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Started By
Message
re: Monthly income vs expenditures
Posted on 8/19/24 at 11:39 am to Techdave
Posted on 8/19/24 at 11:39 am to Techdave
quote:
We have a flex account at my house. If I have extra left over my wife flexes her spending habits to make sure we break even.
Word.
Here's a better question: What's your monthly burn rate? (All outflows considered except what you route to savings)
I had to lay out the details of our burn rate to the wifey last year. No way I can retire if our burn rate stays at $20-22K/mo. And this is without a car payment.
1
Posted on 8/19/24 at 11:40 am to low end
quote:
toddlers are fricking expensive.
Wait until they're teenagers. Phone, clothes, car insurance, orthodontist, etc.
Posted on 8/19/24 at 11:58 am to fareplay
Because they don’t give a shite, and don’t change behaviors. Most of them can’t think beyond the next vacation. Did premarital discussions, went to a Ramsey counselor for a year, it never ends up mattering.
“We can borrow the money for the trip from our property tax savings account.”
“The Disney cruise is only $8k and the kids deserve it.”
There are 1,000 variations on this.
“We can borrow the money for the trip from our property tax savings account.”
“The Disney cruise is only $8k and the kids deserve it.”
There are 1,000 variations on this.
Posted on 8/19/24 at 12:16 pm to LemmyLives
Is this really your wife or just an example?
Posted on 8/19/24 at 12:18 pm to clamdip
Jesus how are you burning 20k? Multiple mortgage?
Posted on 8/19/24 at 12:20 pm to RandySavage
My father taught me to never ask someone how much money they make nor tell anyone how much money you make.
Posted on 8/19/24 at 12:24 pm to fareplay
My ex wife and those are nearly verbatim statements.
Posted on 8/19/24 at 12:25 pm to clamdip
quote:
This is called treading water, unless you also have no savings at all as a cushion.
It is also called living paycheck to paycheck.
Posted on 8/19/24 at 12:26 pm to ultratiger89
And this dumb logic is why women are underpaid and most people are financially illiterate.
Your father also probably did some dumb stuff and you learned from that
Your father also probably did some dumb stuff and you learned from that
Posted on 8/19/24 at 12:27 pm to fareplay
quote:
I consider paycheck to paycheck if you can’t afford your mortgage/ rent twice in a month.
If you cant pay a bill, you are not living paycheck to paycheck. You are not making it. if you cant pay a bill until the next paycheck and it is like that every month/paycheck, you are living paycheck to paycheck.
Posted on 8/19/24 at 12:27 pm to LemmyLives
Glad she is an ex but the guilt trip on the kids
Posted on 8/19/24 at 12:28 pm to fareplay
quote:
this dumb logic is why women are underpaid
Women aren’t underpaid. The wage gap doesn’t exist and
at you for calling someone else stupid while you perpetuate that ridiculous bullshitePosted on 8/19/24 at 12:30 pm to Forever
Proof? There’s a lot of studies that validate
Posted on 8/19/24 at 12:37 pm to fareplay
quote:
Proof? There’s a lot of studies that validate
fricking hell
Troll status confirmed
Posted on 8/19/24 at 12:39 pm to RandySavage
Per month, I personally have about $2,000 left over after all credit card balances and personal bills are paid and 401k takes its share.
That gets moved to an online bank hosted HYSA each month, which I seldom need to touch for anything.
I only keep $1k in my actual Chase checking account, as I use cash for nothing.
That gets moved to an online bank hosted HYSA each month, which I seldom need to touch for anything.
I only keep $1k in my actual Chase checking account, as I use cash for nothing.
This post was edited on 8/19/24 at 12:46 pm
Posted on 8/19/24 at 12:42 pm to RandySavage
(no message)
This post was edited on 8/19/24 at 7:01 pm
Posted on 8/19/24 at 12:42 pm to Pizza Dan
quote:
A lot less than I had 4 years ago.
During COVID when everyone was sitting at home? No way
Posted on 8/19/24 at 12:43 pm to thejuiceisloose
quote:
everyone was sitting at home
Absolutely no surprise you were non essential.
Posted on 8/19/24 at 12:49 pm to fareplay
The kids are going to be who they’re going to be. Daughter soaked up the diva enablement from mom like a sponge and loves it. Just like how at 10 she’s decided Vanderbilt is her dream school somehow. Son will be fine, but he is a bit too money hungry (12.) I caught him trying to sign up to be a drop shipping middleman for quick cash, and we had a long conversation about internet fraud (again.) that’s not his normal personality, it is his peer group at school.
The rude awakening will come when it comes time to pay for college, and I will have to tell them to ask their mom about where the near $400k in child support I will pay by then went.
The rude awakening will come when it comes time to pay for college, and I will have to tell them to ask their mom about where the near $400k in child support I will pay by then went.
Posted on 8/19/24 at 1:12 pm to LemmyLives
Kinda set up for failure without intervention baw. Ex married again?
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