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Started By
Message
Should I hire a public adjuster for insurance claims?
Posted on 11/19/18 at 7:24 am
Posted on 11/19/18 at 7:24 am
Long story short, hurricane damaged all my properties. Insurance numbers are coming in low. People are suggesting I hire public adjuster. I’ve already received first payments on most of the properties.
Anyone on here have experience with PAs and should I hire one? Tia
Anyone on here have experience with PAs and should I hire one? Tia
6
Posted on 11/19/18 at 7:35 am to PT24-7
If you have a lot of properties and you don’t like the numbers get one.
This post was edited on 11/19/18 at 7:36 am
Posted on 11/19/18 at 8:04 am to PT24-7
Aren't you a contractor? Do the numbers that you are getting from you subs for repairs look accurate to the estimate you received from insurance?
Posted on 11/19/18 at 8:41 am to PT24-7
This seems like a simple cost benefit analysis to me.
Posted on 11/19/18 at 8:45 am to PT24-7
PAs do not have much power in Louisiana to do anything besides writing an estimate. You’re better off with using a PA or contractor/independent adjuster in conjunction with a property casualty attorney to go after higher property claims.
Posted on 11/19/18 at 9:52 am to PT24-7
It may help you down the road if you plan to litigate. Other than that, the insurance companies aren’t going to care what anyone else tells them.
Posted on 11/19/18 at 9:54 am to Shepherd
quote:
Other than that, the insurance companies aren’t going to care what anyone else tells them.
A good public adjuster will be able to better detail and present one's losses. It should prove worthwhile in the end, especially when talking multiple properties.
Posted on 11/19/18 at 10:26 am to PT24-7
Your broker should be doing this for you.
Posted on 11/19/18 at 6:16 pm to Saskwatch
This is what I’m wondering. Can I fix most of the properties for the numbers coming in? Maybe
However, when I factor in my work hours dealing with all the insurance companies I’m losing money.
Just didn’t know if anyone had any experience with them good or bad?
However, when I factor in my work hours dealing with all the insurance companies I’m losing money.
Just didn’t know if anyone had any experience with them good or bad?
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