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Started By
Message
re: Would a $500+ car note break the bank for you?
Posted on 7/21/19 at 12:11 pm to 632627
Posted on 7/21/19 at 12:11 pm to 632627
quote:
All the zero or minimal interest deals are usually in lieu of certain incentives; so, it’s one or the other.
If you negotiate a price inclusive of a certain incentive/rebate, and then tell the dealer you want to finance at the special rate, you’ve basically wasted your time.
Many times, sure, but sometimes you can find a dealer willing to do both. They'll get the GM or Ford or whatever financing at 0% and just eat the incentives too.
1
Posted on 7/21/19 at 12:14 pm to slackster
quote:
Many times, sure, but sometimes you can find a dealer willing to do both. They'll get the GM or Ford or whatever financing at 0% and just eat the incentives too.
You’re confusing manufacturer incentive/rebate with dealer discount.
Dealer discount is at the dealers discretion and will almost always be available.
Manufacturer incentive is completely different.
Posted on 7/21/19 at 12:17 pm to MusclesofBrussels
quote:
MusclesofBrussels
Ah yes, the OT stalker that peruses a posters history and trolls them. You really have a lot of free time on your hands for a loser that thinks Ballard Wa is living. Since you have a weird fetish of following posters around and belittling their perspective careers, why don’t you enlighten the OT about what it is you do? Come on you big shot keyboard warrior, let’s hear it.
Posted on 7/21/19 at 12:20 pm to lsu xman
quote:
$550 x 84 months = $46K.
Would not advise you pull the trigger on this.
Posted on 7/21/19 at 12:21 pm to stelly1025
quote:
Would not advise you pull the trigger on this.
Why not?
Posted on 7/21/19 at 12:21 pm to stelly1025
quote:what if it's a 46k vehicle?
Would not advise you pull the trigger on this.
there aren't enough details
Posted on 7/21/19 at 12:22 pm to lsu xman
I could "afford" it, but it would be very irresponsible. I'm not an expensive car guy anyway though. I could drive used hondas or toyotas for the rest of my life and be fine. Regardless of what I can afford I'd pretty much always prefer to just have a cheap, reliable option.
Posted on 7/21/19 at 12:36 pm to AUCE05
quote:
Lets hear how financing a 60k car is a great investment.
Easy
0% interest is free money vs pay in cash and lose the money gain in interest.
Posted on 7/21/19 at 12:41 pm to lsu xman
my current note is 234 a month but i'm paying 500 a month on it. would suck if i really had to pay that
Posted on 7/21/19 at 12:43 pm to lsu xman
If you look around you can find a 96 month offer so $550 could buy a little more truck, baw
Posted on 7/21/19 at 12:45 pm to Restomod
It’s astonishing how many people in here don’t understand the concept of cheap money.
Posted on 7/21/19 at 12:47 pm to 632627
This entire thread is riddled with people that don’t get it
Posted on 7/21/19 at 2:05 pm to 632627
It’s not astonishing at all 
Posted on 7/21/19 at 2:43 pm to yellowfin
Louisiana Federal Credit Union
Posted on 7/21/19 at 2:55 pm to Sun God
quote:
It’s not astonishing at all
I suppose not, considering how many people here constantly quote Dave Ramsey.
Posted on 7/21/19 at 3:04 pm to iAmBatman
quote:
This entire thread is riddled with people that don’t get it
Yah, like I'm going to sell an existing investment yielding over 6%, that is mostly tax free, pay taxes on the gain on sale, instead of borrowing @ 0.9% for 60 - 84 months. shite doesn't even begin to make sense. $591.xx for 60 months @ .9%, would have gone longer if the dealer would have done it. Even an online money market or savings account is beating that. Obviously this assumes one has the assets to cover potential loss of value early on if the vehicle gets totaled.
Posted on 7/21/19 at 3:22 pm to Springlake Tiger
They’ve went up a lot cause website says 3.49% for 72 months
Posted on 7/21/19 at 3:32 pm to TheChosenOne
Bad credit high interest ain't good
Posted on 7/21/19 at 3:41 pm to tirebiter
quote:
tirebiter
Posted on 7/21/19 at 4:00 pm to yellowfin
If you’re a member it’s 1.99. New or used.
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