Posted by
Message
2BRKnot
Member since Jul 2020
84 posts

re: Boat Insurance Recs
Progressive
2009 22' bay boat w/225 hp
Comprehensive Coverage $30k agreed value
Named Storm Deductible $1.5k
Collision Coverage $30k agreed value
Bodily Injury Liability $50k/$100k
Property Damage Liability $25k
Uninsured Boater $25k/$50k
Medical Payments $2.5k/person
Sign & Glide
Roadside Assistance
premium is only $454/year, but I've never filed a claim


bayou choupique
LSU Fan
the banks of bayou choupique
Member since Oct 2014
1646 posts

re: Boat Insurance Recs
i have progressive too and the renewal is due next week, so i was looking around too. Has anyone here ever filed a claim with them? I've heard horror stories about them not paying out.


TopWaterTiger
LSU Fan
Lake Charles, LA
Member since May 2006
8133 posts

re: Boat Insurance Recs
Paging Kemosabe....


Replies (0)
Replies (0)
00
Homey the Clown
LSU Fan
Member since Feb 2009
4671 posts

re: Boat Insurance Recs
I got State Farm. I think I have $12k in coverage, and I pay $24/mo. I paid $5500 for hull and trailer brand new, and just under $6k for the motor brand new, so I feel I'm pretty well covered.


Replies (0)
Replies (0)
00
Redlos
LSU Fan
Baton Rouge
Member since Jul 2005
806 posts
 Online 

re: Boat Insurance Recs
Have filed 2 claims on progressive over 7 years.

Destroyed a lower unit and cracked a transom hitting something @ WOT: no issues with claim ~$10K

Boat flooded in 2016: no issues with claim: ~$16K



Replies (0)
Replies (0)
00
LEASTBAY
LSU Fan
Member since Aug 2007
9437 posts
 Online 

re: Boat Insurance Recs
Glad I came across this thread. Skisafe is about half of what I'm paying now.


Replies (0)
Replies (0)
20
hedgehog
LSU Fan
Prairieville
Member since Oct 2006
1789 posts

re: Boat Insurance Recs
I had to file a claim with Progressive after my boat flooded in 2016. No issues other than them calling me to come pick up my boat months after they had already picked it up. Then asking me who picked it up and when. I realize they were overwhelmed with flooded cars, rvs and boats.


Replies (0)
Replies (0)
00
armsdealer
LSU Fan
Member since Feb 2016
2144 posts

re: Boat Insurance Recs
quote:

i have progressive too and the renewal is due next week, so i was looking around too. Has anyone here ever filed a claim with them? I've heard horror stories about them not paying out.


I haven't had a boat claim, but I did have a motorcycle claim and they paid everything out the shop said needed replacing plus they wrote a check for my gear at MSRP. They didn't ask for receipts, they did send someone out to look at the gear. When he saw what I had he thanked me for saving them money on the medical claim and I received a check 2-3 days later in the mail.


Replies (0)
Replies (0)
00
PanhandleDawg
Florida Fan
Navarre, FL
Member since Mar 2011
5278 posts

re: Boat Insurance Recs
Insure it for $21.5K with $100K liability; you will be looking at about $70/Month and that includes BoatUS.


Replies (0)
Replies (0)
10
IndigoTiger
LSU Fan
Member since Mar 2021
391 posts

re: Boat Insurance Recs
50k boat ,motor and trailer

550 year...farm bureau


Replies (0)
Replies (0)
00
LSU2001
LSU Fan
Cut Off, La.
Member since Nov 2007
2203 posts
 Online 

re: Boat Insurance Recs
I have progressive. I think I pay around $350..00 per year. I had a lower unit claim last year and it cost me $150.00 for the deductible. The only thing that I didn't like was that that insisted on a rebuilt lower unit rather than a new one, but I did have a 1-year warranty on the lower unit. Other than that the claims process was easy and my rates for this year did not increase much at all.


Replies (0)
Replies (0)
00
first pageprev pagePage 2 of 2next pagelast page
refresh

Back to top

logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram