- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Tree question
Posted on 2/26/18 at 4:59 pm to TDsngumbo
Posted on 2/26/18 at 4:59 pm to TDsngumbo
quote:
No, they can't non-renew your grandma's policy due to her neighbor's tree being a liability.
In the first 3 years they can non-renew for almost any reason they want. If an underwriter sees that tree and thinks it poses a risk to the home they insure and that policy hasn't been in effect at least 3 years, the underwriter can just issue a non-renewal with "company reducing risk in the area" as the reason. After 3 years, they wouldn't be able to do that as she'd be somewhat grandfathered in by Louisiana's 3 year rule.
0
Posted on 2/26/18 at 5:08 pm to fishfighter
We have a 24 hour nursing service that stays with her. The nurse called me expressing fear of working in the house because the wind yesterday caused a loud cracking noise. She thought the tree was coming down.
At this point it’s a safety issue.
At this point it’s a safety issue.
Posted on 2/26/18 at 6:05 pm to mdomingue
quote:Does not make sense.
If it were proven they knew it was a hazard, I think that would also give their insurance an out,
Posted on 2/26/18 at 7:41 pm to Teauxler
You will know if the tree is dead well before it falls down. Just wait and see what it does this spring. In my experience with trees this size, it’s usually the third year after the strike that the tree dies. You won’t be able to convince the owner it’s dying till it’s dead.
Posted on 2/26/18 at 7:45 pm to Teauxler
You shudda went and called AlxTger.
But watch out for those popsicles -- he's pretty strict about that
But watch out for those popsicles -- he's pretty strict about that
This post was edited on 2/26/18 at 7:48 pm
Posted on 2/26/18 at 7:49 pm to Teauxler
Sell the house, move your mother in with you or other sibs. Whoever is the caregiver gets the money from the house for her expenses for her caregiving. One less worry for you.
Posted on 2/26/18 at 7:49 pm to TimeOutdoors
quote:
You will know if the tree is dead well before it falls down. Just wait and see what it does this spring.
If it is a wateroak, it grows for first 40 years and rots for the next 40, till it falls on a house...
Posted on 2/26/18 at 8:03 pm to wickowick
Have an arborist come out and give his opinion.
Then I would talk to the neighbor and express your concerns. Point out the hazard to your Mom and the liability on his part. See where that goes. He may just take it down at that point.
If not, have an attorney send him a letter asking him to remove the tree and pointing out his liability.
Then report back here.
Then I would talk to the neighbor and express your concerns. Point out the hazard to your Mom and the liability on his part. See where that goes. He may just take it down at that point.
If not, have an attorney send him a letter asking him to remove the tree and pointing out his liability.
Then report back here.
Posted on 2/26/18 at 8:13 pm to VernonPLSUfan
Please don’t railroad this post
Posted on 2/26/18 at 10:51 pm to Teauxler
If there is an actual "crack" as in splitting and that split is getting bigger then I'd say there is great cause for concern. Not sure if the "crack" is just where the lighting peeled just the bark back though. I've seen a crack develop in a large green oak and one week later it fell. You probably don't know for sure either though if you're just relying on pics from Houston. Probably just the bark peeled back and worried wimmins telling you "its getting bigger".
Posted on 2/27/18 at 6:36 am to Geauxtiga
quote:quote:Does not make sense.
If it were proven they knew it was a hazard, I think that would also give their insurance an out,
Pretty sure refusal to mitigate a know hazard is probably addressed in the policy as voiding coverage for incidents from resulting damages. For the owner of the property the tree is on , not any other person. The OPs relative's homeowners policy would still cover their house, since they have no control over the neighbor's tree.
Page 2 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News