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re: United Healthcare Buying People's Health

Posted on 6/7/18 at 8:43 pm to
Posted by tigercross
Member since Feb 2008
5075 posts
Posted on 6/7/18 at 8:43 pm to
quote:

Good luck ever getting approved for inpatient rehab when you have a stroke if your insurance is through Humana Gold. I think I’ve maybe had 1 patient approved in my 7 years as a Hospitalist.


Could be due to your narrative skills? Could be due to the fact that a stroke patient is better off in a different setting (CMS guidance agrees)?
Posted by financetiger
Member since Feb 2008
1882 posts
Posted on 6/7/18 at 8:45 pm to
quote:

paying for unnecessary services


Says you or the patient? If it was your mother or wife, you'd think differently about those "unnecessary" services. What's the point of having insurance if not to protect us and help out in times of medical need?
Posted by tigermed
Member since Nov 2007
442 posts
Posted on 6/7/18 at 8:45 pm to
Could be that you don’t know what the hell you are talking about. You are probably a medical director for Humana. You guys suck.
Posted by financetiger
Member since Feb 2008
1882 posts
Posted on 6/7/18 at 8:46 pm to
quote:

Could be due to your narrative skills? Could be due to the fact that a stroke patient is better off in a different setting (CMS guidance agrees)?


Has nothing to do with his narrative skills and everything to do with cost of providing care. They'd rather save that money!
Posted by LSUfan4444
Member since Mar 2004
57365 posts
Posted on 6/7/18 at 8:46 pm to
quote:

TAKE YOUR MEDICARE And Give You Their Shitty Insurance Instead. You Then Become Much More Restricted In The Benefits You Will Receive. Less Home Health, Less Days In Rehab Hospitals, Less Choices For Physicians, Less Choices For Tests And Imaging Studies That Will Be Performed (They Tell Your Doctor No!). When you have good "ole-fashioned" Medicare, you don't have all of those restrictions


Basically, what you’re saying is you can’t just have procedures, tests and skilled
Care administer and then bill Medicare advantage companies for whatever you want like you can with original Medicare.

Again, there’s a reason medicare is broke and you’re doing a great job of explaining why.
Posted by LSUfan4444
Member since Mar 2004
57365 posts
Posted on 6/7/18 at 8:46 pm to
quote:

Says you or the patient?


Says medical practice guidelines
Posted by financetiger
Member since Feb 2008
1882 posts
Posted on 6/7/18 at 8:48 pm to
quote:

You are probably a medical director for Humana. You guys suck.

:rotflmao: :rotflmao: :rotflmao: :rotflmao:

I was just about to say the SAME thing!!
Enjoy working for Wal-Mart!!
Posted by tigermed
Member since Nov 2007
442 posts
Posted on 6/7/18 at 8:48 pm to
Just saw your other reply about facilities not accepting traditional Medicare. That’s crazy. Straight Medicare patients are the first people accepted. Facilities and home health companies take those quick.
Posted by jefforize
Member since Feb 2008
46359 posts
Posted on 6/7/18 at 8:50 pm to
i indirectly work with all these payers. very interesting, thanks for sharing.

Posted by financetiger
Member since Feb 2008
1882 posts
Posted on 6/7/18 at 8:50 pm to
quote:

Straight Medicare patients are the first people accepted. Facilities and home health companies take those quick.


Absolutely CORRECT Sir!!
Posted by tigercross
Member since Feb 2008
5075 posts
Posted on 6/7/18 at 8:51 pm to
quote:

They'd rather save that money!


That’s the reason AET, UHC, and HUM have insanely profitable MA lines of business and traditional Medicare will be insolvent soon. The point is to deliver value to shareholders, not run a charity.

If the doctors and facilities truly believe a patient should be in an IP rehab setting, they are free to admit them knowing they won’t get paid. I don’t see them volunteering to take a hit on something they claim is medically necessary, yet they expect the payor to pay for something they think isn’t needed (in violation of their fiduciary duty to the owners, mind you)
Posted by tigermed
Member since Nov 2007
442 posts
Posted on 6/7/18 at 8:55 pm to
Don’t get me started on Humana medical directors either. I had one guy try to tell me a patient didn’t have an acute CVA when it was PROVEN on MRI! That choad was a damn pediatrician from New Orleans refusing appropriate adult care. Also someone who says a stroke patient who can tolerate 3 hours of rehab isn’t a candidate for inpatient rehab is an idiot. CVA is a rehab diagnosis.
Posted by Ric Flair
Charlotte
Member since Oct 2005
13879 posts
Posted on 6/7/18 at 8:55 pm to
For inpatient rehab, straight Medicare will get in the same day that the rehab doc allows. For Medicare ppo’s, they need prior authorization. And many will be denied, or just shuttled to a SNF. Or if they go to acute inpatient rehab and need SNF afterwards, they won’t authorize the SNF admission.

In other words, go straight Medicare.
Posted by financetiger
Member since Feb 2008
1882 posts
Posted on 6/7/18 at 8:57 pm to
quote:

not run a charity

No one is talking about running a charity! We are simply talking about quality care.

It's ok "Mr. Medical Director of Humana", we understand your need to defend your job. The more money and services ya'll keep patients from having, the bigger your bonus is at the end of the year. It's all good!!
This post was edited on 6/7/18 at 8:57 pm
Posted by tigermed
Member since Nov 2007
442 posts
Posted on 6/7/18 at 8:57 pm to
quote:

For inpatient rehab, straight Medicare will get in the same day that the rehab doc allows. For Medicare ppo’s, they need prior authorization. And many will be denied, or just shuttled to a SNF. Or if they go to acute inpatient rehab and need SNF afterwards, they won’t authorize the SNF admission


You sir know exactly what you are talking about and you are correct!
Posted by Ric Flair
Charlotte
Member since Oct 2005
13879 posts
Posted on 6/7/18 at 8:58 pm to
Are you a pm+r doc?
Posted by financetiger
Member since Feb 2008
1882 posts
Posted on 6/7/18 at 8:58 pm to
quote:

In other words, go straight Medicare.


Right On!
Posted by financetiger
Member since Feb 2008
1882 posts
Posted on 6/7/18 at 9:02 pm to
quote:


Except for the ever growing number of facilities and practices that don’t accept traditional Medicare.



Just went back and caught this...you are just making up shite now! You know that is the biggest LIE! It's the other way around, the facilities and practices are refusing Humana, Peoples, Wellcare and several of the other "managed" plans.
Posted by tigerjjs
Baton Rouge
Member since Sep 2006
1394 posts
Posted on 6/7/18 at 9:07 pm to
My parents had peoples. They could only draw their blood at certain labs, and their doctor got denied to try and get an MRI that my dad needed. The doctor said he could have gotten it covered very easily if they had a different kind of insurance. He had to go see a spine specialist to get the MRI covered. It seems very difficult working with these advantage plans, from my experience.
This post was edited on 6/7/18 at 9:08 pm
Posted by Ric Flair
Charlotte
Member since Oct 2005
13879 posts
Posted on 6/7/18 at 9:07 pm to
If a rehab facility denies regular Medicare, they would be bankrupt quite quickly.

I’ve seen stroke patients denied acute rehab from Medicare ppo’s because “they could be cared for in a less intensive setting (SNF)”.

These PPO’s use gimmicks such as free gym memberships and whatnot to sell people their plan.
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