re: Salary of $115,627 needed in order to qualify for a mortgage on a typical American home

They know if they have kids that they had to pay for lol. My parents were shocked and I took like 70k in loans

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Be careful with this vision. In the next ten years many WFH jobs are going to be replaced by AI and offshoring. It's already happening

I need about 15 more years before the machines take over

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this has been going on for at least forty years

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I drove a 12 year old Jeep Wrangler, no working AC and half the gauges did not work. I

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That would cost 18-20k today

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That would cost 18-20k today

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Probably more than that. I remember looking for a new (to me) car a few years ago and looking at used jeeps. I couldn’t believe the prices. I’m talking $30k for ones that were beat up with 100k miles on them. Just absurd.

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That would cost 18-20k today

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Close, depends on location.



Jeeps are in high demand bubble now, they were not back then.

If you just need some transportation, from a reliable manufacturer




The concept of needing $35K for a reliable car is beyond moronic. There are so many used cars out there that will last well north of 200,000 miles. Transportation should be the least worry for a young person. Maybe the price of gas, but not the vehicle itself.

Here is the thing:

Everyone did what you did (eat Raman, sleep on couches, etc) when they were in their 20s. That’s typical young college aged life. It’s a right of passage for broke dick college kids


But it’s now what we are expecting of people in their 30s, with a good job and family?

In order for me to pay it off in a decent timeframe I’m paying $1500 a month

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But it’s now what we are expecting of people in their 30s, with a good job and family?

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I would be great to see their long term plan they had during their 20s?

We are all products of the decisions we make. Or we could just blame someone else

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Here is the thing: Everyone did what you did (eat Raman, sleep on couches, etc) when they were in their 20s. That’s typical young college aged life. It’s a right of passage for broke dick college kids But it’s now what we are expecting of people in their 30s, with a good job and family?

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This is really the crux of what is happening right now. This is what older gen-x and boomers tend not to understand.

The people wining about not being able to afford a house aren’t the ones who spent tens of thousands on a “useless” degree. They’re not the ones instagramming their meals at high end restaurants every night. They’re not the ones who are always unemployed. They’re the ones who are married or in long term relationships where both people are working more than 40 hrs/week, often with multiple jobs, to afford a WORSE home than the starter houses of the 1950’s, an hour or more from their jobs, while finding it impossible to save money.

The people complaining aren’t the ones who have been living it up by doing everything wrong, but the ones who were playing it “right” by the book and are now married with kids. Those kids are the same age they were, and they are still nowhere near the middle class lifestyle they enjoyed at their kids’ age.

The middle class is being purposefully destroyed, but because the youth are the ones suffering, instead of seeing that as an opportunity to help fix the problem, they’d rather spike the football in their faces and victim-blame.

Maybe if you’d worn a longer skirt, socioeconomic trends developed over decades of unfettered illegal immigration, offshoring of manufacturing jobs, deficit spending to finance unsustainable entitlement programs and endless overseas wars, regressive taxation, and the collapse in value of the U.S. dollar wouldn’t have raped you. Wait, I mean, you shouldn’t have spent so much on avocado toast, coffee, and cell phone plans.

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Maybe if you’d worn a longer skirt, socioeconomic trends developed over decades of unfettered illegal immigration, offshoring of manufacturing jobs, deficit spending to finance unsustainable entitlement programs and endless overseas wars, regressive taxation, and the collapse in value of the U.S. dollar wouldn’t have raped you. Wait, I mean, you shouldn’t have spent so much on avocado toast, coffee, and cell phone plans.

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