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re: How do we change the culture of bad decision-making?

Posted on 2/13/17 at 11:43 am to
Posted by rocket31
Member since Jan 2008
41887 posts
Posted on 2/13/17 at 11:43 am to
The Ubi would get rid of welfare..SS. Medicaid.. Medicare..Food stamps.. Housing subsidies.. Single women welfare...As well as agriculture subsidies, etc

A Ubi of say $10k each would save us billions
Posted by buckeye_vol
Member since Jul 2014
35373 posts
Posted on 2/13/17 at 11:45 am to
quote:

but UBI is going to cost a LOT more than what we spend on welfare
But it should be more efficient (less bureaucracy; less fraud, etc.), and I think from an incentives standpoint, it diminishes the reinforcement of poor decision-making and a lack of self-improvement. The entitlement system incentivizes people to stay in need.

UBI is one thing that I'm hypocritically open to. Listening to the Freakonomics podcast regarding it, and seeing the support from people like Friedman and Hayek, really changed my perspective a bit.

Doing some more research, I found Hayek's moral arguments, regarding government control and coercion in an entitlement system pretty compelling.
This post was edited on 2/13/17 at 11:48 am
Posted by roadGator
Member since Feb 2009
154569 posts
Posted on 2/13/17 at 11:45 am to
quote:

There is plenty of money to support both health care and a UBI


LOL
Posted by Salmon
I helped draft the email
Member since Feb 2008
85370 posts
Posted on 2/13/17 at 11:48 am to
UBI will eventually happen

until then, this is an impossible question to solve
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
465774 posts
Posted on 2/13/17 at 11:49 am to
quote:

The Ubi would get rid of welfare..SS. Medicaid.. Medicare..Food stamps.. Housing subsidies.. Single women welfare...As well as agriculture subsidies, etc

A Ubi of say $10k each would save us billions


for 300M people that would be $3T, right?

how much do you think we spend on all of those programs/year?
Posted by buckeye_vol
Member since Jul 2014
35373 posts
Posted on 2/13/17 at 11:49 am to
quote:

UBI will eventually happen

until then, this is an impossible question to solve
If the government could think scientifically, we could reseach how it works on a small scale and go from there.

I guess a venture capitalist firm is planning to do a large study on UBI; I really hope they do since they'll study it scientifically, and it's a private venture.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
465774 posts
Posted on 2/13/17 at 11:50 am to
quote:

UBI is one thing that I'm hypocritically open to. Listening to the Freakonomics podcast regarding it, and seeing the support from people like Friedman and Hayek, really changed my perspective a bit.

oh i'm open to discussion about the UBI, but it would have to be so low that it would not be acceptable for people to support

at some point it may no be possible to organize a society without one (when the robots take over)
Posted by Salmon
I helped draft the email
Member since Feb 2008
85370 posts
Posted on 2/13/17 at 11:51 am to
quote:

at some point it may no be possible to organize a society without one (when the robots take over)



this is what I mean in that it will eventually happen

hopefully I'm dead by then
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
465774 posts
Posted on 2/13/17 at 11:51 am to
i just can't wait to learn kung fu
Posted by ballscaster
Member since Jun 2013
26861 posts
Posted on 2/13/17 at 11:52 am to
quote:


ETA example: If you have 1 baby, we (the government/American people) will help you out. When you have your 2nd-10th, you are on your own.
This won't change people's reproductive habits, and you're naive if you think that it will.
Posted by geauxtigahs87
Louisiana
Member since Dec 2008
26663 posts
Posted on 2/13/17 at 11:53 am to
quote:

But the problem is that it's probably a combination of pooe decision-making with poor circumstances outside their control

Of course there could be many factors at play when you consider each case, but the decisions each individual or their parents make have, by far, the greatest implications on affecting their financial status.

And therefore finding a solution to rectify those bad decisions need to be where you start in order to find a solution to combating poverty.

This post was edited on 2/13/17 at 11:54 am
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
465774 posts
Posted on 2/13/17 at 11:54 am to
quote:

This won't change people's reproductive habits, and you're naive if you think that it will.


how could welfare benefits ever change reproductive habits of a society? i wish there was data on this...





quote:

The percentage of children born outside of marriage has skyrocketed, with a six-fold increase since 1960. Currently, the figure is highest among blacks, but the rate of increase is highest among whites and Hispanics.




This post was edited on 2/13/17 at 11:57 am
Posted by ballscaster
Member since Jun 2013
26861 posts
Posted on 2/13/17 at 11:59 am to
That graph is sort of incomplete.
Posted by TrebleHook
Member since Jun 2016
1356 posts
Posted on 2/13/17 at 12:00 pm to
quote:

Everyone gets the same amount. Everyone


So I'll have to pay $12k in taxes to get $10k back in UBI. No thanks.
Posted by Tigerlaff
FIGHTING out of the Carencro Sonic
Member since Jan 2010
22081 posts
Posted on 2/13/17 at 12:03 pm to
There ought to be a massive effort aimed at instilling the "cheat codes" of life into every young child at all levels of public school.

1) Graduate from high school,
2) Don't have children until you are married,
3) Don't get addicted to drugs or alcohol,
4) Don't commit crime.

If you do those four things, your chances of remaining in poverty for the rest of your life are extremely low. If you get married and provide a two parent household to your children and pass these rules down, the odds of your child living in poverty are even more drastically reduced.

We basically need to give up on the idea that we can save people over the age of 12 who are already in the bad decision/poverty cycle. We also need to get over the idea that you cannot patronize them; you can and it is right. If you really love your kid, then you don't want them to make the same mistakes you did. They need to be told that their parent screwed up and that there is a better, easier way.

I envision something along the lines of the anti-smoking campaign. By the time they are teenagers, it is already too late. You have to impress these ideas onto them before age 11.

I think the biggest obstacle to something like this is obviously the garbage PC culture we have. You have to be able to say that being a single mom or having a criminal record is bad instead of blaming everything on "the system" or "the patriarchy" or "the school-to-prison pipeline." You also have to be able to say that we have "given up" on those who are too old to really absorb the idea in any meaningful way.

Behaviorally speaking, you need to identify and use an effective motivator. The two very best motivators are social stigma and actual extreme hardship. People who make bad decisions that lead to poverty just don't experience the kind of actual extreme hardship that would force change. No one is starving to death. This is a good thing. For that reason, we need to get reacquainted with social stigma as a tool. You would think liberals would be all for this since it is a "for the greater good" collectivist-type of thought.

Posted by rocket31
Member since Jan 2008
41887 posts
Posted on 2/13/17 at 12:04 pm to
At some point?

Hell it's already happening

Our entire economic model is backwards.

We should be trying to eliminate jobs and increase production effeciency through technology and automation. That should be the goal, it's the eventual outcome anyways

Posted by CoachChappy
Member since May 2013
34081 posts
Posted on 2/13/17 at 12:04 pm to
quote:

ETA example: If you have 1 baby, we (the government/American people) will help you out. When you have your 2nd-10th, you are on your own.
This won't change people's reproductive habits, and you're naive if you think that it will.


I work in education. I have seen time and time again, that when the checks stop, the behavior stops.
Posted by SpqrTiger
Baton Rouge
Member since Aug 2004
9626 posts
Posted on 2/13/17 at 12:05 pm to
quote:

Well actually teaching basic financial competence in middle school/early high school would help.


CT, if I could up vote this 100 times, I would.

This is a major problem, and it's been a problem for a long time. No one wants to educate each other about how to make sound financial decisions and run a household the right way.

And do you want to know why? Because too many times the people who have those skills enjoy keeping their advantage over those who don't. A lot of people benefit from keeping people stupid about money.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
465774 posts
Posted on 2/13/17 at 12:08 pm to
quote:

I think the biggest obstacle to something like this is obviously the garbage PC culture we have. You have to be able to say that being a single mom or having a criminal record is bad instead of blaming everything on "the system" or "the patriarchy" or "the school-to-prison pipeline." You also have to be able to say that we have "given up" on those who are too old to really absorb the idea in any meaningful way.

i won't even call it PC culture

it's guilt culture. people just feel guilty at their success for some reason
Posted by ballscaster
Member since Jun 2013
26861 posts
Posted on 2/13/17 at 12:09 pm to
Well maybe I'm wrong then.
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