re: Writing a check for a roof right now.

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Did you have damage to the roof from hail or something?

Did you go through your insurance?

If you have a good roofing company that knows the ropes, you shouldn't have to write out a dime's worth of your own money on a new roof.

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Had hail damage, used insurance, wrote check for deductible, upgraded shingles, got larger check back from roof company.

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Yes, I know it is trashy to have a roof or replace it.

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Would someone explain why its trashy to have a roof?

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Replacing a house with 2 ACs is the single biggest expense a homeowner will have to pay.

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Next time just replace the AC units instead of replacing the house. :)

Bruh? Blue tarp!

Depending on where you live people will be jealous of your shiny, non-torn tarp.

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Subtle brag thread that you have $7500 for new roof.

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That won't get you much of a roof

Splurge and get the Class IV shingles, you should get a reduced insurance premium that will kind of offset the cost over time.

Ah so you are into committing fraud. Congrats on either a big fine or jail time, buddy.

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Ah so you are into committing fraud. Congrats on either a big fine or jail time, buddy.

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I say may have because I have no idea how old the roof is.
And fraud cases are only pursued when there is a payout involved based on false information. The insurance companies have little interest in pursuing a fraud case against someone who has never made a claim.

"you shouldn't have to write out a dime's worth of your own money"

That's called insurance fraud. If your roofer says he's doing that....then he's committing fraud. Read your policy