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Message

re: Healthcare cannot be fixed

Posted on 7/6/25 at 1:00 am to
Posted by Eurocat
Member since Apr 2004
16624 posts
Posted on 7/6/25 at 1:00 am to
quote:

You simply don't have the population of freeloaders and moochers we do here in SG.


Then work on that problem.
Posted by pankReb
Defending National Champs Fan
Member since Mar 2009
71901 posts
Posted on 7/6/25 at 1:00 am to
quote:


Not speaking from personal experience but I’ve talked to many people who had to get obamacare and said it was a total shitshow and very expensive premiums.


This was before I met my wife but she couldn't afford her insurance anymore as a small business owner after Obamacare passed.
Posted by 10thyrsr
Texas
Member since Oct 2020
980 posts
Posted on 7/6/25 at 1:02 am to
quote:

Inusrance companies are in a no win position.


The win would be for them to go out of business in the everyday healthcare segment. Catastrophic only.
Posted by the808bass
The Lou
Member since Oct 2012
125746 posts
Posted on 7/6/25 at 1:09 am to
quote:

I’ve talked to many people who had to get obamacare and said it was a total shitshow and very expensive premiums.


A galactically stupid social worker I knew was so excited for Obamacare because she would finally have health insurance after the mean Republicans had denied affordable insurance to her. Then she found out what her premium would be and she decided she couldn’t afford Obamacare. I laughed and laughed.
Posted by BamaGradinTn
Murfreesboro
Member since Dec 2008
28792 posts
Posted on 7/6/25 at 1:09 am to
quote:

Not necessarily, it works in Singapore where I have family, Higher taxes, yes, but zero insurance payments, combined they pay less and get more.


Yeah. And you know why? Here's at least one reason...if the policy is still in place. Had a buddy who worked there several years ago. Said that in Singapore, the government pays for everything for your first two children. Education, college, medical, everything.

Starting with the third kid, you pay for everything. Even government housing...maximum occupancy is 2 parents and 2 kids.

Imagine the money our system would have if we didn't give free stuff, welfare, etc, for a third, fourth, and fifth kid.
This post was edited on 7/6/25 at 1:15 am
Posted by Taxing Authority
Houston
Member since Feb 2010
62653 posts
Posted on 7/6/25 at 1:11 am to
quote:

Then work on that problem.
Give me Lee Kwan Yew as president and Congressmen and we'll get it done. But we keep electing morons.
Posted by BamaGradinTn
Murfreesboro
Member since Dec 2008
28792 posts
Posted on 7/6/25 at 1:11 am to
quote:

Is healthcare in Singapore good or bad?


It is excellent. Thailand also.
Posted by Eurocat
Member since Apr 2004
16624 posts
Posted on 7/6/25 at 1:13 am to
I have Obamacare, I am income wise above what gets subsidies but I pay about 600 bucks a month, and sure, it's not cheap. It's my choice not to go work for someone and be an independent one man business and I know that. But it keeps me from having to sell the house if I get cancer or hit by some drunk driver in a car accident. And I get much cheaper drugs, a few free checkups. I dunno but I have no complaints.

I am sorry but it seems that some of the complainers want "something for nothing" when it comes to health care. I am sorry, but everyone has to pay a bit.
Posted by Taxing Authority
Houston
Member since Feb 2010
62653 posts
Posted on 7/6/25 at 1:14 am to
quote:

The win would be for them to go out of business in the everyday healthcare segment. Catastrophic only.
No doubt the 3rd party payers are driving much of the problems in healthcare today. But Americans, increasingly, do not want to pay for their own isth. So, if the private insurers go away, we'll just end up with socialized medicine. The ultimate 3rd party payer--that has no accountability, and the ability to take as much money from us as it wants.

We need a culture change. Not a insurance change. Interesting Singapore was brought up. Totally different culture, that's nothing short of amazing. (those some on here think it's the same as China ).
Posted by 10thyrsr
Texas
Member since Oct 2020
980 posts
Posted on 7/6/25 at 1:15 am to
quote:

of course not. Patient's aren't the customer. The insurance company is. And since they pay they determine the rules of the game.


They take the money given to them by the consumer and then take away our agency. Cant you see how my argument that we don't need them is valid?

Insurance companies are turning a profit. That means all the money everyone is paying in is ALWAYS greater than what they spend. They take our money, and decide how to spend it.

Normally, when you invest money, people are supposed to act with fiduciary responsibility. It is your money, and they have an obligation to make it perform to the best of their ability. They act in the best interest of investors.

Why is this absent in healthcare? They take our money, but instead we are a contributor and not a human being.
Posted by Eurocat
Member since Apr 2004
16624 posts
Posted on 7/6/25 at 1:15 am to
quote:

Give me Lee Kwan Yew as president and Congressmen and we'll get it


Then you admit the problem is not the health care bill per-se which is all I am saying. We have to be tougher on people.
Posted by the808bass
The Lou
Member since Oct 2012
125746 posts
Posted on 7/6/25 at 1:17 am to
quote:

They take the money given to them by the consumer and then take away our agency. Cant you see how my argument that we don't need them is valid?


You should stop paying them right away then.

quote:

Insurance companies are turning a profit. That means all the money everyone is paying in is ALWAYS greater than what they spend.


Health insurance companies run about 5%ish profit margins. Take 5% of your premiums and let me know if that warms the cockles of your heart.
Posted by BHS78
Member since May 2017
3479 posts
Posted on 7/6/25 at 1:17 am to
As they say on sesame Street, one of these things is not like the other. Take a look at the people that reside in these 2 countries and tell me who attempts to make better choices in life.
Posted by Eurocat
Member since Apr 2004
16624 posts
Posted on 7/6/25 at 1:19 am to
I know I will get tomatoes and potatoes thrown at me for saying this but this all is an argument for socialized medicine.

Posted by Taxing Authority
Houston
Member since Feb 2010
62653 posts
Posted on 7/6/25 at 1:21 am to
quote:

Then you admit the problem is not the health care bill per-se which is all I am saying.
Nope, not at all. Obamacare is a symptom of people that don't want to pay for their own isht, and our government giving it to them.

quote:

We have to be tougher on people.
We don't have the culture for personal responsibility any more. Nor the leaders to re-establish it. Most of all we don't have an electorate that will vote for more personal responsibillity.
This post was edited on 7/6/25 at 1:25 am
Posted by Taxing Authority
Houston
Member since Feb 2010
62653 posts
Posted on 7/6/25 at 1:22 am to
quote:

That means all the money everyone is paying in is ALWAYS greater than what they spend. They take our money, and decide how to spend it.
No. No it doesn't. That is a horribly over-simplified view of how insurance companies work. .
Posted by HeadCall
Member since Feb 2025
5715 posts
Posted on 7/6/25 at 1:23 am to
quote:

Okay, I slip and fall while going out to get my mail, hey it happens, broken leg, insurance covers it or not?


Seems like a broken leg would require a visit to the hospital no?
Posted by Eurocat
Member since Apr 2004
16624 posts
Posted on 7/6/25 at 1:36 am to
Yes, I was asking poster :"Taxing Authority" if that qualifies under his system or would I pay cash out of pocket, which with xrays and so on can all be tens of thousands.
Posted by BamaGradinTn
Murfreesboro
Member since Dec 2008
28792 posts
Posted on 7/6/25 at 1:40 am to
quote:

Interesting Singapore was brought up. Totally different culture, that's nothing short of amazing. (those some on here think it's the same as China ).


So true.

Singapore and Bangkok are both destinations for medical tourism. Bangkok hospital has a comprehensive exam package for under $900 for ages 35-50 that includes EKG, abdominal ultrasound, everything blood test you can think of, fibrosis, thyroid ultrasound, chest x-ray, ophthalmologist exam, gastrointestinal exam, liver function exam, kidney function, etc, etc. One stop shopping, takes about 5-6 hours. Yeah, $875 may be a chunk of money...but what would all of that cost in the US if you had no insurance.

One stop shopping. I once asked my general practicioner why, when they had me already knocked out for a colonoscopy, they couldn't do a prostate biopsy at the same time, since they're both sticking something in my arse. He didn't have a good answer...just "two different specialists, blah blah blah."

Bangkok Hospital
This post was edited on 7/6/25 at 1:43 am
Posted by Taxing Authority
Houston
Member since Feb 2010
62653 posts
Posted on 7/6/25 at 1:40 am to
quote:

Yes, I was asking poster :"Taxing Authority" if that qualifies under his system
You quoted another poster, not me. And I don't have a "system", so have no idea what you're asking.
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