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Uninsured co-pay, wtf?

Posted on 10/8/15 at 9:38 am
Posted by Hammertime
Will trade dowsing rod for titties
Member since Jan 2012
43031 posts
Posted on 10/8/15 at 9:38 am
I was at the brain doctor earlier, and saw a sign that read:

If you are an uninsured patient, your co-pay is:

$10 to see primary care doctor
$25 to see specialist

If you are insured, your copay is $20.



I am not positive how that works, but who "co-pays" for an uninsured person? What is stopping them from coming in, paying their $25, and never paying anything else?

FWIW, this is at an LSU clinic and I believe they bill the insurance something like $500 for my visit. So I guess it's safe to assume that they do this across the entire LSU system
This post was edited on 10/8/15 at 10:38 am
Posted by burdman
Louisiana
Member since Aug 2007
22814 posts
Posted on 10/8/15 at 9:38 am to
Hope your brain is ok
Posted by Duckie
Tippy Toe, Louisiana
Member since Apr 2010
24314 posts
Posted on 10/8/15 at 9:39 am to
quote:

I am not positive how that works, but who "co-pays" for an uninsured person? What is stopping them from coming in, paying their $25, and never paying anything else?


absolutely nothing.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
76217 posts
Posted on 10/8/15 at 9:40 am to
quote:

I was at the brain doctor earlier
They found nothing?

Seriously, hope it went well.

The maddening bizzaro extra-dimensional world of health insurance.
Posted by Wtodd
Tampa, FL
Member since Oct 2013
68609 posts
Posted on 10/8/15 at 9:40 am to
quote:

Hope your brain is ok

They were searching for it
Posted by Tyler9258
Auburn
Member since Dec 2013
4204 posts
Posted on 10/8/15 at 9:41 am to
Did you fight everybody?
Posted by mikelbr
Baton Rouge
Member since Apr 2008
49100 posts
Posted on 10/8/15 at 9:41 am to
quote:

Hammertime


Come on dude. All we care about is....



Did you check the Doc's hands?
Posted by pioneerbasketball
Team Bunchie
Member since Oct 2005
139098 posts
Posted on 10/8/15 at 9:43 am to
What are you thinking?
Posted by Motorboat
At the camp
Member since Oct 2007
24331 posts
Posted on 10/8/15 at 9:46 am to
quote:

I was at the brain doctor earlier, and saw a sign that read:

If you are an uninsured patient, your co-pay is:


you go to the brain doctor and all you report about is the damn sign?
This post was edited on 10/8/15 at 9:53 am
Posted by Boudreaux35
BR
Member since Sep 2007
22281 posts
Posted on 10/8/15 at 10:01 am to
Insurance is a big scam. Sure, reality is you need it but if you ever look into charges for medical services, it is ridiculous the difference in prices for the same service whether your insured or not.
Posted by Hammertime
Will trade dowsing rod for titties
Member since Jan 2012
43031 posts
Posted on 10/8/15 at 10:08 am to
Been going for a long time since I had two seizures many moons ago. I needed an adjustment to meds since I built up a tolerance.


So these people just get to drop $25 and roll out? I am getting blood work to check the levels of meds right now, so I'm sure that'll cost my insurance another $750


There are a lot of people here who are talking very loudly on their Bluetooth headsets and one guy who is having a conversation with his boo on speakerphone
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
76217 posts
Posted on 10/8/15 at 10:18 am to
quote:

I needed an adjustment to meds since I built up a tolerance.
This is EXACTLY how we all feel about your posts.
Posted by Mung
Ba’on Rooj
Member since Aug 2007
9529 posts
Posted on 10/8/15 at 11:23 am to
quote:

I was at the brain doctor earlier,


how much to replace it?

Posted by PBnJ
in your lunchbox
Member since Aug 2009
2794 posts
Posted on 10/8/15 at 11:34 am to
You are paying for the people who are uninsured or have Medicaid (pennies on the dollar reimbursement rates) because that's what America is about.
Posted by MSMHater
Houston
Member since Oct 2008
23369 posts
Posted on 10/8/15 at 11:42 am to
quote:

FWIW, this is at an LSU clinic


This is the ONLY reason that sign makes sense. State clinics and FQHC's can be reimbursed by the state/feds for non-resource (i.e. uninsured) patients with the proper contracts. Usually at rates that fall between Medicaid and Medicare.

So it actually is a "co-pay" b/c the govt will be paying the rest with your money.
This post was edited on 10/8/15 at 11:43 am
Posted by Evil Little Thing
Member since Jul 2013
11638 posts
Posted on 10/8/15 at 11:46 am to
The sign is weird, all around. Co-pay amounts are determined by the insurance plan, not the doctor. I don't have a co-pay.
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