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re: Married folks — do you and your spouse keep separate checking accounts?

Posted on 11/22/25 at 12:11 pm to
Posted by GreenRockTiger
vortex to the whirlpool of despair
Member since Jun 2020
58069 posts
Posted on 11/22/25 at 12:11 pm to
quote:

then who would change my diapers?
she’s planning on you not making it that far jk
Posted by cuyahoga tiger
NE Ohio via Tangipahoa
Member since Nov 2011
6095 posts
Posted on 11/22/25 at 12:11 pm to
nope...she probably doesn't even know how much money we have, what upcoming re-occurring bills/obligations we have but she is smart, frugal and makes great decisions...works well for me
Posted by STLDawg
The Lou
Member since Apr 2015
4425 posts
Posted on 11/22/25 at 12:12 pm to
I feel sorry for all the baws that can’t trust their wives with money.
Posted by 777Tiger
Member since Mar 2011
87997 posts
Posted on 11/22/25 at 12:12 pm to
quote:

she’s planning on you not making it that far jk


honestly, I've told her I will never get to that point and will never go into assisted living, she thinks I'm joking b ut I'm dead serious
Posted by SalE
At the beach
Member since Jan 2020
2891 posts
Posted on 11/22/25 at 12:12 pm to
She handles some of the business matters..I focus on the personal and investment side.
Posted by 777Tiger
Member since Mar 2011
87997 posts
Posted on 11/22/25 at 12:14 pm to
quote:

she probably doesn't even know how much money we have


that's my wife, has no clue, it's not that I hide anything, she just isn't interested in the details
Posted by Hou_Lawyer
Houston, TX
Member since Jun 2019
2161 posts
Posted on 11/22/25 at 12:14 pm to
Yes- no need for each other to see what you’re spending
Posted by Slip Screen
Magnolia, Texas
Member since Jan 2005
2174 posts
Posted on 11/22/25 at 12:14 pm to
No, 24th anniversary today
Posted by GreenRockTiger
vortex to the whirlpool of despair
Member since Jun 2020
58069 posts
Posted on 11/22/25 at 12:16 pm to
quote:

I feel sorry for all the baws that can’t trust their wives with money.
do you mean by not having separate accounts?

We’ve never had a separate account bc I was in school when we got married and then I was a stay at home mom for a long time - I didn’t have anything to put in my own account

Then when I went to work I only think it’s fair for my husband to have access to the money I made bc I spent his all those years - right?
Posted by Upperdecker
St. George, LA
Member since Nov 2014
32644 posts
Posted on 11/22/25 at 12:17 pm to
A decent amount of people do. Some make it work. Most don’t realize they’re set for divorce sooner or later. It creates inequality in the relationship with the person you’re supposed to be closest to in life
Posted by threeputt23
Hammond la
Member since Dec 2021
177 posts
Posted on 11/22/25 at 12:17 pm to
Trust me on this not your wife. Do not trust your wife on separate accounts. Have a joint account and stay on top of things. People change. Realize this. That is all.
Posted by messyjesse
Member since Nov 2015
2200 posts
Posted on 11/22/25 at 12:19 pm to
quote:

We share a checking, savings, and retirement accounts not tied to our employers. We each have one credit card that the other doesn't have access to. We touch base weekly on our current balances and pay them off every month. It's worked well for us the last 8 years.


This almost word-for-word describes our situation as well. Been married 12 years.
Posted by 777Tiger
Member since Mar 2011
87997 posts
Posted on 11/22/25 at 12:20 pm to
quote:

. Most don’t realize they’re set for divorce sooner or later. It creates inequality in the relationship with the person you’re supposed to be closest to in life


meh, I know people need money to live but I don't think it should be a high priority item in that regard, more and more I've just accepted that it's only money and you can't take it with you, now if you do go through a divorce, as the man, you're going to get hosed
Posted by achenator
Member since Oct 2014
3236 posts
Posted on 11/22/25 at 12:21 pm to
quote:

that's my wife, has no clue, it's not that I hide anything, she just isn't interested in the details


Same. My wife hasn't worked a for pay job in almost 20 years. She just knows she has a credit card. She can buy whatever at the grocery, put gas in her car and live life. If she wants to spend something outside of that say over 4-500, we'll discuss it first. She doesn't really spend much so it's all good. I've had to get her involved in some of the finances in case I croak.
Posted by 777Tiger
Member since Mar 2011
87997 posts
Posted on 11/22/25 at 12:22 pm to
quote:

I've had to get her involved in some of the finances in case I croak.


I'm setting my daughter up to know where everything is for that day, she's the smart, level headed one in this family
Posted by rickyh
Positiger Nation
Member since Dec 2003
12967 posts
Posted on 11/22/25 at 12:27 pm to
No She has been a homemaker and has been faithful 50 years. Once people get married, they become one.
Posted by jizzle6609
Houston
Member since Jul 2009
17322 posts
Posted on 11/22/25 at 12:27 pm to
Clearly hiding something.

Thats the only reason you wouldn’t had a joint account or let your wife have access.
Posted by deltaland
Member since Mar 2011
99974 posts
Posted on 11/22/25 at 12:30 pm to
Yes we have separate accounts

We each have certain bills that are our responsibility. Her money is hers and mine is mine. We both prefer it this way and it prevents a lot of arguments.

If I want to go buy a gun or a new truck I can and she can’t say shite. Vice versa with her. As long as the bills are paid
Posted by deltaland
Member since Mar 2011
99974 posts
Posted on 11/22/25 at 12:31 pm to
quote:

He is very controlling, he treats her like a nanny, he’s a fat pile of shite, and she works out every day, she has a side business, like selling cookies and other desserts to pay for her gym membership, he doesn’t even pay for it


Sounds like he is an alpha to me
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
6472 posts
Posted on 11/22/25 at 12:32 pm to
quote:

As long as the bills are paid


And if something happens and they can’t be paid?
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