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Started By
Message
Private Insurance vs Universal Coverage
Posted on 2/20/20 at 6:20 pm
Posted on 2/20/20 at 6:20 pm
This debate ain’t ending any time soon, regardless of who wins. How do you see this playing out? Is there a compromise, such as what Obamacare is attempting or attempted to do? I feel like Medicare for All will ultimately win out. What do you think?
10
Posted on 2/20/20 at 6:23 pm to Huge Richard
Most people in this country don’t have a “pot to piss in” nor do they pay anything in taxes. They will continue to feed on America’s rotting corpse until it is nothing but bones.
Posted on 2/20/20 at 6:32 pm to Huge Richard
quote:
compromise, such as what Obamacare
Posted on 2/20/20 at 6:32 pm to Dawgfanman
I’m sure there is a lot of blame to go around for the position we are in now. I’ve been trying to research other countries who operate under a private insurance system. Switzerland was the only country I could find. And insurance is compulsory there, with government subsidies to help the low income. That seems like what Obamacare was trying to solve.
Posted on 2/20/20 at 6:36 pm to gthog61
The individual mandate was originally proposed by Republicans FYI
Posted on 2/20/20 at 6:37 pm to Huge Richard
Yeah because without it people wouldn’t feel e full sting of what socialized medicine actually costs
Posted on 2/20/20 at 6:38 pm to Huge Richard
I lived in the UK for 4 years. Let me tell you how it works at the hospital to give you some idea of how many things would have to change over here. I had an accident in Houston and had stitches in my head. My coworkers in Manchester, UK told me to go to the hospital to get them out. This is what happens when you go to hospital over there.
Arrive and sign in. By "sign in" I mean you literally just write your name down on a sign in sheet. There are chairs and you take a seat. When they get to your name they call you and you walk right into an examination room. Nurse checks you and if they can handle it they do. If not, they bring a doctor in and he does his thing. When finished you leave. No checking out, no cashier, no nothing. You get up and leave the hospital.
No hospitals have cashiers, no billing department, no collections department, nothing at all related to money from patients. They have no ability to take money. Therefore there is no need for health insurance in the UK for hospitals and doctors that are part of the national healthcare system.
It all sounds pretty good until you have something serious going on. Have a cancer scare? Get a biopsy and wait 8+ months for the results. Just imagine your wife having a breast cancer scare and having to spend 8 agonizing months waiting to hear if she has cancer much less wait more to start treatment if required. Need a knee replacement, hip replacement, tear an ACL, tear a rotator cuff, etc.... get in line and prepare to wait 12 to 18 months.
There are pluses and minuses for private and unviversal. To do universal coverage in the U.S. would require a complete overhaul of our current system from top to bottom. Private rooms?? Nope. Semi-private rooms?? Nope. Try a ward with 8-12 people in them with curtains. THAT is the national healthcare system in the UK. Creature comforts take a back seat. Equipment in the operating rooms, cancer treatment centers, etc... is state of the art. Creature comforts and expedited care is the cost of giving up a private system.
Arrive and sign in. By "sign in" I mean you literally just write your name down on a sign in sheet. There are chairs and you take a seat. When they get to your name they call you and you walk right into an examination room. Nurse checks you and if they can handle it they do. If not, they bring a doctor in and he does his thing. When finished you leave. No checking out, no cashier, no nothing. You get up and leave the hospital.
No hospitals have cashiers, no billing department, no collections department, nothing at all related to money from patients. They have no ability to take money. Therefore there is no need for health insurance in the UK for hospitals and doctors that are part of the national healthcare system.
It all sounds pretty good until you have something serious going on. Have a cancer scare? Get a biopsy and wait 8+ months for the results. Just imagine your wife having a breast cancer scare and having to spend 8 agonizing months waiting to hear if she has cancer much less wait more to start treatment if required. Need a knee replacement, hip replacement, tear an ACL, tear a rotator cuff, etc.... get in line and prepare to wait 12 to 18 months.
There are pluses and minuses for private and unviversal. To do universal coverage in the U.S. would require a complete overhaul of our current system from top to bottom. Private rooms?? Nope. Semi-private rooms?? Nope. Try a ward with 8-12 people in them with curtains. THAT is the national healthcare system in the UK. Creature comforts take a back seat. Equipment in the operating rooms, cancer treatment centers, etc... is state of the art. Creature comforts and expedited care is the cost of giving up a private system.
This post was edited on 2/20/20 at 6:40 pm
Posted on 2/20/20 at 6:46 pm to Tridentds
If you think healthcare is expensive here, tear an ACL under universal healthcare if you are a laborer. Healthcare is not as costly is being unable to work for 18-24 months while you wait for surgery and then rehab afterwards.
Posted on 2/20/20 at 6:46 pm to Tridentds
I appreciate the feedback. I’m not really stating a position, but just wanted to see if there could be a real discussion on this... thank you
Posted on 2/20/20 at 6:59 pm to Huge Richard
quote:
I’m sure there is a lot of blame to go around for the position we are in now. I’ve been trying to research other countries who operate under a private insurance system. Switzerland was the only country I could find. And insurance is compulsory there, with government subsidies to help the low income. That seems like what Obamacare was trying to solve.
What percentage of their population are drains on their society and not contributing to the tax base? Maybe a little smaller percentage than what we have here?
Posted on 2/20/20 at 7:02 pm to Huge Richard
Yep it is a very complicated issue. For 90%+ of most issues the universal would probably work as good as our current private. When it is a serious issue then the universal is not so good. It's good at keeping you from going broke but not so good at treating serious stuff quickly especially if time is of the essence.
It gets even more complicated in my opinion when you have universal healthcare and you have taxpayers paying for it but anyone that comes into the country can use it. Virtually unlimited immigration is what completely overwhelmed the UK in the early 2000s. As a result of the system staying perpetually overwhelmed, private healthcare insurance took off and is still growing. A lot of doctors are now completely private and don't participate in the public system anymore. The better more accomplished doctors have gone into private practice. The brain drain in the public system is real and has been felt.
Sanders, Warren, and a few others simply have no idea what they are are talking about or they know and are simply telling lies. I suspect they are liars.
It gets even more complicated in my opinion when you have universal healthcare and you have taxpayers paying for it but anyone that comes into the country can use it. Virtually unlimited immigration is what completely overwhelmed the UK in the early 2000s. As a result of the system staying perpetually overwhelmed, private healthcare insurance took off and is still growing. A lot of doctors are now completely private and don't participate in the public system anymore. The better more accomplished doctors have gone into private practice. The brain drain in the public system is real and has been felt.
Sanders, Warren, and a few others simply have no idea what they are are talking about or they know and are simply telling lies. I suspect they are liars.
Posted on 2/20/20 at 7:09 pm to Huge Richard
Remove the restriction on State lines and allow insurance companies to sell actually across state lines to private individuals
Posted on 2/20/20 at 7:28 pm to Huge Richard
There is a big difference between having "Insurance Coverage" and actual Health Care.
Socialized Medicine is the same thing as Medicare for all. It's single payer. That means the government decides who gets healthcare. \
If the healthcare providers don't receive enough compensation to cover their expenses (like nurses and medicine and equipment that actually works) then they stop providing the services. People loose jobs, patients loose their lives.
That is why those that can afford it from Canada and England who need live saving medical help come to the US.
Freedom encourages excellence. Government destroys innovation and prosperity.
If you want to see what Socialism does go to Cuba or Valenzuela
Socialized Medicine is the same thing as Medicare for all. It's single payer. That means the government decides who gets healthcare. \
If the healthcare providers don't receive enough compensation to cover their expenses (like nurses and medicine and equipment that actually works) then they stop providing the services. People loose jobs, patients loose their lives.
That is why those that can afford it from Canada and England who need live saving medical help come to the US.
Freedom encourages excellence. Government destroys innovation and prosperity.
If you want to see what Socialism does go to Cuba or Valenzuela
Posted on 2/20/20 at 7:35 pm to Huge Richard
At this point a two tier system will exist. Medicare for all for the elderly illegals, poor, middle class, upper middle class, and small business owners. Private insurance type care for fortune 500 execs, government employees above a certain GS, and politicians.
In other words, the worst possible outcome.
In other words, the worst possible outcome.
Posted on 2/20/20 at 7:37 pm to cajuncarguy
quote:Its going to be different next time. We have a senile old man and a failed bartender to do it the right way!! Onward! Good thing ahead™?
If you want to see what Socialism does go to Cuba or Valenzuela
Posted on 2/20/20 at 7:40 pm to Dawgfanman
quote:
Most people in this country don’t have a “pot to piss in
Thats a brave way of describing the most prosperous nation on earth.
Posted on 2/20/20 at 7:52 pm to Huge Richard
The government provides “free” healthcare for our veterans. It’s a disaster, I have zero faith in anything the government is in control over.
Posted on 2/20/20 at 9:08 pm to Huge Richard
There will never be a single-payer system in the U.S. full stop.
Obamacare was an unmitigated disaster for everyone. Premiums went up, deductibles went up, coverage went down. And the people who didn't want insurance were punished. There are currently an insane number of avenues to get affordable coverage and health care, including from the government.
I have some dirt poor relatives, and they all have health coverage through someone. I really believe these stories of poor people being unable to obtain life sustaining medicines are all made up. If your working, but your job doesn't provide coverage, then it should be up to you to find another job. When that company can't keep employees then they'll start to offer employer-sponsored plans. Circle K cashiers near my house have insurance plans. They're out there; find another job. That's a pretty good compromise: Take responsibility in finding coverage or die.
Obamacare was an unmitigated disaster for everyone. Premiums went up, deductibles went up, coverage went down. And the people who didn't want insurance were punished. There are currently an insane number of avenues to get affordable coverage and health care, including from the government.
I have some dirt poor relatives, and they all have health coverage through someone. I really believe these stories of poor people being unable to obtain life sustaining medicines are all made up. If your working, but your job doesn't provide coverage, then it should be up to you to find another job. When that company can't keep employees then they'll start to offer employer-sponsored plans. Circle K cashiers near my house have insurance plans. They're out there; find another job. That's a pretty good compromise: Take responsibility in finding coverage or die.
Posted on 2/20/20 at 9:17 pm to WildManGoose
It depends on if you need medical care. I mean what is the avg out of pocket max? Like 5k? Plus the premiums. And that’s assuming the doctor won’t stick you with a bill if insurance doesn’t cover all of part of whatever procedure.
I wish more people knew and understood HSAs. They would be the best choice for a lot of people imo.
I wish more people knew and understood HSAs. They would be the best choice for a lot of people imo.
Posted on 2/20/20 at 9:24 pm to Huge Richard
quote:
I wish more people knew and understood HSAs
HSAs are great if you have a qualified hugh deductible plan.
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