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Started By
Message
re: Boat Insurance Recs
Posted on 5/3/21 at 12:07 pm to tap011
Posted on 5/3/21 at 12:07 pm to tap011
Progressive
2009 22' bay boat w/225 hp
Comprehensive Coverage $30k agreed value
Named Storm Deductible $1.5k
Collision Coverage $30k agreed value
Bodily Injury Liability $50k/$100k
Property Damage Liability $25k
Uninsured Boater $25k/$50k
Medical Payments $2.5k/person
Sign & Glide
Roadside Assistance
premium is only $454/year, but I've never filed a claim
2009 22' bay boat w/225 hp
Comprehensive Coverage $30k agreed value
Named Storm Deductible $1.5k
Collision Coverage $30k agreed value
Bodily Injury Liability $50k/$100k
Property Damage Liability $25k
Uninsured Boater $25k/$50k
Medical Payments $2.5k/person
Sign & Glide
Roadside Assistance
premium is only $454/year, but I've never filed a claim
1
Posted on 5/3/21 at 3:20 pm to 2BRKnot
i have progressive too and the renewal is due next week, so i was looking around too. Has anyone here ever filed a claim with them? I've heard horror stories about them not paying out.
Posted on 5/3/21 at 3:32 pm to tap011
Paging Kemosabe....
Posted on 5/3/21 at 3:41 pm to tap011
I got State Farm. I think I have $12k in coverage, and I pay $24/mo. I paid $5500 for hull and trailer brand new, and just under $6k for the motor brand new, so I feel I'm pretty well covered.
Posted on 5/3/21 at 7:12 pm to bayou choupique
Have filed 2 claims on progressive over 7 years.
Destroyed a lower unit and cracked a transom hitting something @ WOT: no issues with claim ~$10K
Boat flooded in 2016: no issues with claim: ~$16K
Destroyed a lower unit and cracked a transom hitting something @ WOT: no issues with claim ~$10K
Boat flooded in 2016: no issues with claim: ~$16K
Posted on 5/3/21 at 10:19 pm to tap011
Glad I came across this thread. Skisafe is about half of what I'm paying now.
Posted on 5/4/21 at 11:46 am to bayou choupique
I had to file a claim with Progressive after my boat flooded in 2016. No issues other than them calling me to come pick up my boat months after they had already picked it up. Then asking me who picked it up and when. I realize they were overwhelmed with flooded cars, rvs and boats.
Posted on 5/4/21 at 11:52 am to bayou choupique
quote:
i have progressive too and the renewal is due next week, so i was looking around too. Has anyone here ever filed a claim with them? I've heard horror stories about them not paying out.
I haven't had a boat claim, but I did have a motorcycle claim and they paid everything out the shop said needed replacing plus they wrote a check for my gear at MSRP. They didn't ask for receipts, they did send someone out to look at the gear. When he saw what I had he thanked me for saving them money on the medical claim and I received a check 2-3 days later in the mail.
Posted on 5/4/21 at 5:16 pm to tap011
Insure it for $21.5K with $100K liability; you will be looking at about $70/Month and that includes BoatUS.
Posted on 5/4/21 at 8:38 pm to tap011
50k boat ,motor and trailer
550 year...farm bureau
550 year...farm bureau
Posted on 5/5/21 at 8:04 am to bayou choupique
I have progressive. I think I pay around $350..00 per year. I had a lower unit claim last year and it cost me $150.00 for the deductible. The only thing that I didn't like was that that insisted on a rebuilt lower unit rather than a new one, but I did have a 1-year warranty on the lower unit. Other than that the claims process was easy and my rates for this year did not increase much at all.
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