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re: I'm sick of people saying the middle class is worse off than 4 decades ago.
Posted on 3/13/17 at 4:54 pm to HailHailtoMichigan!
Posted on 3/13/17 at 4:54 pm to HailHailtoMichigan!
quote:
Do because healthcare costs more, we can make blanket statements that the middle class is worse off?
Healthcare, education, and housing have all skyrocketed.
Posted on 3/13/17 at 4:56 pm to HailHailtoMichigan!
quote:Is food cheaper?
Do because healthcare costs more, we can make blanket statements that the middle class is worse off?
Food is cheaper, energy is cheaper, most things in your house are cheaper, etc.
Posted on 3/13/17 at 4:57 pm to NIH
But one reason that housing has skyrocketed is that we demand more. As I noted above, the average new home is 1000 SF larger than in the 1970s.
One reason healthcare has skyrocketed is that we have had massive tech advances since the 70s.
And the reason education has skyrocketed is that we take out loans and no none wants to be a welder.
One reason healthcare has skyrocketed is that we have had massive tech advances since the 70s.
And the reason education has skyrocketed is that we take out loans and no none wants to be a welder.
Posted on 3/13/17 at 4:58 pm to deltaland
quote:
Cable or satellite tv (50-150 a month)
Netflix or similar service(12 bucks a month)
High speed internet (50-100 dollars a month)
Cell phone, sometimes numerous ones (50-400dollars a month)
God knows what other monthly bills they choose such as online subscriptions
Both of us get phones through work. Let's assume for a second I did the above. It would save me $80/month, because of your list we have Netflix and the internet- no cable.
Is that $80 difference supposed to drastically increase our discretionary expenses?
Or somehow cut down on the $2500+/month we pay in child care? What about the $1500/month bill for graduate school debt?
That doesn't even tell you about our small home, property taxes, or healthcare costs.
This post was edited on 3/13/17 at 5:00 pm
Posted on 3/13/17 at 4:59 pm to the808bass
It is just Flatout absurd how people in this thread cannot comprehend the vast difference between how people lived in 1970 versus 2017. Almost every Post in here trying to compare the two simply demonstrates that the person has no fricking idea what they're talking about.
There's almost nothing you can compare apples to apples. I mean for fricksake somebody tried to say Healthcare in 1970 was largely not different than 2017 period you can't have a discussion with that kind of stupidity
There's almost nothing you can compare apples to apples. I mean for fricksake somebody tried to say Healthcare in 1970 was largely not different than 2017 period you can't have a discussion with that kind of stupidity
Posted on 3/13/17 at 5:00 pm to NYNolaguy1
Sounds like you may want your wife to sell back her degree and stay home for a few years.
Posted on 3/13/17 at 5:01 pm to ShortyRob
quote:
There's almost nothing you can compare apples to apples.
Has daycare changed?
Has education changed?
Posted on 3/13/17 at 5:01 pm to NYNolaguy1
quote:is your wife bringing home more than $2,500 a month? And I'm sorry. $1,500 a month for graduate school wasn't entirely elective expense.
Or somehow cut down on the $2500+/month we pay in child care? What about the $1500/month bill for graduate school debt?
Regardless you are looking at this through a straw and only examining your own personal situation which is largely of your own doing.
Posted on 3/13/17 at 5:01 pm to the808bass
quote:
Sounds like you may want your wife to sell back her degree and stay home for a few years.
Professional degrees are not friendly to nonworking moms.
This post was edited on 3/13/17 at 5:02 pm
Posted on 3/13/17 at 5:02 pm to ShortyRob
quote:
your wife bringing home more than $2,500 a mont
Yes.
Posted on 3/13/17 at 5:02 pm to the808bass
quote:
ted is that we demand more
For sure in the suburbs and the country...I'm mainly thinking of the pricing explosion within cities.
Posted on 3/13/17 at 5:02 pm to the808bass
quote:it really is funny. I swear to hear him talk you think he got kidnapped and forced to live where he lives and pay the bills he pays
Sounds like you may want your wife to sell back her degree and stay home for a few years.
Posted on 3/13/17 at 5:04 pm to HailHailtoMichigan!
Thread is stupid.
All of those things lasted 5+ times as long back then
All of those things lasted 5+ times as long back then
Posted on 3/13/17 at 5:05 pm to ShortyRob
quote:
I swear to hear him talk you think he got kidnapped and forced to live where he lives and pay the bills he pays
I did relocate from a far cheaper place if that's what you mean.
Also it doesn't make financial sense for her to stay at home. She earns more than what daycare costs.
I do feel like you're kind of pissed that my situation upends your theory here though.
This post was edited on 3/13/17 at 5:06 pm
Posted on 3/13/17 at 5:06 pm to NYNolaguy1
quote:k how much is your health insurance?
your wife bringing home more than $2,500 a mont
Yes.
Posted on 3/13/17 at 5:06 pm to ShortyRob
quote:
how much is your health insurance?
Close to $1000/month.
Posted on 3/13/17 at 5:08 pm to HailHailtoMichigan!
I pay over nine hundred dollars a month for health insurance. It's assinine that it costs this much.
Posted on 3/13/17 at 5:09 pm to NYNolaguy1
quote:
quote: your wife bringing home more than $2,500 a mont Yes.
Is she bringing home 6 figures? She probably breaks even around $75kk.
Posted on 3/13/17 at 5:10 pm to bencoleman
Hey, but your washer and dryer is so much cheaper!
Posted on 3/13/17 at 5:13 pm to NYNolaguy1
Here let me do the math for you-
In post tax figures:
Daycare: $2650
Health Insurance: $1000
Student Loans:$1500
Mortgage:$1000
Property Taxes:$650
Water, heat, utilities: $300
Internet:$80
Gas/car insurance:$400
Total: $7580
That's $90960 in expenses alone post tax. You'll notice that there's no car note or lease- all vehicles are paid off and we have no credit card debt.
I'd love to hear about what items were more expensive in 1975, though.
In post tax figures:
Daycare: $2650
Health Insurance: $1000
Student Loans:$1500
Mortgage:$1000
Property Taxes:$650
Water, heat, utilities: $300
Internet:$80
Gas/car insurance:$400
Total: $7580
That's $90960 in expenses alone post tax. You'll notice that there's no car note or lease- all vehicles are paid off and we have no credit card debt.
I'd love to hear about what items were more expensive in 1975, though.
This post was edited on 3/13/17 at 5:14 pm
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