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Message
re: Covering preexisting conditions...
Posted on 8/7/20 at 9:49 pm to NineLineBind
Posted on 8/7/20 at 9:49 pm to NineLineBind
quote:
I just wish the law would let me decide how much risk I’m willing to take, instead of forcing me to purchase an item I don’t want and make me grab my ankles at every turn.
I agree w/ that, but you said "Insurance IS a scam".
That's what I was rebutting.
0
Posted on 8/7/20 at 9:50 pm to Bham Bammer
quote:
The option is to agree to terms of go uninsured.
Before Obamacare there were all kinds of insurance options available. I'm not sure how much it's decimated those options what with it's ridiculous requirements like requiring an insurance company to accept someone who is already sick, but what do you want to bet that back in the 90s there were literally dozens of options that all had different terms as well as special policies that specifically cover things like this?
What happened is that the guy and/or his parents just assumed that they had an insurance card, so anything that happened was covered. I can understand how that could happen, but it's still not "unfair."
Posted on 8/7/20 at 9:50 pm to Henry Jones Jr
quote:
I never will forget one of my old clients cancelled his policy and said that exact statement.
"I aInT hAd No WrEcKs In 30 YeArS! InSuRaNcE iS a ScAm"
Jackass came in a month later trying to get coverage after he ran a yellow light, hit someone and the person he hit was coming after him for damages. I wish I could say I felt bad for him but dude made his bed.
He should have put some money aside if he was gonna drive recklessly. You’re right, he’s a jackass.
Posted on 8/7/20 at 9:51 pm to NineLineBind
quote:
Insurance IS a scam. If I had all the premiums I ever paid, I could buy a new truck, a new house a new heart, and a fricking robot body to house my brain in perpetuity and have money left over.
Then why don’t you save your money and self insure?
Posted on 8/7/20 at 9:52 pm to wackatimesthree
quote:
What happened is that the guy and/or his parents just assumed that they had an insurance card, so anything that happened was covered. I can understand how that could happen, but it's still not "unfair."
Yes, how foolish of them to have not foreseen that he would get MS and to have prenegotiated coverage of that with their insurer. Amateur shite by them.
Posted on 8/7/20 at 9:52 pm to Ton Chou
quote:
As if you have the option to negotiate with insurers on the terms of a contract. “Uh yeah, I’m going to have to ask you to remove these clauses and exclusions before I sign”. Bone head.
Like I said above, there used to be choices. Until our nation of Karens (like yourself) started thinking that having an insurance policy means that everyone is entitled to have anything and everything they ever need or want, including "insurance coverage" for people who are already sick.
Posted on 8/7/20 at 9:53 pm to Bham Bammer
quote:
Yes, how foolish of them to have not foreseen that he would get MS and to have prenegotiated coverage of that with their insurer. Amateur shite by them.
Not what i said. I've said all along that it's unfortunate and that I can understand how it could happen.
But those things do not = "unfair."
Boy, you are a dumbass.
Posted on 8/7/20 at 9:54 pm to DavidTheGnome
Maybe insurance isn’t the way to go for healthcare
Posted on 8/7/20 at 9:54 pm to SammyTiger
quote:
Maybe insurance isn’t the way to go for healthcare
Finally an intelligent response.
Posted on 8/7/20 at 9:55 pm to deuceiswild
I wonder how many of the same people who would be against some sort of government guaranteed healthcare system would also support a Trump EO making insurance companies cover preexisting conditions.
Posted on 8/7/20 at 9:55 pm to CDawson
quote:
This is one reason health insurance will continue to sky rocket. If this is so great, why can’t I total my truck then go purchase a policy to replace it?
Really it’s a double edged sword. If you forego auto insurance it won’t affect your health. But if you forego health insurance because it’s out of your budget, you very well could die.
It’s a tough one understandably so, but I lean toward covering pre existing conditions but I also understand the financial implications of doing so. And you’re 100% correct with your totaling your truck analogy.
Posted on 8/7/20 at 9:56 pm to DavidTheGnome
quote:
Then why don’t you save your money and self insure?
I did prior to Obamacare.
But that doesn’t apply to car insurance, home, flood, and all the other insurances one is required by law to purchase.
Posted on 8/7/20 at 9:57 pm to DavidTheGnome
quote:
I wonder how many of the same people who would be against some sort of government guaranteed healthcare system would also support a Trump EO making insurance companies cover preexisting conditions.
Almost 100%.
Posted on 8/7/20 at 9:58 pm to deuceiswild
quote:
None of this answers why it needed to be included in this EO.
My guess is Trump is about to drive a spike through Obama Care and he doesn’t want to give Dems something to attack him on.
Posted on 8/7/20 at 9:58 pm to wackatimesthree
You really are egotistical arse. I love how you proclaim you know for a fact what my family did 22 years ago. I was dropped from the insurance bc I was diagnosed with MS. Plain and simple. I sat out of LSU for a year and a half and went back and finished.
Posted on 8/7/20 at 9:59 pm to Mrtommorrow1987
quote:
My guess is Trump is about to drive a spike through Obama Care and he doesn’t want to give Dems something to attack him on.
That pretty much has to be why. Although this is another issue about which Trump has never really been very conservative about.
Posted on 8/7/20 at 10:00 pm to NineLineBind
quote:That's the problem though. Everyone says they would do that but they actually won't. And everyone thinks that they're a good driver.
He should have put some money aside if he was gonna drive recklessly
quote:At least we agree on this
You’re right, he’s a jackass.
Posted on 8/7/20 at 10:01 pm to NineLineBind
quote:Unless you're bringing in multi million dollars every year then you'll never have enough set aside to be truly self insured.
I did prior to Obamacare.
But that doesn’t apply to car insurance, home, flood, and all the other insurances one is required by law to purchase.
There's a reason people like Oprah have life insurance and long term care insurance. The most successful people in this world will tell you that insurance is a necessity
This post was edited on 8/7/20 at 10:02 pm
Posted on 8/7/20 at 10:04 pm to Cromulent
quote:
You really are egotistical arse. I love how you proclaim you know for a fact what my family did 22 years ago. I was dropped from the insurance bc I was diagnosed with MS. Plain and simple.
I don't think I'm the one who started the assery here. I think if you read backward you'll see when it started, and then if you look to the left you'll see your screen name.
And I didn't presume to tell anyone what you and your family did. I proclaimed (not for a fact, just an almost certainty) to guess what the assumption was.
And I was right, wasn't I?
And I don't know why you keep repeating that you got dropped for having MS. I've never claimed otherwise.
All I've said is that you were dropped because you had MS which was in accordance with the contract you agreed to.
If they had breeched the contract by doing so there would have been a lawsuit as part of this story.
Posted on 8/7/20 at 10:09 pm to wackatimesthree
quote:
I think if you read backward you'll see when it started, and then if you look to the left you'll see your screen name.
You still use a desktop
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