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re: I don't grasp how families make it.

Posted on 11/18/19 at 6:24 pm to
Posted by chalmetteowl
Chalmette
Member since Jan 2008
53829 posts
Posted on 11/18/19 at 6:24 pm to
quote:

Creating children BEFORE you are an established professional creates systemic poverty.

Having children is good - but at the right time.

Also, some people are not responsible or wired correctly to have kids.
if you’re going to have children, it’s best to do so when you’re youthful and fertile... otherwise if you get to about 30 without children, you might not ever want them
Posted by Carl Tuckerson
The wind-swept plains
Member since Oct 2019
1026 posts
Posted on 11/18/19 at 6:26 pm to
If an economic system is pricing people with reasonable jobs living within their means out of having families with three kids, that system should not exist. The economy exists to serve the family and the nation, not the other way around.
Posted by Azkiger
Member since Nov 2016
27032 posts
Posted on 11/18/19 at 6:27 pm to
quote:

Funny how sixty years ago, a housewife and three-kid family was the norm. Yet now if you have both parents working they might still be irresponsible for expecting what was normal just a generation ago. Doesn't this speak exactly to OP's point?


Sixty years ago, for most vehicles, air conditioning was an OPTION. Most houses had attic fans. Etc, etc, etc. I'm sure if single parent working families lived like they did sixty years ago they'd be able to do just fine.
Posted by oliveandblue
Member since Nov 2014
1755 posts
Posted on 11/18/19 at 6:30 pm to
quote:

If an economic system is pricing people with reasonable jobs living within their means out of having families with three kids, that system should not exist. The economy exists to serve the family and the nation, not the other way around.


Even though we might disagree on everything in this thread, THIS exact point is correct.

Modern global capitalism has altered the game. My viewpoints on this matter are a response to "what is" and not "what should be".

We have created a world where there is this dangerously small window to raise children (like 27-34 or so).

Humans have been spitting in nature's face for centuries. You ain't seen nothing yet.
Posted by Carl Tuckerson
The wind-swept plains
Member since Oct 2019
1026 posts
Posted on 11/18/19 at 6:31 pm to
quote:

Sixty years ago, for most vehicles, air conditioning was an OPTION. Most houses had attic fans. Etc, etc, etc. I'm sure if single parent working families lived like they did sixty years ago they'd be able to do just fine.

Ah that's it, I'm sure if we just squeeze that air conditioning bill a bit harder that'll be the difference on kid #3
Posted by Azkiger
Member since Nov 2016
27032 posts
Posted on 11/18/19 at 6:31 pm to
quote:

The economy exists to serve the family and the nation, not the other way around.


Progs think the economy exists to serve the do-nothings and gimmedats. Eliminate the waste and fraud and you'd see less of a tax burden on those sorts of families.

The OP says they have 3 kids they're probably paying for 4 or 5 (theirs and 1 or 2 kids for a different family).
Posted by WildManGoose
Member since Nov 2005
4600 posts
Posted on 11/18/19 at 6:31 pm to
quote:

she is a teacher.
quote:

Her insurance is pure shite.


Public or private? My wife is a teacher also, but her insurance is about the best you could get aside from a 100% employer funded plan.

quote:

Combined income is about 80,000 a year


Also, with a combined salary like that. She is either at a private school or your BIL job is not that great. 1st year teachers in public school make about 38-40K.

My wife and I would love a third child before we get too old, but it would strain our finances so we are waiting.

I mean this with no judgement; it seems like there's some personal choices that have led to their financial situation.
Posted by nugget
Abrego Garcia Fan
Member since Dec 2009
15679 posts
Posted on 11/18/19 at 6:32 pm to
quote:

It’s gratifying to see some folks tell other folks how to live their lives and what kind of family they’re entitled to have.


Maybe said person shouldn’t be crying because the world is mean if they’re living outside of their means
Posted by Azkiger
Member since Nov 2016
27032 posts
Posted on 11/18/19 at 6:33 pm to
quote:

Ah that's it, I'm sure if we just squeeze that air conditioning bill a bit harder that'll be the difference on kid #3


That was just an example, surely you're smart enough to understand that there's been many more things that we enjoy today that wasn't wide spread 60 years ago, right?
Posted by Carl Tuckerson
The wind-swept plains
Member since Oct 2019
1026 posts
Posted on 11/18/19 at 6:33 pm to
Well we certainly agree there. This is a huge part of it. Cannot possibly expect families to make it while footing the bill for people who aren't even trying.
Posted by Azkiger
Member since Nov 2016
27032 posts
Posted on 11/18/19 at 6:34 pm to
quote:

Modern global capitalism has altered the game.


Funny everything seemed to be going pretty well until the welfare state exploded. But no, that can't be it. It's stupid to think that a society could be crushed under the weight of too many of its citizens *NOT* working or working much.
Posted by TigerMuskyFanMinneso
Boonies, MN
Member since Sep 2019
759 posts
Posted on 11/18/19 at 6:34 pm to
Something's way off with their medical insurance.....have they evaluated alternative plans within their current insurers? Her teaching job's insurance his plant's insurance - copay's vs deductibles -- do they do and keep to budgets? ObamaCare really raised the cost of insurance because of increase in deductibles but something sounds way off for them.....what about HSA's??? They sound like they need professional financial help....I really feel for their situation....do they have crdit cards and loans with high interest??

Posted by Dawgfanman
Member since Jun 2015
25969 posts
Posted on 11/18/19 at 6:35 pm to
quote:

Funny how sixty years ago, a housewife and three-kid family was the norm. Yet now if you have both parents working they might still be irresponsible for expecting what was normal just a generation ago. Doesn't this speak exactly to OP's point?


Move into a 1200 sq ft house like that family. Have only 1 car like that family. Do all your own repairs on that house and car. Grow a garden. Cook at home. Repair, don’t replace clothing and other goods so many toss today.

I know, it’s crazy right?
Posted by nugget
Abrego Garcia Fan
Member since Dec 2009
15679 posts
Posted on 11/18/19 at 6:35 pm to
quote:

The economy exists to serve the family and the nation, not the other way around.


That might make you feel good, but it’s not true. You’re not entitled to have a certain job and be afforded with benefits that are established by the government. If you don’t like it, change something.
Posted by auggie
Opelika, Alabama
Member since Aug 2013
30975 posts
Posted on 11/18/19 at 6:36 pm to
quote:

I keep tabs on the price of food personally weekly with an app on my phone. The rise in groceries has been ridiculous just the past year alone. 30%-50% jumps in goods that I have bought for years.


The middle man makes all the money. Your phone is screwing you over.
Me and my wife shop for groceries together, and I haven't noticed much of an increase at all. Steak might be a bit more expensive lately.


















Posted by cahoots
Member since Jan 2009
9134 posts
Posted on 11/18/19 at 6:39 pm to
(no message)
This post was edited on 1/20/20 at 1:10 pm
Posted by Carl Tuckerson
The wind-swept plains
Member since Oct 2019
1026 posts
Posted on 11/18/19 at 6:39 pm to
quote:

That was just an example, surely you're smart enough to understand that there's been many more things that we enjoy today that wasn't wide spread 60 years ago, right?

I do. My point is that if real wages were rising commensurate with our improvements in standard of living and quality of life--which is what you would expect in a healthy, functioning economy--then you wouldn't be facing a choice between A/C and a third kid, or smartphones and a third kid to use another example. The way this is supposed to work is that a new product comes out that improves quality of life, it starts as a luxury good until we figure out how to create it inexpensively so everyone can enjoy it, and eventually everyone has it as just a fact of life. The families of the 50s that had fans instead of A/C had electricity and the telephone, which previous generations didn't have--yet weren't forced to choose between their kid and those niceties.

I think your earlier post hit on a very important part of it, which is that the middle class, such as it still exists, is getting obliterated by tax burdens to support dysfunctional idiots who would have been kicked out of polite society a while ago. You can't have a family get ahead while it's supporting a bunch of others via heavy handed taxes.
Posted by Azkiger
Member since Nov 2016
27032 posts
Posted on 11/18/19 at 6:40 pm to
quote:

Rich folks who kids are able to get on Medicaid or receive benefits through tricks.


Define "rich"?

I know some plant workers getting 100kish a year, not marrying their wife, and charging her rent to live in his home, and the wife gets the full ride. Subsidized rent, food stamps, all the goodies for the kids, and they live as if they're married. He pays her car note/insurance, etc.
Posted by Dawgfanman
Member since Jun 2015
25969 posts
Posted on 11/18/19 at 6:41 pm to
quote:

Isn't sex only supposed to be for procreation? What if they're just following Gods word


No. Corinthians 7..
Posted by Loserman
Member since Sep 2007
23057 posts
Posted on 11/18/19 at 6:42 pm to
quote:

Creating children BEFORE you are an established professional creates systemic poverty.

Having children is good - but at the right time.


My wife and I anecdotally prove your premise wrong

We started out poor and had 3 children within our first 5 years
We have had 7 total and paid for 4 to go to college, 1 joined the army

The other 2 will go to college but are currently in high school

We are upper middle class today
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