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Uninsured co-pay, wtf?
Posted on 10/8/15 at 9:38 am
Posted on 10/8/15 at 9:38 am
I was at the brain doctor earlier, and saw a sign that read:
If you are an uninsured patient, your co-pay is:
$10 to see primary care doctor
$25 to see specialist
If you are insured, your copay is $20.
I am not positive how that works, but who "co-pays" for an uninsured person? What is stopping them from coming in, paying their $25, and never paying anything else?
FWIW, this is at an LSU clinic and I believe they bill the insurance something like $500 for my visit. So I guess it's safe to assume that they do this across the entire LSU system
If you are an uninsured patient, your co-pay is:
$10 to see primary care doctor
$25 to see specialist
If you are insured, your copay is $20.
I am not positive how that works, but who "co-pays" for an uninsured person? What is stopping them from coming in, paying their $25, and never paying anything else?
FWIW, this is at an LSU clinic and I believe they bill the insurance something like $500 for my visit. So I guess it's safe to assume that they do this across the entire LSU system
This post was edited on 10/8/15 at 10:38 am
Posted on 10/8/15 at 9:39 am to Hammertime
quote:
I am not positive how that works, but who "co-pays" for an uninsured person? What is stopping them from coming in, paying their $25, and never paying anything else?
absolutely nothing.
Posted on 10/8/15 at 9:40 am to Hammertime
quote:They found nothing?
I was at the brain doctor earlier
Seriously, hope it went well.
The maddening bizzaro extra-dimensional world of health insurance.
Posted on 10/8/15 at 9:40 am to burdman
quote:
Hope your brain is ok
They were searching for it
Posted on 10/8/15 at 9:41 am to Hammertime
Did you fight everybody?
Posted on 10/8/15 at 9:41 am to Hammertime
quote:
Hammertime
Come on dude. All we care about is....
Did you check the Doc's hands?
Posted on 10/8/15 at 9:46 am to Hammertime
quote:
I was at the brain doctor earlier, and saw a sign that read:
If you are an uninsured patient, your co-pay is:
you go to the brain doctor and all you report about is the damn sign?
This post was edited on 10/8/15 at 9:53 am
Posted on 10/8/15 at 10:01 am to Hammertime
Insurance is a big scam. Sure, reality is you need it but if you ever look into charges for medical services, it is ridiculous the difference in prices for the same service whether your insured or not.
Posted on 10/8/15 at 10:08 am to Motorboat
Been going for a long time since I had two seizures many moons ago. I needed an adjustment to meds since I built up a tolerance.
So these people just get to drop $25 and roll out? I am getting blood work to check the levels of meds right now, so I'm sure that'll cost my insurance another $750
There are a lot of people here who are talking very loudly on their Bluetooth headsets and one guy who is having a conversation with his boo on speakerphone
So these people just get to drop $25 and roll out? I am getting blood work to check the levels of meds right now, so I'm sure that'll cost my insurance another $750
There are a lot of people here who are talking very loudly on their Bluetooth headsets and one guy who is having a conversation with his boo on speakerphone
Posted on 10/8/15 at 10:18 am to Hammertime
quote:This is EXACTLY how we all feel about your posts.
I needed an adjustment to meds since I built up a tolerance.
Posted on 10/8/15 at 11:23 am to Hammertime
quote:
I was at the brain doctor earlier,
how much to replace it?
Posted on 10/8/15 at 11:34 am to Hammertime
You are paying for the people who are uninsured or have Medicaid (pennies on the dollar reimbursement rates) because that's what America is about.
Posted on 10/8/15 at 11:42 am to Hammertime
quote:
FWIW, this is at an LSU clinic
This is the ONLY reason that sign makes sense. State clinics and FQHC's can be reimbursed by the state/feds for non-resource (i.e. uninsured) patients with the proper contracts. Usually at rates that fall between Medicaid and Medicare.
So it actually is a "co-pay" b/c the govt will be paying the rest with your money.
This post was edited on 10/8/15 at 11:43 am
Posted on 10/8/15 at 11:46 am to Hammertime
The sign is weird, all around. Co-pay amounts are determined by the insurance plan, not the doctor. I don't have a co-pay.
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