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Started By
Message
re: Your current total credit card debt balance?
Posted on 3/11/22 at 8:05 pm to flyAU
Posted on 3/11/22 at 8:05 pm to flyAU
quote:
That is not the draw of the card. You get points but they are probably the least valuable part of the cards offerings.
I use the business gold Amex card for points. Platinum card for perks.
0
Posted on 3/11/22 at 8:05 pm to VABuckeye
quote:
Looks like we’re twins although I did just cash in 400k Amex points for a trip to Spain in May.
My tickets to Montreal were about half price using points over trying to book.
Although the freaking hotel decided to cancel this week and the GP has made all other hotels high as giraffe...horns right now.
Delta sky miles AMEX platinum.
This post was edited on 3/11/22 at 8:07 pm
Posted on 3/11/22 at 8:06 pm to udtiger
quote:
Oh Ver Ray Ted
Your Mom likes it when I bring her there.
Posted on 3/11/22 at 8:06 pm to fightin tigers
Watching DTS. I am so stoked to go to the Spanish Grand Prix. 
Posted on 3/11/22 at 8:06 pm to Turf Taint
$10.93.
Posted on 3/11/22 at 8:07 pm to VABuckeye
quote:
Watching DTS. I am so stoked to go to the Spanish Grand Prix.
Finishing Moana for the 10,000x then story time then DTS.
This post was edited on 3/11/22 at 8:08 pm
Posted on 3/11/22 at 8:15 pm to Turf Taint
Between wife and kids $7-9K per month. Pay it off every month. 823 credit score.
Posted on 3/11/22 at 8:16 pm to Turf Taint
Probably an average balance of $3500. It’s paid to zero each month. shite keeps climbing. Wife and 6 kids will do that though.
Posted on 3/11/22 at 8:16 pm to Turf Taint
$1000+/- but paid off each month. I like the cash back so I don’t go with the debit card much anymore.
Posted on 3/11/22 at 8:21 pm to Turf Taint
I'm curious to know what people putting $5-10k a month on a CC are actually spending that money on.
I get the whole cash back rewards and travel points as long as you pay the balance every month angle. I'm more interested in what these expenses are. I spend like $1000 a month on gas, groceries, staples, entertainment and clothes.
Do you guys have like 10 kids or something?
Posted on 3/11/22 at 8:25 pm to Turf Taint
About $2700, paid off monthly though. Thats material for my fence.
Posted on 3/11/22 at 8:28 pm to AUFANATL
You’re somehow cheaper than me
Posted on 3/11/22 at 8:36 pm to AUFANATL
quote:
I'm curious to know what people putting $5-10k a month on a CC are actually spending that money on. I get the whole cash back rewards and travel points as long as you pay the balance every month angle. I'm more interested in what these expenses are. I spend like $1000 a month on gas, groceries, staples, entertainment and clothes. Do you guys have like 10 kids or something?
My wife and I have 1 child and put between 15k-20k per month on the Amex.
Honestly it doesn’t feel like my lifestyle is different from when we were broke except now our impulse buys are $1500-2000 instead of $15-20
shite just adds up
Posted on 3/11/22 at 8:41 pm to AUFANATL
A lot of people who run 5-10k a month are using it for business travel, pay it off and get reimbursed from their company. My buddy did it for years and had a Marriott Amex for his hotel and delta Amex for flights. He only used/stayed at deta and Marriott. When he got married they flew first class somewhere and stayed at a luxury marriott for two or three weeks.
Posted on 3/11/22 at 8:41 pm to Finch
quote:
My wife and I have 1 child and put between 15k-20k per month on the Amex.
Posted on 3/11/22 at 8:42 pm to Finch
I would like to ask anyone who is able to put their mortgage on their card, who are you with? Mine got sold to nationstar/mr copper and I am unable to use any card, it has to be a draft or check from an account.
Posted on 3/11/22 at 9:08 pm to Warfarer
I've never heard of being able to put a mortgage on a card
You can do some tricky stuff with venmo/paypal type stuff, but directly paying with a card is something I haven't come across yet.
You can do some tricky stuff with venmo/paypal type stuff, but directly paying with a card is something I haven't come across yet.
This post was edited on 3/11/22 at 9:10 pm
Posted on 3/11/22 at 9:55 pm to Turf Taint
We have 12K in revolving debt currently on 0% interest. When it goes off 0% in October, it'll be paid for cash. Why should I even bother before then?
We have an Amex Platinum and Amex Gold. Between both, its $6,000-8,000 a month, depending.
All of our bills go on there with exception of mortgage, so again, kind of a useful tool and not us vacationing to Cabo or buying cool crap all the time. We do eat out a lot.
We have an Amex Platinum and Amex Gold. Between both, its $6,000-8,000 a month, depending.
All of our bills go on there with exception of mortgage, so again, kind of a useful tool and not us vacationing to Cabo or buying cool crap all the time. We do eat out a lot.
Posted on 3/11/22 at 9:56 pm to fightin tigers
This is why I love the OT, 10 pages of 850 credit scores and dudes dropping 5-10k a month on credit and paying it off….
All from the poorest state in the country, lol
All from the poorest state in the country, lol
Posted on 3/11/22 at 10:00 pm to 10MTNTiger
quote:
This is why I love the OT, 10 pages of 850 credit scores and dudes dropping 5-10k a month on credit and paying it off….
All from the poorest state in the country, lol
Bingo!
And every one of these MFers has 6% body fat, married an OT 8 who gives them daily sex and weekly bjs, and makes $250k a year before bonuses.
But at the end of the day, they're all terrified of their family, friends and co-workers finding out they post here.
This post was edited on 3/11/22 at 10:03 pm
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