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What is the best boat insurance at a reasonable price
Posted on 1/21/21 at 10:38 pm
Posted on 1/21/21 at 10:38 pm
Lots of fishermen and boat guys on the OB, do yall have suggestions for what boat insurance supplier is best, it’s for a bass boat, trailer and motor, thanks for your help.
9
Posted on 1/21/21 at 10:52 pm to HighlyFavoredTiger
I have progressive bundled with our cars and home insurance. $25 or so a month for $25,000 agreed value and $5,000 personal items coverage, plus bodily injury.
ETA amounts...
ETA amounts...
This post was edited on 1/22/21 at 9:53 am
Posted on 1/22/21 at 12:10 am to HighlyFavoredTiger
Progressive (not bundled)
$40/mo
Agreed value ($40k)
500k Liability
500k Uninsured
1k Medical Payment/ person
1k Deductible
2k personal items
$40/mo
Agreed value ($40k)
500k Liability
500k Uninsured
1k Medical Payment/ person
1k Deductible
2k personal items
This post was edited on 1/22/21 at 9:16 am
Posted on 1/22/21 at 12:59 am to jmorr34
Geico, 26 dollars a month
Posted on 1/22/21 at 4:55 am to HighlyFavoredTiger
I have my boat insured with Geico/BoatUS. Price is roughly $30 / month. My boat sustained $15,000 worth of damage in hurricane Laura and they took care of me with no issues.
Posted on 1/22/21 at 5:45 am to HighlyFavoredTiger
I use sea insure which goes through new hamshire insurance co
45k value with 5k personal effects
900deductible
300k liability
300k uninsured boater
10k medical payments
1 million fuel spill liability
54$ per month
45k value with 5k personal effects
900deductible
300k liability
300k uninsured boater
10k medical payments
1 million fuel spill liability
54$ per month
Posted on 1/22/21 at 6:46 am to HighlyFavoredTiger
Paging Kemosabe...
Posted on 1/22/21 at 7:22 am to HighlyFavoredTiger
I sell insurance...
What state are you in?
Good recommendations as I use all of those markets as well.
I do like foremost for boats as well because they have good coverages l.
What state are you in?
Good recommendations as I use all of those markets as well.
I do like foremost for boats as well because they have good coverages l.
Posted on 1/22/21 at 8:01 am to HighlyFavoredTiger
Subjective question, best as in price?coverage? claims?
All of the larger carriers will be close to the same on all of these items.
Would avoid; TCD Turkey Creek Direct, BG Bawcomville General & MM Many Mutual.
All of the larger carriers will be close to the same on all of these items.
Would avoid; TCD Turkey Creek Direct, BG Bawcomville General & MM Many Mutual.
Posted on 1/22/21 at 9:02 am to HighlyFavoredTiger
I currently have Progressive but some on here have said they are not good if you need to file a claim.
Posted on 1/22/21 at 9:11 am to WPBTiger
Insurance adjusters are like referees, when the claim is gray, they will pull for the company most of the time.
Buddy blew a powerhead and has some coverage under mechanical breakdown. He has had one adjuster look at motor and a second one is looking at the de-rigged powerhead next week. If they find anything out of the ordinary the claim will be denied. He has a 30% chance of coverage IMO, home team cooking is tough to beat.
Buddy blew a powerhead and has some coverage under mechanical breakdown. He has had one adjuster look at motor and a second one is looking at the de-rigged powerhead next week. If they find anything out of the ordinary the claim will be denied. He has a 30% chance of coverage IMO, home team cooking is tough to beat.
Posted on 1/22/21 at 9:13 am to HighlyFavoredTiger
Thanks for the reply’s guys, I’ve had BoatUs before but haven’t owned a boat in 8-9 years, just picked up a 2008 Skeeter zx225 in great condition and want to put coverage on it.
Our current home, auto, umbrella and personal belongings Insursnce is with USAA, I went to their website last night to get a quote, after I filled out the personal information, the website transferred me to Progressive. Book value on the boat is about $26,000. The quote is for 100k-300k-50k liability, 50k-100k uninsured boater, 7,500 medical payments, Agreed value, collision and comprehensive with $500 deductible each and $2000 replacement cost personal effects. The price was $64.40 a month.
It’s bundled and I would have thought having the other coverages might help on this price but not sure if maybe I should go directly through Progressive, also will probably get a quote from BoatUS and at least 1 other, I live in Texas.
Our current home, auto, umbrella and personal belongings Insursnce is with USAA, I went to their website last night to get a quote, after I filled out the personal information, the website transferred me to Progressive. Book value on the boat is about $26,000. The quote is for 100k-300k-50k liability, 50k-100k uninsured boater, 7,500 medical payments, Agreed value, collision and comprehensive with $500 deductible each and $2000 replacement cost personal effects. The price was $64.40 a month.
It’s bundled and I would have thought having the other coverages might help on this price but not sure if maybe I should go directly through Progressive, also will probably get a quote from BoatUS and at least 1 other, I live in Texas.
This post was edited on 1/22/21 at 9:21 am
Posted on 1/22/21 at 9:14 am to KemoSabe65
quote:
If they find anything out of the ordinary the claim will be denied.
Important to keep maintenance records on engines. A good maintenance track record will keep your engine in good shape and provide documentation to satisfy an insurer's requests.
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