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re: Out of network ambulance service billing advice

Posted on 7/14/25 at 1:13 pm to
Posted by LNCHBOX
70448
Member since Jun 2009
88542 posts
Posted on 7/14/25 at 1:13 pm to
quote:

retarded


You're unraveling before our eyes
Posted by Epic Cajun
Lafayette, LA
Member since Feb 2013
36146 posts
Posted on 7/14/25 at 1:13 pm to
quote:

Yea, I posted in this thread about getting a colonoscopy in-network, with out-of-network anesthesia.

Should 100% be on the hospital to assign a CRNA that is within your network.
Posted by tigerbandpiccolo
Member since Oct 2005
49436 posts
Posted on 7/14/25 at 1:14 pm to
quote:

So you’re telling us the time between the ambulance being called and arriving was 2 minutes Because I’m going to call bullshite on that


Why? Why do you even care to argue with me about this? I wasn’t fricking wrong for taking an ambulance and you’re trying to make it my fault by poking holes in a situation where everyone did the best thing they knew in the moment. I would want anyone to go to the hospital in my situation given the nature of my medical history. That doesn’t make the predatory billing somehow okay and I feel like that’s what you’re trying to imply.
Posted by LNCHBOX
70448
Member since Jun 2009
88542 posts
Posted on 7/14/25 at 1:15 pm to
quote:

Why? Why do you even care to argue with me about this? I wasn’t fricking wrong for taking an ambulance and you’re trying to make it my fault by poking holes in a situation where everyone did the best thing they knew in the moment. I would want anyone to go to the hospital in my situation given the nature of my medical history. That doesn’t make the predatory billing somehow okay and I feel like that’s what you’re trying to imply.


He's totally not defending though.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
147753 posts
Posted on 7/14/25 at 1:15 pm to
quote:

She said she was unconscious for approximately a minute, so unless it was the fastest ambulance in recorded history, she was conscious when it arrived.
this reminds me of a story. I got hit by a car running a red light on Claiborne Ave. while riding a bike. Got bloodied up pretty good. Lost consciousness a couple time. Broken ribs. Ankle fracture. The ambulance arrives and starts checking me out. At this point my brain is foggy but I have my bearings. I keep telling the ambulance I refuse service. Finally they pack up and leave. And then the couple cars that stopped (including the car that hit me) all just jump in their cars and leave also.

I realize quick that no cops ever arrived. I have a busted phone, mangled bike, and I can’t walk and I’m stuck on side of the road uptown.

I eventually flagged someone down that let me use their phone. I had to sign on to Facebook messenger to message someone to come give me a ride back to my apartment.

Ended up having to go to the hospital a couple days later for some X-rays.



Sorry for the hijack. <3
Posted by tigerbandpiccolo
Member since Oct 2005
49436 posts
Posted on 7/14/25 at 1:18 pm to
I have such a love/hate relationship with this place and this thread demonstrates why. Thank you for the help to those who have honestly given me any insight or advice in handling it.

To the idiots: you know who you are. Try to be better.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
35788 posts
Posted on 7/14/25 at 1:18 pm to
quote:

Why do you even care to argue with me about this?


Because like another poster said, I think you are playing the results now that you know them. And there’s no reason to lie either way. There’s no possible way someone called 911, the 911 operator dispatched the ambulance, and it arrived all within 120 seconds. Odd thing to lie about. Just say you took the fricking ambulance because you thought it was the right thing to do at the time, no reason to be full of shite, and that doesn’t make their billing practices any less bullshite… like I’ve already said.

quote:

history. That doesn’t make the predatory billing somehow okay


I agree. You’re conflating two different things
Posted by Lazy But Talented
Member since Aug 2011
15024 posts
Posted on 7/14/25 at 1:18 pm to
quote:

I was transported to a hospital, evaluated, and thankfully everything turned out okay. A few weeks later, I received a $3,500 bill from the ambulance company, claiming it was out-of-network.


Same thing happened to me in Cali in 2023 although I wasn't pregnant.

Out-of-network ambulance and an out-of-network physician, even though the hospital was in-network. They're still fighting with Cigna on hospital bill after I eventually paid what I thought was owed.

Medical billing is insane.
This post was edited on 7/14/25 at 1:19 pm
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
35788 posts
Posted on 7/14/25 at 1:19 pm to
quote:

this reminds me of a story. I got hit by a car running a red light on Claiborne Ave. while riding a bike. Got bloodied up pretty good. Lost consciousness a couple time. Broken ribs. Ankle fracture. The ambulance arrives and starts checking me out. At this point my brain is foggy but I have my bearings. I keep telling the ambulance I refuse service. Finally they pack up and leave. And then the couple cars that stopped (including the car that hit me) all just jump in their cars and leave also. I realize quick that no cops ever arrived. I have a busted phone, mangled bike, and I can’t walk and I’m stuck on side of the road uptown. I eventually flagged someone down that let me use their phone. I had to sign on to Facebook messenger to message someone to come give me a ride back to my apartment.


Most people wouldn’t have even stopped for a homeless guy, consider yourself lucky
Posted by ATrillionaire
Houston
Member since Sep 2008
2149 posts
Posted on 7/14/25 at 1:20 pm to
quote:

Ignore it and it will go away. Providers don’t have the teeth under Obamacare to collect on debts. They will spend more than the debt is worth trying to collect and most people are judgement proof anyway.

Would have been solid advice last week.
quote:

A federal judge in Texas reversed a Biden-era rule on Friday that permitted medical debt to be wiped from credit reports, according to court documents.

The Hill
Posted by Sun God
Member since Jul 2009
49485 posts
Posted on 7/14/25 at 1:20 pm to
Was your brain also foggy before the collision
Posted by Cryin Kelly
Member since Dec 2023
323 posts
Posted on 7/14/25 at 1:21 pm to
quote:

but I also don’t think it’s reasonable, ethical, or even remotely just that someone in a literal medical emergency should wake up to a $3,500 bill from a company they didn’t choose, didn’t consent to, and weren’t even conscious for.


Everyone who ends up on the short end of the stick ends up making the case for more socialized medicine. Not taking sides here, but just pointing out as soon as someone loses in the capitalist healthcare system they immediately reject it as unjust.
Posted by tigerbandpiccolo
Member since Oct 2005
49436 posts
Posted on 7/14/25 at 1:22 pm to
Playing the results? Sir, whether I was having a fricking stroke or was simply dehydrated doesn’t change the fact that I would have gotten a bullshite bill that pissed me off. This has NOTHING to do with my medical outcomes.

I don’t have the energy or the GAF to argue with you anymore. I should have definitely known in advance to tell my husband to drive me versus let the medics take me for risk of not being in network. Do you know how wild that would have seemed in the moment? Go on.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
147753 posts
Posted on 7/14/25 at 1:22 pm to
quote:

from my then husband.
Posted by tigerbandpiccolo
Member since Oct 2005
49436 posts
Posted on 7/14/25 at 1:23 pm to
Wow—I’m sorry. Cigna was also my insurance carrier at the time, fwiw. And yes, the hospital and providers were all in network which begs the question—why aren’t county ambulance services required to be in network with the major insurance companies that are in network with the hospitals they bring patients to?
Posted by John88
Member since Sep 2015
6412 posts
Posted on 7/14/25 at 1:23 pm to
Don't pay. Simple
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
35788 posts
Posted on 7/14/25 at 1:23 pm to
quote:

Sir, whether I was having a fricking stroke or was simply dehydrated doesn’t change the fact that I would have gotten a bullshite bill that pissed me off.


Unless you refused the ambulance of course

quote:

This has NOTHING to do with my medical outcomes.


Sure it does

quote:

I should have definitely known in advance to tell my husband to drive me versus let the medics take me for risk of not being in network.


It does seem wild, which is why you correctly chose to take the ambulance. Is it bullshite that’s what they charged you for. Very likely so
Posted by LNCHBOX
70448
Member since Jun 2009
88542 posts
Posted on 7/14/25 at 1:23 pm to
Did a little more googling and it looks like the law in Cali that might help you didn't go into effect until Jan 1, 2024.

Pretty interestingly, the article I read mentioned that ambulance providers didn't oppose the law. Not that it should be a surprise to anyone, but that tells you how big a racket the out of network charges are to begin with.
Posted by Sun God
Member since Jul 2009
49485 posts
Posted on 7/14/25 at 1:24 pm to
quote:

I should have definitely known in advance to tell my husband to drive me versus let the medics take me for risk of not being in network. Do you know how wild that would have seemed in the moment?

Would’ve it been that wild?
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
35788 posts
Posted on 7/14/25 at 1:24 pm to
quote:

Did a little more googling and it looks like the law in Cali that might help you didn't go into effect until Jan 1, 2024.


It’s in the original article that was posted, learn to read
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