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Posted on 8/18/16 at 10:59 pm to oreeg
(no message)
This post was edited on 12/21/16 at 6:52 pm
Posted on 8/18/16 at 10:59 pm to Spankum
If Katrina is any sign, BR will be filled with out of state hipsters by 2019.
Posted on 8/18/16 at 11:00 pm to oreeg
The one they purchased? In Gonzales, but pretty close to Dutchtown - no water. They were originally in Prairieville off of 42 - still can't get to their home.
Posted on 8/18/16 at 11:00 pm to Rize
quote:
my truck
With or without truck nuts?
Posted on 8/18/16 at 11:00 pm to mpar98
I have an empty house on the market currently and it didn't flood.
Posted on 8/18/16 at 11:01 pm to chRxis
quote:
so mine didn't flood here in Dutchtown, so if i were to get it appraised and it goes up in value because of that, could i then refinance, based on the new value, and use the increase in value against the mortgage?
i'm not moving, btw... just want to try to get a chunk of the house "paid off" and if i can use the increase in value as that chunk, i'd like to know if that's possible.... i'd be very interested in doing that....
This doesn't really make any sense.
First off when you refi, your debt does not decrease. If you owe 100k and a 200k house, and now that 200k house is worth 230k, you still owe 100k.... Refinancing is not going to pay off anything for you.
Now, if you were paying PMI because you own less than 20% of your house, refinancing with an increased value may bring you to that number, which will help your monthly payment, but again - your debt is unchanged.
Plus, values are not going up immediately, will take some time, as value is based off of comparable sales.
Posted on 8/18/16 at 11:02 pm to chRxis
I'm not quite sure how an appraiser will valuate a house that didn't flood. They really don't consider that in their price opinion. It will more likely be a gradual increase over time.
This post was edited on 8/18/16 at 11:07 pm
Posted on 8/18/16 at 11:04 pm to Titus Pullo
Nice correction on my phone's auto correct. Care to add any more asinine comments to the thread.
Posted on 8/18/16 at 11:07 pm to Paul Allen
To be honest
This post was edited on 12/21/16 at 6:51 pm
Posted on 8/18/16 at 11:15 pm to oreeg
quote:
Because my house would appraise for more because it's not in a flood zone?
You seriously thinks that's price gouging?
Riiiight. Because that's what you meant. It had nothing to do with demand exceeding supply.
You seriously thinks that anyone believes that's what you meant.
Posted on 8/18/16 at 11:20 pm to Titus Pullo
Because it raises the fair market value. Just like a highway being built nearby or a Walmart going up down the street. That's not price gouging.
It just my property becoming more appealing to a buyer.
if I were to price gouge, the house would never sell because the sales are conditioned on appraisals.
I was just curious as to how much my house's value increased. Sorry that upsets you so much.
It just my property becoming more appealing to a buyer.
if I were to price gouge, the house would never sell because the sales are conditioned on appraisals.
I was just curious as to how much my house's value increased. Sorry that upsets you so much.
This post was edited on 8/18/16 at 11:23 pm
Posted on 8/18/16 at 11:22 pm to Titus Pullo
I was thinking of selling my house in College Town and will probably add on 10%.
Posted on 8/18/16 at 11:22 pm to oreeg
Whatever helps you sleep at night. 
Posted on 8/18/16 at 11:29 pm to Titus Pullo
Well thanks for taking my comments out of context and insinuating that I'd price gouge just for wondering what my house's value was.
I'll sleep much better knowing tards like you are out protecting the consumer.
I'll sleep much better knowing tards like you are out protecting the consumer.
Posted on 8/18/16 at 11:36 pm to oreeg
You could call the tax assessor to let him know to raise your assessment based on that new "didn't flood" extra value.
Posted on 8/18/16 at 11:40 pm to Twenty 49
That's a great idea. I'm sure he will be on that first thing in the AM.
Posted on 8/18/16 at 11:52 pm to Titus Pullo
LP lost its luster. AP is not desirable.
EBR is where it's at.
EBR is where it's at.
Posted on 8/18/16 at 11:58 pm to Halftrack
quote:
South EBR is where it's at.
Posted on 8/19/16 at 12:12 am to oreeg
quote:
Because it raises the fair market value
Well appraisal increases can't really happen til All cash buyers grab 3 similar properties to yours within a mile or so....and then appraisers can use those as comps.
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