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re: How can the average person afford to live?
Posted on 9/3/23 at 11:19 am to Major Dutch Schaefer
Posted on 9/3/23 at 11:19 am to Major Dutch Schaefer
Averages are pretty meaningless. Medians would give a better indicator, but I question the memes date entirely when it says the average savings will be 0. That would imply nobody has any savings in entire US.
0
Posted on 9/3/23 at 11:21 am to SDVTiger
SDVTiger is one of these dudes from The Big Short:
Posted on 9/3/23 at 11:22 am to Sus-Scrofa
quote:Yup
Average family between cable, internet, phones, and streaming spend thousands more on just those things that weren’t even available to their parents.
quote:My parents typical long distance bill (millineals don’t even know what that is) was more than my current cell plan that includes unlimited data.
Cell phone is probably a necessity nowadays, and internet, but there are certainly cheaper options out there for those. Heck you can still get basic channels for free with an antenna.
Posted on 9/3/23 at 11:23 am to cwill
This would be more accurate
Posted on 9/3/23 at 11:23 am to Stonehog
quote:If this is the best you can up with it’s not surprising you’re not making any financial headway. “Boomers” and housing prices aren’t your problem.
By selling, and then what? Buy the same house for $100k more than you paid a few years ago?
Posted on 9/3/23 at 11:25 am to Stonehog
quote:What were “we” doing for four years?
Because we need a place to live and everything in our price range in 2019 would be out of our price range in 2023. That 100k wouldn’t last long after a down payment and then financing the rest at 7%.
This post was edited on 9/3/23 at 11:29 am
Posted on 9/3/23 at 11:27 am to Stonehog
quote:
d everything in our price range in 2019 would be out of our price range in 2023.
My generation had roomates and/or lived in mobile homes until they could afford something nicer.
Zoomers and millennials have no coping skills and see themselves as perpetual victims.
Posted on 9/3/23 at 11:33 am to SDVTiger
Sure.
Maybe at Edward Jones in a strip mall.
Maybe at Edward Jones in a strip mall.
This post was edited on 9/3/23 at 11:35 am
Posted on 9/3/23 at 11:41 am to cwill
I knew reality would trigger your libtard arse
Posted on 9/3/23 at 11:51 am to Taxing Authority
quote:
If this is the best you can up with it’s not surprising you’re not making any financial headway. “
My youngest bought a house in Fort Worth and sold it for 100k profit in less than a year.
I always assume people who claim they cannot find housing are Type A anal retentives who have a very strict list of requirements.
Posted on 9/3/23 at 12:31 pm to Stonehog
quote:
We bought our house in 2019 for $200k. Same exact house in our neighborhood now is $300k. Same floor plan and finishings. But y’all keep pretending that this is normal and you had it harder.
Wait the frick up. You've showered this thread with f'n tears about housing and you recently bought a home for $200K? What the frick is wrong with you? The shitty starter home I bought in 1988 with linoleum floors, formica countertops, basically the cheapest of everything at the time and a doorbell that only went "ding" - cost $240K in 2019 dollars, and we bought significantly below the median. The 30-yr fixed rate was 10.5% back then.
And this is a good illustration of what everyone that understands a little economics has been trying to explain to you. Housing is cyclical. Right now is a tough time for buyers, but ten years ago it was a great time. You are not so special that you shouldn't have to deal with the real estate cycles everyone else does.
It should embarrass you, even on an anonymous message board, that you are so dumb and soft.
Posted on 9/3/23 at 12:57 pm to RogerTheShrubber
Posted on 9/3/23 at 12:59 pm to David_DJS
It has been quite entertaining watching David spank the little kids. Absolutely brutal.
Posted on 9/3/23 at 1:01 pm to David_DJS
quote:
It should embarrass you, even on an anonymous message board, that you are so dumb and soft.
Y’all made it about me when that was never my intention. I’m only talking about how hard it is for young people to buy now. Some of you still can’t grasp that. My example of my own home was to show how prices have skyrocketed for the same house.
I do find it strange that so many of you in this thread love Bidenomics. I hate it personally.
Posted on 9/3/23 at 1:01 pm to David_DJS
quote:
Wait the frick up. You've showered this thread with f'n tears about housing and you recently bought a home for $200K?
No shite. Thats a 20 year old Mobile home here.
Posted on 9/3/23 at 1:23 pm to Stonehog
quote:
I do find it strange that so many of you in this thread love Bidenomics. I hate it personally.
Yet you are one of the few in this thread that voted for this current admin
Posted on 9/3/23 at 1:25 pm to Stonehog
quote:
I do find it strange that so many of you in this thread love Bidenomics
It sucks. But I'll still beat it.
I came of age during the Carter era. Theres been no worse economic time since.
Posted on 9/3/23 at 1:29 pm to SDVTiger
quote:
Yet you are one of the few in this thread that voted for this current admin
I didn’t vote for Biden.
Posted on 9/3/23 at 1:42 pm to Zach
quote:
I feel bad for younger people who want to buy a house or car.
You shouldn’t. Entry level vehicles and decent used vehicles are a real thing. When starting out you need to get from A to B not impress your mates.
And young folks need to learn to live within their means. A small apartment until they are ready for home ownership is not a bad thing.
Posted on 9/3/23 at 2:22 pm to Stonehog
quote:
I’m only talking about how hard it is for young people to buy now. Some of you still can’t grasp that.
Why do you need to make shite up to make sense of your emotions/argument?
Not a single person in this thread doesn't understand that if you're young/starting out, it's a tougher time than typical to buy a home and you might have to wait a few years. What you're not understanding is this is normal, and the "boomers had it so easy" is utter bullshite.
quote:
My example of my own home was to show how prices have skyrocketed for the same house.
So? Do you think it's the only time in history housing has skyrocketed?
quote:
I do find it strange that so many of you in this thread love Bidenomics. I hate it personally.
Name the poster in this thread that loves Bidenomics.
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