re: What's the Scam? Dental and Vision separate from "Regular" health insurance?

Vision insurance isn't even necessary to see an eye doctor. My experience is that it's filed with your health insurance, and Vision only helps if you're getting glasses, contacts, etc. We carried vision insurance on my kids for a couple of years until we realized that we're basically paying $150/year to get a $150 allowance on glasses/contacts that we may or may not need every year, so we cancelled it.

The crazy part is that medical, dental, and vision is all covered under Medicaid.

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Vision insurance isn't even necessary to see an eye doctor. My experience is that it's filed with your health insurance, and Vision only helps if you're getting glasses, contacts, etc.

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Exactly. If you get something like conjunctivitis, you need health insurance for that.

Health should cover your entire body.

That's like buying a car and you hve to buy the keys, doors, windows, tires, rims separately. Like wtf

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Vision and dental are more like prepaid or levelized financing of checkups and cleanings.

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Just to emphasize this, vision and dental are not actually insurance. Insurance pays for an uncertain future event. Vision and dental are certain. That's why they are treated differently.

And yet your health plan covers chiropractors