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Message

re: Republicans will Try Again (and Fail Again) to Repeal the ACA

Posted on 4/20/17 at 11:49 am to
Posted by Centinel
Idaho
Member since Sep 2016
43337 posts
Posted on 4/20/17 at 11:49 am to
quote:

Blowing up the entire system rather than helping to eliminate these outliers is a terrible and ignorant response.


When the entire system should have never been enacted in the first place, then yes blowing up the entire system is most certainly appropriate.

Posted by joeyb147
Member since Jun 2009
16019 posts
Posted on 4/20/17 at 11:49 am to
quote:

Prohibition on denying coverage due to preexisting medical conditions
this will always make healthcare costs unaffordable
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 4/20/17 at 11:55 am to
quote:

They aren't outliers, they're part of a trend


That's the debate. Is it a one time adjustment due to certain conditions in the market and the sun setting of stabilization programs cut off prematurely or a harbinger of things to come? The CBO thinks it's not a trend as do a number of other economists.

...Though with Trump threatening to sabotage the ACA markets, he could easily create a self-fulfilling prophecy.
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 4/20/17 at 11:56 am to
quote:

You seem like a CNBC type of shill.

Enjoy...


UH, premiums and deductibles too, yikes


The poorest people now pay for insurance, by law (Or get it for free when we pay for it), and yet they have $6,000 deductibles. if they can't pay for the premiums, how the heck can they pay the $6,000 deductibles?
From the link you gave:
Deductibles for individuals enrolled in the lowest-priced Obamacare health plans will average more than $6,000 in 2017, the first time that threshold has been cracked in the three years that Affordable Care Act marketplaces have been in business, a new analysis finds.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
123915 posts
Posted on 4/20/17 at 11:57 am to
quote:

risk pools, which we know don't work
Medicaid doesn't work?
Medicare doesn't work?

Really?
Posted by roadGator
Member since Feb 2009
140462 posts
Posted on 4/20/17 at 11:58 am to
I could get you a health care premium of $1.00 PMPM with the right deductible.

Smoke

and


Mirrors
Posted by roadGator
Member since Feb 2009
140462 posts
Posted on 4/20/17 at 11:58 am to
Another one that ignores the rising deductibles.
This post was edited on 4/20/17 at 12:03 pm
Posted by JuiceTerry
Roond the Scheme
Member since Apr 2013
40868 posts
Posted on 4/20/17 at 12:03 pm to
Closer than ever.. Imminent
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 4/20/17 at 12:06 pm to
quote:

The poorest people now pay for insurance, by law (Or get it for free when we pay for it), and yet they have $6,000 deductibles. if they can't pay for the premiums, how the heck can they pay the $6,000 deductibles?
From the link you gave:
Deductibles for individuals enrolled in the lowest-priced Obamacare health plans will average more than $6,000 in 2017, the first time that threshold has been cracked in the three years that Affordable Care Act marketplaces have been in business, a new analysis finds.


In raw terms that is true, however:

LINK /

If you are below 250% of the poverty line you qualify for cost sharing subsidies(something Trump has threatened to not pay out for misguided political leverage) which means a person making 22,000 would only end up paying 2350 out of pocket with a silver plan.

Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 4/20/17 at 12:06 pm to
quote:

I could get you a health care premium of $1.00 PMPM with the right deductible.

Smoke

and


Mirrors


You are absolutely correct. More people have health care. They just can't afford to use it. My deductible used to be $1,000...it is now $5,000. I have to spend $5,000 just to get to use my insurance that I pay $575 a month, and that is just for me.
Posted by llfshoals
Member since Nov 2010
15426 posts
Posted on 4/20/17 at 12:08 pm to
quote:

The CBO thinks it's not a trend as do a number of other economists.
Yes CBO thought it would cost a fraction of what it does.

When was the last time they were remotely close on an estimate?
Posted by roadGator
Member since Feb 2009
140462 posts
Posted on 4/20/17 at 12:09 pm to
Why not just make it free?

Someone below 250% of the poverty line has 2350 to pay deductibles?

Free health care for errybody.
Posted by Antonio Moss
Baton Rouge
Member since Mar 2006
48313 posts
Posted on 4/20/17 at 12:10 pm to
quote:

• Maintain the following provisions of the AHCA:
o Prohibition on denying coverage due to preexisting medical conditions
o Prohibition on discrimination based on gender


Won't work.
Posted by DirtyMike
Baton Rouge, LA
Member since Aug 2014
1175 posts
Posted on 4/20/17 at 12:10 pm to
quote:

and Trump is still your president


I love that this is the response to any criticism of Trump. Gives me a good laugh
Posted by EZE Tiger Fan
Member since Jul 2004
50302 posts
Posted on 4/20/17 at 12:12 pm to
quote:

He never responds to requests about it from NC_Tigah or 808bass, but the more sinister side is that his department at emory has seen their cash flow increase by large amounts because of the ACA. that translates into better job security for Mr. BamaAtl, higher incomes, and higher chances at bonuses.


It is always neat when Progs on this board are outed, either by their own admission or deeper digging by other posters.

Whether they are govt employees, union members, EPA lawyers, medical leaches, etc, it is always fun to see how our resident progs are robbing us blind while mocking us when we call them out.

BamaAtl is like every Prog I know either here or IRL: they need me FAR more than I need them. Pathetic.
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 4/20/17 at 12:13 pm to
quote:

If you are below 250% of the poverty line you qualify for cost sharing subsidies(something Trump has threatened to not pay out for misguided political leverage) which means a person making 22,000 would only end up paying 2350 out of pocket with a silver plan.


And I am paying $575 a month and have a $5000 deductible. Sounds about right.

Keep in mind, that person getting his silver plan has to pay a full 10% of his yearly salary before he can begin using his insurance. After this, how much is covered by the insurance, and how much more must he come out of pocket for?

Meanwhile Insurance Companies are pulling out of the Exchanges as fast as they can, and guess what? their profits are going up.

ETA
Just checked out the silver plan....the deductible is $3177.00. The good news? the cap on out of pocket individuals on the silver plan is $6110.00 for an individual, and for a family it is $12,270. They better hope they don't get sick, or that $22,000 isn't going to go very far, is it?

Silver Plan
This post was edited on 4/20/17 at 12:14 pm
Posted by roadGator
Member since Feb 2009
140462 posts
Posted on 4/20/17 at 12:14 pm to
BamaSJW never provides a fancy chart with deductible information either. Weird.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
123915 posts
Posted on 4/20/17 at 12:15 pm to
quote:

Won't work.
If deployment is similar to the AHCA, you're 100% correct.

The devil's in the details though. If PECs are covered via risk pooling, and with different costs and caveats, it might work.
Posted by DawgsLife
Member since Jun 2013
58915 posts
Posted on 4/20/17 at 12:18 pm to
quote:

I love that this is the response to any criticism of Trump. Gives me a good laugh


Is there a part of that statement that is not true?
I am confused.
Elections have consequences.
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 4/20/17 at 12:20 pm to
quote:

Yes CBO thought it would cost a fraction of what it does.

When was the last time they were remotely close on an estimate?


In terms of forecasters of the ACA they were actually the most accurate. I posted the piece from Kaiser on it in another thread.

The problem is that the initial analysis included assumptions about the law that did not happen in the way expected due to the later Supreme Court ruling, less funding for stabilization programs, and even Obama's own meddling.

But no forecasting is perfect because even if you get the expected market behavior right, slight shifts or unintended events can lead to deviations that result in the numbers being off.
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