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Started By
Message
1
Posted on 4/4/25 at 9:48 am to Bigdawgb
quote:
What if I told you that your collision covers your vehicle if an uninsured motorist hits you? Medical paid by health insurance
I'd get another agent
They actually sell UM Property Damage only. Rarely see it. But if you have an older vehicle that is too expensive to carry collision on, It's a pretty cheap option in case some uninsured idiot hits you and wrecks it.
Posted on 4/4/25 at 3:55 pm to GREENHEAD22
Is it required to have e teen permit holders added to the parents insurance policy?
Posted on 4/4/25 at 3:58 pm to GREENHEAD22
It depends on what kind of assets you have to protect. You just described pretty good coverage for the average homeowner. If you need more you can look into an umbrella policy on top of that.
This post was edited on 4/4/25 at 4:00 pm
Posted on 4/4/25 at 8:31 pm to Red Stick Tigress
quote:
Are you a homeowner? If so then you should carry 100/300
I question any licensed insurance agent who ever tells an insured that certain limits are adequate. It’s a lawsuit waiting to happen.
This post was edited on 4/4/25 at 10:27 pm
Posted on 4/5/25 at 1:41 am to Knucklehead
quote:
I question any licensed insurance agent who ever tells an insured that certain limits are adequate. It’s a lawsuit waiting to happen.
I am not a licensed insurance agent. However, when my father had 5 kids living at home and driving his cars, he had the maximum coverage available as well as an umbrella policy to protect his assets.
Smart man. I did the same since I now own his house.
Posted on 4/5/25 at 1:53 am to BabyTac
quote:
rediculous bills
There's no red in ridiculous.
Posted on 4/5/25 at 5:25 am to GREENHEAD22
Try living in Louisiana and you'd probably pay double whatever you're paying
Posted on 4/5/25 at 9:01 am to BabyTac
You do you. I carry an umbrella policy.Unless you are dirt poor, then you are not thinking right.
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