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re: Married men , could you live by yourself on 35k a year?
Posted on 6/29/16 at 1:30 am to Breauxsif
Posted on 6/29/16 at 1:30 am to Breauxsif
quote:
Yeah, Dallas is pretty frickin cheap
Compared to the West coast and Bay area, yea it is.
I'm not going to be a moron and go somewhere where I can't afford to live though.
1
Posted on 6/29/16 at 1:32 am to McCaigBro69
Yeah, dude was comparing everything to Seattle. Of course you have to make big money to survive here. Cost of living is on par with the Silicon Valley.
Posted on 6/29/16 at 1:45 am to Breauxsif
I didn't compare everything to Seattle. I just used that as my personal example because that's where I happen to live and I thought that was the point of the OP. I wouldn't recommend that anyone move here on a 35k salary and expect to buy a house and live a comfortable existence. Would you agree?
Posted on 6/29/16 at 1:48 am to northshorebamaman
I absolutely agree. If you're not an engineer, life will take you out here in Seattle.
Posted on 6/29/16 at 1:55 am to NIH
quote:
Posters on here have a distorted sense of expenses as they're 35+ and have kids,
After reading the whole thread, this is really the most true statement.
First, everyone has their own view of what they need to be comfortable. Age factors into this, but so do hobbies and social lives.
Most people will tell you that they felt amazingly rich when they got their first job out of college. It's all about perspective.
As you get older you start throwing more money at retirement and assets. While at 22 you're probably happy with a couple hundred extra dollars to spend at bars.
2nd, because comfortable can be defined a lot of different ways means that for some people having a new car means they are comfortable. Others don't feel comfortable until they have no car payment. That means they are perfectly fine driving something older or cheaper.
A lot of posters think that "comfortable" means they have a new car, live in a decent house, take 1.5 vacations every year, and can afford toys.
In reality, comfortable on 35 k probably means you share a decent roof over your head with a buddy, drive an older car that has little to no payment, and have a couple hundred bucks left over after bills to spend on fun. You probably aren't saving much for retirement, and you certainly aren't planning annual week long vacations. Because you are single, you probably just visit family and friends, and the cost of any true vacation would likely be split with other people.
Essentially, $35k allows you to have a comfortable social life and easily make most small purchases if you are young, but doesn't afford most luxuries. So to make it work when you are older you have to figure out which things you are willing to cut out.
Posted on 6/29/16 at 2:00 am to Bmath
quote:
After reading the whole thread, this is really the most true statement. First, everyone has their own view of what they need to be comfortable. Age factors into this, but so do hobbies and social lives. Most people will tell you that they felt amazingly rich when they got their first job out of college. It's all about perspective. As you get older you start throwing more money at retirement and assets. While at 22 you're probably happy with a couple hundred extra dollars to spend at bars. 2nd, because comfortable can be defined a lot of different ways means that for some people having a new car means they are comfortable. Others don't feel comfortable until they have no car payment. That means they are perfectly fine driving something older or cheaper. A lot of posters think that "comfortable" means they have a new car, live in a decent house, take 1.5 vacations every year, and can afford toys. In reality, comfortable on 35 k probably means you share a decent roof over your head with a buddy, drive an older car that has little to no payment, and have a couple hundred bucks left over after bills to spend on fun. You probably aren't saving much for retirement, and you certainly aren't planning annual week long vacations. Because you are single, you probably just visit family and friends, and the cost of any true vacation would likely be split with other people. Essentially, $35k allows you to have a comfortable social life and easily make most small purchases if you are young, but doesn't afford most luxuries. So to make it work when you are older you have to figure out which things you are willing to cut out.
There's some truth to this. Moreover, I think you stated the exact point I was trying to make. Most people don't live within their means. Plain and simple.
Posted on 6/29/16 at 2:02 am to Breauxsif
That is all I was saying. The OP mentioned owning a house as one of his requirements. That's why I said it depends on where you are.
And I've spent my life in San Jose, Palo Alto, Seoul, Frankfurt, Honolulu, and Seattle, so my view of what rent should be is screwed.
And I've spent my life in San Jose, Palo Alto, Seoul, Frankfurt, Honolulu, and Seattle, so my view of what rent should be is screwed.
This post was edited on 6/29/16 at 2:16 am
Posted on 6/29/16 at 4:51 am to iamAG
quote:
Married men , could you live by yourself on 35k a year?
Absolutely. Wouldn't able to retire the way I want to but no doubt I could live just fine off that.
Posted on 6/29/16 at 5:08 am to LSUfan4444
Considering I sometimes blow through that in 3 months.....probably not.
I've become accustom to 15 dollar per glass neat scotches, cleaning ladies, hand washed cars by other people, and expensive toys and trips.
No way I would be able to sit in the endzone at lambeau on 35k.
I've become accustom to 15 dollar per glass neat scotches, cleaning ladies, hand washed cars by other people, and expensive toys and trips.
No way I would be able to sit in the endzone at lambeau on 35k.
This post was edited on 6/29/16 at 5:11 am
Posted on 6/29/16 at 5:28 am to NIH
quote:
People go out in college on a lot less than $35k.
People in college also don't have bills for the most part, or at the very least are extremely irresponsible with money. So that's not really saying much.
To the OP, I made $16 an hour as an intern while in college, so no way would I live on $35k a year now. Your wife is right, you'd have no fun money. A set of tires or a doctor visit blows that silly budget you posted up.
ETA: And
at the few people who've claimed to be making $35k and saying they had money left over do buy "literally anything they want." No, you didn't. This post was edited on 6/29/16 at 5:36 am
Posted on 6/29/16 at 6:36 am to LNCHBOX
quote:Thank you! They must have not posted their crippling CC debt
And ? at the few people who've claimed to be making $35k and saying they had money left over do buy "literally anything they want." No, you didn't.
Posted on 6/29/16 at 6:50 am to iamAG
At 35K a year you could live but it would be a struggle.
Posted on 6/29/16 at 6:58 am to iamAG
No way
Posted on 6/29/16 at 7:00 am to iamAG
We talking net or gross here? 35 gross would be tough. Net yeah I certainly could
Posted on 6/29/16 at 7:26 am to iamAG
Your real salary - 35k a year
Posted on 6/29/16 at 7:26 am to iamAG
No, I like to play golf and gamble.
Posted on 6/29/16 at 7:29 am to iamAG
Absolutely
I did it before right out of college and I could absolutely do it now
Would I like it? Eh...I've grown accustomed to some things that I would have to give up, so I probably would not like it that much
but I'm confident I could replace those things with cheaper options and still live quite happily
some of the people that say that couldn't are either 1) horrible with money 2) really boring and uncreative people
I did it before right out of college and I could absolutely do it now
Would I like it? Eh...I've grown accustomed to some things that I would have to give up, so I probably would not like it that much
but I'm confident I could replace those things with cheaper options and still live quite happily
some of the people that say that couldn't are either 1) horrible with money 2) really boring and uncreative people
This post was edited on 6/29/16 at 7:33 am
Posted on 6/29/16 at 7:33 am to Salmon
Yep no problem. My favorite thing to do on vacation is go camping that's not an expensive hobby. If I was single I'd split a place with two of my best friends drive a paid off pickup and onl thing I'd really want to spend money on is my bike.
Posted on 6/29/16 at 7:33 am to Salmon
You're not gonna have any hobbies at $35k a year with no other income. All of y'all saying you could easily do it are using some extreme hyperbole.
Posted on 6/29/16 at 7:34 am to iamAG
Yes, but not anywhere near the level that we're accustomed to currently.
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