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Started By
Message
Question for you baws with boat loans.
Posted on 10/31/23 at 4:37 pm
Posted on 10/31/23 at 4:37 pm
I'm upgrading from bay boat to center console and I bank with a national bank that doesn't really do loans on recreational stuff. Any recommendations for a local bank on the Northshore or Nola area that specializes in these type loans? Or is online like Lightstream the way to go? Credit score is excellent, looking to borrow about 35k.
11
Posted on 10/31/23 at 5:15 pm to Tangineck
Check out Keesler Credit Union. I went through USAA if you are eligible.
Posted on 10/31/23 at 5:17 pm to Tangineck
Credit union will likely be you best bet as previous poster said.
Posted on 10/31/23 at 6:28 pm to Tangineck
If you need to take out a loan to buy a boat…then you don’t need a boat.
Posted on 10/31/23 at 6:43 pm to BabyTac
quote:
If you need to take out a loan to buy a boat…then you don’t need a boat.
frick off karen
Posted on 10/31/23 at 7:10 pm to BabyTac
quote:
If you need to take out a loan to buy a boat…then you don’t need a boat.
The unspoken truth of boat ownership.
Posted on 10/31/23 at 7:31 pm to Elblancodiablo
quote:
The unspoken truth of boat ownership.
Except it was spoken, and it's a lie.
Posted on 10/31/23 at 7:45 pm to Tangineck
quote:
Except it was spoken, and it's a lie
It is an absolute truth if being completely honest.
Posted on 10/31/23 at 7:50 pm to Tangineck
I'd go with Lightstream, they put the money in my account within 72 hours and the rates were better than my bank offered.
"iF u nEeD A loAn yOu dOn'T neEd a boAt"
You're right, only the 1% should be able to fish
"iF u nEeD A loAn yOu dOn'T neEd a boAt"
You're right, only the 1% should be able to fish
Posted on 10/31/23 at 7:52 pm to Tangineck
quote:
Credit score is excellent, looking to borrow about 35k.
Lightstream or Credick union
Posted on 10/31/23 at 7:52 pm to Elblancodiablo
quote:
It is an absolute truth if being completely honest.
I didn't post on the money board, nor did I say i "needed" to take a loan. Kindly move along.
Posted on 10/31/23 at 8:30 pm to Tangineck
How often do you plan on taking the boat out?
Remember if it floats, flies, or fricks, it’s cheaper to rent.
Remember if it floats, flies, or fricks, it’s cheaper to rent.
Posted on 10/31/23 at 8:35 pm to BabyTac
So only folks with 70K laying around should own a boat?
Posted on 10/31/23 at 8:38 pm to JOJO Hammer
quote:
Remember if it floats, flies, or fricks, it’s cheaper to rent.
Said by a bunch of goobers that only fish once a month or so.
Posted on 10/31/23 at 8:44 pm to JOJO Hammer
quote:
Remember if it floats, flies, or fricks, it’s cheaper to rent.
do you also live in your moms basement? I mean it’s cheaper.
Posted on 10/31/23 at 8:49 pm to JOJO Hammer
quote:
Remember if it floats, flies, or fricks, it’s cheaper to rent.
Another of life's little hidden gems. It is sad that this got downvotes.
Posted on 10/31/23 at 8:56 pm to geauxbrown
quote:
So only folks with 70K laying around should own a boat?
Nobody said that. You might not be able to afford the boat you want.
Posted on 10/31/23 at 9:00 pm to Elblancodiablo
Idk why people always say owning a boat is a financial mistake. We just sold ours for $50k more than we had in it.
If you do it right you can make money and not lose money by owning one.
If you do it right you can make money and not lose money by owning one.
Posted on 11/1/23 at 4:33 am to geauxbrown
quote:
So only folks with 70K laying around should own a boat?
Yep, or buy something more affordable. Why do you feel entitled to have something you can’t afford?
Posted on 11/1/23 at 5:31 am to BabyTac
quote:
Yep, or buy something more affordable. Why do you feel entitled to have something you can’t afford?
Are you trolling or serious right now? Why do you feel entitled to tell other grown men how to spend their money? You seriously gonna sit here and tell grown men what they can and can't afford without having any idea what their finances look like? I posted the question here and not the money board to avoid dumbass financial advice from people like you. Carry your arse back to the Dave Ramsey conference.
"Social media made y'all way too comfortable with disrespecting people and not getting punched in the face for it." -Mike Tyson
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