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re: Neighbors tree falls and damaged your house

Posted on 10/11/20 at 9:23 pm to
Posted by TitleistProV1X
Member since Nov 2015
3599 posts
Posted on 10/11/20 at 9:23 pm to
Your insurance pays
Posted by Bigfishchoupique
Member since Jul 2017
9147 posts
Posted on 10/11/20 at 9:25 pm to
You
Posted by ShermanTxTiger
Broussard, La
Member since Oct 2007
11124 posts
Posted on 10/11/20 at 10:39 pm to
quote:

Signed: someone who had their neighbor pay for the damage their tree did to our house


If the tree was healthy and fell due to a storm, your neighbors paid to either shut you up or because they don't understand torts.
Posted by chinese58
NELA. after 30 years in Dallas.
Member since Jun 2004
31990 posts
Posted on 10/11/20 at 11:30 pm to
quote:

The whole neighborhood should post a Go Fund Me to pay for the damage....
Posted by tigerbutt
Deep South
Member since Jun 2006
25511 posts
Posted on 10/12/20 at 1:51 am to
quote:

In the state of Louisiana, if the tree is healthy, the neighbor and their insurance might owe for the removal only. If you try to go through the neighbor's insurance, you will really draw out the claims process on your end


This. Louisiana law makes the tree owner responsible for “removing” tree from your property. Damage caused will have to be picked up by your insurance unless you can prove and you requested that the tree be removed prior due to disease.

I’m currently going through exact scenario. You can simply present evidence to constables office and not have to do anything else.
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
84554 posts
Posted on 10/12/20 at 7:24 am to
Boiled down...
Must be a defect in the tree, and the defect must be the cause of the fall

Owner must have known, or by evidence available prior to the fall, should have known if the defect.

Then we get to things like, what Parish? Over or under $50k? What judge? What lawyer filed? Etc...etc...
Posted by yellowfin
Coastal Bar
Member since May 2006
98449 posts
Posted on 10/12/20 at 7:33 am to
Let your insurance work it out with his
Posted by Cracker
in a box
Member since Nov 2009
18915 posts
Posted on 10/12/20 at 7:45 am to
You do
Posted by sgallo3
Lake Charles
Member since Sep 2008
24907 posts
Posted on 10/12/20 at 7:48 am to
quote:

Neighbors tree falls and damaged your house


Did these things happen in different tenses?
Posted by majoredinwhitehorse
lower alabama
Member since Nov 2016
809 posts
Posted on 10/12/20 at 7:57 am to
Your house, you do.
Posted by goofball
Member since Mar 2015
17183 posts
Posted on 10/12/20 at 8:00 am to
quote:

Who pays for the damages?



Your insurance pays for damage to your house.
Posted by dewster
Chicago
Member since Aug 2006
25992 posts
Posted on 10/12/20 at 8:12 am to
quote:


Neighbors tree falls and damaged your house
Who pays for the damages?


Your insurance company is going to cover your damages if a neighbor's tree falls on your house.

That being said, your neighbor's insurance might have some issues covering their damage if the tree was known to be rotten or showed signs of being dead.

My parents had a large tree that uprooted and crushed their driveway and a neighbor's driveway. It fell during a storm where tornadoes were reported nearby (but not at their house). Tree was 100+ years old and towered over both properties even before the houses were built. It showed no signs of rot even after the removal team starting cutting through it's massive trunk. No issues with insurance to my knowledge for either my parents or their neighbors. Both have new driveways now. That's what insurance is for.

Universal advice: Buy good insurance for your home. Maintain your trees/keep them trimmed. You don't have to be friends with your neighbor, but definitely don't make an enemy out of them, even if they suck.
This post was edited on 10/12/20 at 8:21 am
Posted by beerJeep
Louisiana
Member since Nov 2016
36739 posts
Posted on 10/12/20 at 8:15 am to
quote:

If the tree was healthy and fell due to a storm, your neighbors paid to either shut you up or because they don't understand torts.


Or you can look on the following page and see that the tree was dead and they had received several notices about the dead tree.

always funny when people downvote before reading ahead

Like I said on page one, it isn’t ALWAYS so cut and dry
This post was edited on 10/12/20 at 8:17 am
Posted by Screaming Viking
Member since Jul 2013
5316 posts
Posted on 10/12/20 at 9:03 am to
quote:


This is incorrect. In LA


sorry...you may be right. this is the only part of what I typed that did not happen to me. i should have kept to my first hand experience.

Posted by geauxpurple
New Orleans
Member since Jul 2014
14952 posts
Posted on 10/12/20 at 9:13 am to
In order for the neighbor to be forced to pay, you have to show that the neighbor was negligent, for example, they knew the tree was rotten and didn't do anything about it. If a storm knocks a perfectly good tree down, that is not the neighbor's fault.
Posted by Boudreaux35
BR
Member since Sep 2007
22281 posts
Posted on 10/12/20 at 9:15 am to
quote:

The whole neighborhood must split all cost...


I know this was posted as a joke, but I had one of my neighbors, after a bad storm last year, claim that it was the HOA's responsibility for damage caused by a downed tree. (The tree was in their backyard)
Posted by Tempratt
Member since Oct 2013
14588 posts
Posted on 10/12/20 at 9:22 am to
quote:

You do. I work in insurance.


Let me get this straight. If my house is damaged by a felled tree in my yard from a storm my house isn't covered?

That's incredible. For that matter couldn't they say that fire is an act of god and also not covered?

Insurance companies will weasel out of anything.
Posted by ScoobyDont
Member since Sep 2016
816 posts
Posted on 10/12/20 at 12:53 pm to
They say it is an act of God. You pay. That makes no sense to me. That is not an act of God. If you have a tree that can fall on your house or someone else's house, that is AN ACT OF STUPIDITY!!!
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 10/12/20 at 1:39 pm to
quote:

What if the neighbor has mentioned a few times that he needs to cut it down?


If it is not in writing it never happened!
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