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Posted on 7/20/19 at 8:19 pm to lsu xman
Spend money on what makes you happy. Pick and choose your spots unless you have so much you don’t have to be selective. Some people like to drink/eat and spend 500 plus a month on that. It’s really all about what you prioritize.
Posted on 7/20/19 at 8:24 pm to Old Sarge
quote:
I cannot fathom why you would ever consider longer than 60 months even at 3% and less interest
I would do 84 month and just pay early
Gives you lead way if you want to go light a month
Posted on 7/20/19 at 8:32 pm to fightin tigers
quote:
No such thing as 0% interest
Then how did I manage to pay not 1 cent of interest on my last car?
Posted on 7/20/19 at 8:36 pm to SG_Geaux
quote:
Then how did I manage to pay not 1 cent of interest on my last car?
You paid a higher price for the car than you needed to.
It's the Jos A Bank Buy 1 get 6 free type deal.
This post was edited on 7/20/19 at 8:37 pm
Posted on 7/20/19 at 8:38 pm to lsu xman
I just put down 15k for a new car, and the note will be something like 750 after I added all the packages and shite. But it will be paid off within the year.
Posted on 7/20/19 at 8:43 pm to crazy4lsu
quote:Apparently, you are doing it wrong. You need to attach 6 more years to that payment plan.
I just put down 15k for a new car, and the note will be something like 750 after I added all the packages and shite. But it will be paid off within the year.
Posted on 7/20/19 at 8:44 pm to fightin tigers
quote:
You paid a higher price for the car than you needed to.
Wrong
quote:
It's the Jos A Bank Buy 1 get 6 free type deal.
It's not like that, not even a little bit.
Posted on 7/20/19 at 8:45 pm to Scruffy
quote:
Apparently, you are doing it wrong. You need to attach 6 more years to that payment plan.
Depends
Posted on 7/20/19 at 8:53 pm to Mingo Was His NameO
quote:
Mingo Was His NameO
quote:
What lot do you want hustle these days?
Posted on 7/20/19 at 8:55 pm to lsu xman
No, my last one was 650 a month
Posted on 7/20/19 at 8:56 pm to fightin tigers
quote:
You paid a higher price for the car than you needed to.
It's the Jos A Bank Buy 1 get 6 free type deal.
Posted on 7/20/19 at 8:57 pm to castorinho
So you believe in free money too.
Board full of badass negotiatorz.
Board full of badass negotiatorz.
Posted on 7/20/19 at 9:00 pm to fightin tigers
quote:you negotiate the price BEFORE talking method of payment. So once the price is established, your point makes no sense. They don't go back and ADD to the price if you later decide to finance with them
So you believe in free money too.
Board full of badass negotiatorz.
Posted on 7/20/19 at 9:02 pm to castorinho
quote:
you negotiate the price BEFORE talking method of payment
So you do not negotiating payment?
Posted on 7/20/19 at 9:04 pm to fightin tigers
quote:
No such thing as 0% interest
O rly?
Posted on 7/20/19 at 9:04 pm to Hulkklogan
quote:
You're doing it very wrong if you are letting the government hold that much of your money for free.
I usually get like $100 back between state and fed. By design.
I was claiming Married and 9. They weren't taking a whole lot out. I thought about going Married and 99 like a lot of guys did. I just got back mostly everything I paid in because I claimed head of household and had a ton of deductions and expenses. I also got to write off stuff I did on what is technically a 'tree farm' where my property is I have a tax strategy I try and follow. It was a singularly good year that I doubt I'll ever repeat, esp with the new tax laws.
I agree, it's better to have your money now rather than later. With the way the tax laws are now I'm doing Single and 2. I still have a couple of write offs. but I should just about break even on the Federal and since California still allows deductions I'll get some back from them. This will be the first year the new tax laws will really change anything for me since I worked so little last year.
This post was edited on 7/20/19 at 9:10 pm
Posted on 7/20/19 at 9:05 pm to fightin tigers
quote:no, just people who understand auto finance
Board full of badass negotiatorz.
Posted on 7/20/19 at 9:06 pm to GreatLakesTiger24
quote:
no, just people who understand auto finance
And believe in free money.
Probably unicorns too.
Never lost money at a casino either I bet. Because they got a system.
This post was edited on 7/20/19 at 9:07 pm
Posted on 7/20/19 at 9:07 pm to GreatLakesTiger24
Amen brother. I emailed 8 dealerships constantly and spent damn near 180 hours to save 2800 bucks on my F250 platinum
This post was edited on 7/20/19 at 9:08 pm
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