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re: WWTOTD? Pay out of pocket or file a claim for $3000 repair?
Posted on 3/16/26 at 9:41 am to MRTigerFan
Posted on 3/16/26 at 9:41 am to MRTigerFan
OK, good deal.
If it was bent much at all, it is compromised.
At the very least, the O-rings are damaged. Run until it fails, but the summer heat may show some issues.
I can't remember, but the condenser may have some small, electric fans. Make sure those are OK.
And find a good alignment shop to check the alignment. Be sure mud or debris didn't get stuck in the rims, on the back side.
ETA: your rear tires are probably worn. They may look ok, but check tread depth.
If it was bent much at all, it is compromised.
At the very least, the O-rings are damaged. Run until it fails, but the summer heat may show some issues.
I can't remember, but the condenser may have some small, electric fans. Make sure those are OK.
And find a good alignment shop to check the alignment. Be sure mud or debris didn't get stuck in the rims, on the back side.
ETA: your rear tires are probably worn. They may look ok, but check tread depth.
This post was edited on 3/16/26 at 9:48 am
1
Posted on 3/16/26 at 10:59 am to N2cars
always thought front tires was main culprit of hydroplaning since they are steer tires?
i may be wrong all these years.
i have always keep best tires on front if wear was different.
someone please let me know where best tires need to be.
thanks
i may be wrong all these years.
i have always keep best tires on front if wear was different.
someone please let me know where best tires need to be.
thanks
Posted on 3/16/26 at 11:15 am to tigerinms
quote:
hydroplaning
8.6 x the square root of the tire pressure, baw
Posted on 3/16/26 at 11:21 am to tigerinms
quote:
always thought front tires was main culprit of hydroplaning since they are steer tires? i may be wrong all these years. i have always keep best tires on front if wear was different. someone please let me know where best tires need to be. thanks
Written by owner, Louis Altazan” of AgCo Automotive in Baton Rouge (shop I’ve used for 30+years)
“ Contrary to common belief, the tires with the most tread should be on the back of the vehicle. This is also the case, when replacing only two tires. The new tires should go on the rear of the vehicle.”
Buying & Caring for Tires - look under “tire rotation”.
As I recall, the basic rationale is that you have no steering control over the rear wheel tires but do have have steering control over the front tires, hence place the tires with the most thread on the rear of the vehicle.
I always thought the same as you, until I heard him explain & discuss this on an automotive repair radio program he hosted for a few decades.
Posted on 3/16/26 at 11:27 am to 777Tiger
quote:
his reason was that type of claim, if the insurer did an audit, would jack up the premium almost as bad as getting a DUI, don't don't if that's true but my insurance agent advised to pay out of pocket
Why even have insurance???…
quote:
I've been using him for 20 years and he's done a pretty good job for me
…After 20 years of your business you actually let him say this shite to you??? You way too non confrontational homie
This post was edited on 3/16/26 at 11:33 am
Posted on 3/16/26 at 11:43 am to 777Tiger
quote:
they've been pretty good advocates for saving me a lot of money over the years
If you’ve been with the same insurance agent for the last 20 years.,,, how do you know he’s saved you money?? Do you use a 3rd party agent to audit him??
Posted on 3/16/26 at 11:54 am to lepdagod
every time a policy comes up for renewal they shop around and make sure I’m getting the best deal, they send they’re own recommended roofer out every time we have a hail storm and more often than not repairs/replacement is recommended, I’ve been happy with them, had an issue with another insurance company of a guy that rear ended my wife and they recommended an attorney that handed them their arse
Posted on 3/16/26 at 12:21 pm to MRTigerFan
If you plan on keeping the car till it's a $2000 car I would do the claim and move on with life. At that point it won't matter if it has a Carfax accident claim on it.
Posted on 3/16/26 at 12:26 pm to 777Tiger
quote:
entirely possible but they've been pretty good advocates for saving me a lot of money over the years
Ah, it makes more sense now.
Posted on 3/16/26 at 12:28 pm to tigerinms
Like a truck, his car is very light in the rear.
Less weight, less contact patch.
On a FWD or pickup, better tread in the rear is the recommendation.
Honestly, though, always run good tires.
I actually used to buy used tires in HS.
Do not recommend.
That experience likely saved my wife and baby from a bad accident in a new 1996 Ford Explorer.
I knew something was wrong with the tires and I replaced them at 6K, despite the arguments from the tire shop.
Less weight, less contact patch.
On a FWD or pickup, better tread in the rear is the recommendation.
Honestly, though, always run good tires.
I actually used to buy used tires in HS.
Do not recommend.
That experience likely saved my wife and baby from a bad accident in a new 1996 Ford Explorer.
I knew something was wrong with the tires and I replaced them at 6K, despite the arguments from the tire shop.
Posted on 3/16/26 at 12:36 pm to Black n Gold
quote:I know. He could’ve told them to file the claim and then collect the bigger commission check every 6 months for the next few years when their premium jumped from the accident
Baw saved the insurance company $2,500 and himself from some paperwork.
Posted on 3/16/26 at 12:48 pm to 777Tiger
Consider the possibility that the agent’s claim count may impact him financially. Ask your agent if you have a duty under your policy to report a claim.
Posted on 3/16/26 at 12:59 pm to BigBinBR
This.
Posted on 3/16/26 at 1:12 pm to MRTigerFan
Your insurance company is gonna up your rates if you file a claim.
If you can pay out of pocket, do that
If you can pay out of pocket, do that
Posted on 3/16/26 at 1:21 pm to MRTigerFan
way too many variables... is it a collision or comprehensive damage claim? what's the deductible? as the repair price for insurance or cash? is there really $3,000 worth of damage, or, since it's an older car, can you make the cosmetic repair for half of that?
If you have accident forgiveness on your policy, then obviously file the claim.
If you have accident forgiveness on your policy, then obviously file the claim.
Posted on 3/16/26 at 1:23 pm to LNCHBOX
quote:
quote:
. Front end damage with initial estimate of $3000 to fix.
It's gonna be more once they start taking things apart.
Modern vehicles (within the past few years) have so much electronics embedded in the bumpers and grill that really add up.
Things you can't see.
Posted on 3/16/26 at 1:26 pm to MRTigerFan
Why the use of hypothetical? It happened. Just say it. It’s not a crime
Posted on 3/16/26 at 1:30 pm to MRTigerFan
quote:
Front bumper cover, or the metal bumper itself?
The plastic bumper
quote:
It took a pretty good lick if it got into the condenser. Radiator support bent?
The condenser is in front of the radiator and is bent inwards and upwards. It doesn't seem to be leaking and AC still blowing cold. Radiator support appears ok. 2019 honda civic
Fix the cosmetic damage and sell that piece of shite on Facebook.
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