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re: Bring Us Your Memes: 2024 Election Day and Beyond

Posted on 12/9/25 at 7:41 am to
Posted by Coppertop
Member since Feb 2021
687 posts
Posted on 12/9/25 at 7:41 am to
Posted by blueboy
Member since Apr 2006
63061 posts
Posted on 12/9/25 at 8:09 am to
Posted by Night Vision
Member since Feb 2018
19089 posts
Posted on 12/9/25 at 9:05 am to
Been doing it to people on home loans for decades.
Posted by Catahoula20LSU
Louisiana
Member since Oct 2011
2868 posts
Posted on 12/9/25 at 9:23 am to
That’s probably 10% on a vehicle loan.
To the person taking that loan out,
“Are you stupid?”

That’s insane
Posted by rebelrouser
Columbia, SC
Member since Feb 2013
12790 posts
Posted on 12/9/25 at 9:32 am to
quote:

Been doing it to people on home loans for decades.


If you are smart, a home will appreciate. That truck will 100% depreciate. Also, buying either at 10% interest rate is dumb.
Posted by Night Vision
Member since Feb 2018
19089 posts
Posted on 12/9/25 at 9:41 am to
Saved and built my last one for cash.

Paid house notes on the first two, but sold each for a nice profit.

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Posted by indianswim
Plano, TX
Member since Jan 2010
21492 posts
Posted on 12/9/25 at 11:55 am to
Posted by VoxDawg
Glory, Glory
Member since Sep 2012
75199 posts
Posted on 12/9/25 at 11:56 am to
Posted by Kjnstkmn
Vermilion Parish
Member since Aug 2020
18969 posts
Posted on 12/9/25 at 12:12 pm to
Posted by VoxDawg
Glory, Glory
Member since Sep 2012
75199 posts
Posted on 12/9/25 at 12:23 pm to
Posted by TigerAxeOK
Where I lay my head is home.
Member since Dec 2016
35445 posts
Posted on 12/9/25 at 12:41 pm to
quote:



Wait til you see home mortgages. Even when the rates were better a decade ago, you're paying a total of $400,000 for a $150,000 home on a 30YM.
Posted by Enadious
formerly B5Lurker City of Central
Member since Aug 2004
18526 posts
Posted on 12/9/25 at 12:47 pm to
quote:

Wait til you see home mortgages. Even when the rates were better a decade ago, you're paying a total of $400,000 for a $150,000 home on a 30YM.

The best route to achieve the American dream is to pay off your first home ASAP and don't finance anything else, including vehicles. I paid off my first house in 16 years, and didn't finance my second.
Posted by tigeraddict
Baton Rouge
Member since Mar 2007
14397 posts
Posted on 12/9/25 at 12:51 pm to
quote:

Wait til you see home mortgages. Even when the rates were better a decade ago, you're paying a total of $400,000 for a $150,000 home on a 30YM.


$150k for 30yrs is $406k
Posted by The Cow Goes Moo Moo
Bucktown
Member since Nov 2012
4035 posts
Posted on 12/9/25 at 1:06 pm to
quote:

Been doing it to people on home loans for decades.


I brought this up a few weeks ago when the 50 year mortgage nonsense was being floated. A person with minimal risk of defaulting would pay nearly $580,000 in interest on a $500,000 home loan over 30 years. How the frick has this become accepted as normal? It’s absolutely insane

Sorry, back to the memes.
Posted by tigersandsaints
Member since Dec 2005
9988 posts
Posted on 12/9/25 at 1:14 pm to
Posted by VoxDawg
Glory, Glory
Member since Sep 2012
75199 posts
Posted on 12/9/25 at 1:39 pm to
Posted by Kjnstkmn
Vermilion Parish
Member since Aug 2020
18969 posts
Posted on 12/9/25 at 1:51 pm to
Posted by blueboy
Member since Apr 2006
63061 posts
Posted on 12/9/25 at 2:37 pm to
Posted by indianswim
Plano, TX
Member since Jan 2010
21492 posts
Posted on 12/9/25 at 2:56 pm to
Posted by blueboy
Member since Apr 2006
63061 posts
Posted on 12/9/25 at 3:51 pm to
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