re: Whelp, just paid for my first $4 gallon of fuel in Louisiana.

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If $2,000 per YEAR is such an issue to you, maybe you should reconsider that cable/internet bill you pay every month.

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Given her demonstrated IQ, I actually think she's landed on the perfect gig to max out her earnings potential: falling on the mercy of her betters.

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If $2,000 per YEAR is such an issue to you, maybe you should reconsider that cable/internet bill you pay every month.

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I love the OT. How many times should I ignore a $2k increase in costs before I'm given the dreaded poor label?

Premium is very spendy and increases are just starting despite what Brandon and his congressional greenies say.

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How many times should I ignore a $2k increase in costs before I'm given the dreaded poor label?

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I'm not poor, and I'm not rich. But years ago I did something that made a difference in my finances today.

I cut the cable (actually a tree branch fell on it, pulled the fascia off my house, so I cut it with bolt cutters), I cancelled about a half-dozen subscription services, brought my insurance policies in line with my needs, and a few other things that each separately didn't seem like much, but it turned out I was saving a little over $500 per month from what I had been spending. This was the money that I started using for my Roth IRA - which I previously thought I couldn't afford.

That was over 10 years ago. Do the math. Don't forget interest.

So I wasn't calling you poor, I was being serious. I spend money on entertainment, but it's conscious now, not that insidious death by a thousand cuts that you never even notice kind of cost - often times for things you don't really use or even remember.

One other tip, invest your savings in the energy sector. If that's not a growth market, nothing is. And when the price of energy goes up, your earnings can outpace your increased energy expenses. I rejoice at $100/bbl oil.