Starter Fly Fishing setup

That Pflueger setup is TOO cheap. You'll be frustrated in no time.

Do yourself a favor and get an outfit from a brand name. For example, Orvis Encounter, TFO Pro, Redington Path, Echo. These rods come with a warranty also. Break for any reason, send it in with a replacement fee, and they repair or replace.

What will be the target species?

LINK

This Orvis combo for $169.

Can anyone recommend a decent inshore rod/reel combo on Amazon I can try? Been wanting to get into it for some time.

I say this every time but buy used from EBay or other second hand options. People are gentle with a fly rod and reel because they cost so much. A lot of people buy nice gear only to store it and resell it later at a much cheaper price without even using it. Resale market is strong.

This will enable you to get much better gear at a discounted price.

Is there one that will do both?

Yes, but it depends on what you want to target. A six weight will do a lot.

I'm a St. Croix rod man myself.

I don't have one but fish with a guy that has a TFO (Temple Fork Outfitters) rod and it is nice. There is some back story about G. Loomis helped design them or something, but without his name on the rod they are much more reasonably priced.

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Is there one that will do both?

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Yes, but it depends on what you want to target. A six weight will do a lot.

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You're not going to want to fish the same rod for perch and redfish.

As mentioned above a six weight is a good cross over rod that could be used for bass, big river trout, medium redfish/drum, and speckled trout.

If you find yourself doing a lot of pond and small stream freshwater fishing then you can get a full 2-4wt set up for less than $150 then step up to more expensive and better quality 8wt later on after you've saved some money.

I wouldn't recommend cheaping out for your salt water set up. I would factor $250-300 for rod, $250 for reel, and another $80 for line/backing.

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^^^ Good post, Saskwatch.

As Saskwatch mentioned, no one rod will do everything, that's why they have different weight rods. The question you really have to ask is how much cold water fishing are you going to do? I personally fish a 6wt, and have used it for everything from western trout, to large mouth/small mouth bass, wipers, to VERY LIGHT duty salt water fishing. When (mountain) trout fishing, I definitely give something up when fishing small flies at short distances. However, I get that back when throwing big flies into the wind (and it's windy here alot). With a 6 wt, you'd be a little under gunned in the salt and with larger bass. If it were me, and I never fished cold water, I'd probably start with a 7 wt, but that's just my opinion.

And again, it's just my opinion, but if money is tight, I think I'd spend a little more money on a reel up front and get a good middle of the road reel (nothing crazy expensive). They cost you a little bit more, but last you WAY longer. Starting off, you likely won't be skilled enough in your casting to be able to distinguish a high end rod for a low end rod. But you'll be able to recognize the difference in a solid reel and a cheapo reel.

Here's two video's you should take the time to watch. Both are by trout guru Kelly Galloup.

Choosing the Right Fly Reel with Kelly Galloup

How to test a fly rod with Kelly Galloup

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I wouldn't recommend cheaping out for your salt water set up. I would factor $250-300 for rod, $250 for reel, and another $80 for line/backing.

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I’d also recommend staring off with a 2 or 3 wt. if you want to do some perch fishing.

Or is Bass is an option, go with a 4 or 5 wt. at first. Cabelas has a great Three Forks complete reel and rod set up for under $100 that is a blast to cast.

If you want saltwater for reds, get a 8 or 9 wt.
Best bang for the $$ is a TFO rod.
Here’s an example 8 wt set up that will last a long time for a great price.

Lamson Guru II 3.5 Fly Reel - $126

TFO Pro Series II Fly Rod - $170

Orvis Hydros 8 wt Bonefish Fly Line - $50

That’s a great casting/working saltwater set up for $350 and will last a long time.

Just be careful not to cheap out on the fly line for whatever rod you choose. A premium fly line can give an average rod excellent performance.
A cheap fly line can make a premier, top end rod cast like crap.

Edit
Behemoth Fly Reel - $109 ... Great value reel that’s tough