pay back your loans" is not an option.
Yes it is slick.
Posted on 8/24/22 at 12:21 pm to boogiewoogie1978
quote:
And "just pay back your loans" is not an option.
So the most obvious solution is off the table?
Well...nothing then.
Posted on 8/24/22 at 12:21 pm to boogiewoogie1978
national service requirement.
Posted on 8/24/22 at 12:22 pm to boogiewoogie1978
National Marijuana tuition tax. Legalize that shite.
Posted on 8/24/22 at 12:22 pm to boogiewoogie1978
Revert the loan process to the private sector. Make applicant prove “ability to repay” like they have to do with every other loan. Back the loan with either a co-signor or asset deposit. Show grades from previous year to prove viability.
Posted on 8/24/22 at 12:22 pm to boogiewoogie1978
quote:
And "just pay back your loans" is not an option.
Why is this not an option? It is with every other type of loan... It's what a loan is BY DEFINITION.
Posted on 8/24/22 at 12:23 pm to boogiewoogie1978
Only give loans to actual poor ,capable students. Not those who will buy a car , a ring for the girlfriend, or a condo down payment with the loan. And yes I know those people who have used the student loan for those things
Posted on 8/24/22 at 12:23 pm to boogiewoogie1978
Line em up and shoot them
Posted on 8/24/22 at 12:24 pm to boogiewoogie1978
In a rational world the consequences for the cascade of bad decisions that led to this point should be shared by the responsible parties: the students who took out the loans, the banks that made the loans, and the universities who took the money. All parties are complicit in this shite show. Going forward, the federal government should have no role in financing or guaranteeing loans for college.
Posted on 8/24/22 at 12:24 pm to boogiewoogie1978
Well for starters the government created the “student debt crisis” by making it zero risk to give loans to anyone.
So certainly more government isn’t the answer
So certainly more government isn’t the answer
Posted on 8/24/22 at 12:24 pm to boogiewoogie1978
Let all the Democrats that think paying off this student debt is a great idea pay for it. They can make a "fund me" page and all donate THEIR money.
After all there are supposedly 81 million of them.
After all there are supposedly 81 million of them.
Posted on 8/24/22 at 12:24 pm to boogiewoogie1978
quote:
And "just pay back your loans" is not an option.
Should be the only option
Posted on 8/24/22 at 12:25 pm to CU_Tigers4life
quote:Absolutely. And, it's only a "crisis" to those who need to get off of their arse and pay their bills. Certainly not a crisis to me regardless how it turns out.
And "just pay back your loans" is not an option.
Yes it is slick.
Posted on 8/24/22 at 12:25 pm to boogiewoogie1978
Tie student loan interest rates to the employment rate in the field of the degree (so art majors can't pump the numbers up working at starbucks).
You are given a variable rate when you sign, and are told that for more in demand/useful jobs you will receive a lower rate. Let the government back these loans and give doctors and engineers like 1% or even .5% just to cover the admin. Womens studies majors, art, etc can pay the 5-6%+
You are given a variable rate when you sign, and are told that for more in demand/useful jobs you will receive a lower rate. Let the government back these loans and give doctors and engineers like 1% or even .5% just to cover the admin. Womens studies majors, art, etc can pay the 5-6%+
Posted on 8/24/22 at 12:25 pm to choupiquesushi
quote:
national service requirement.
This already exists for military service members (not really loan forgiveness, but GI Bill) and for people who perform public service or work for a non-profit (Public Service Loan Forgiveness).
This post was edited on 8/24/22 at 12:26 pm
Posted on 8/24/22 at 12:26 pm to boogiewoogie1978
I would:
Permanently end federal student loan program.
Those who still owe student loans are expected to pay them back.
Figure out a way to "encourage" public universities to only offer degree programs that provide for gainful careers.
Permanently end federal student loan program.
Those who still owe student loans are expected to pay them back.
Figure out a way to "encourage" public universities to only offer degree programs that provide for gainful careers.
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