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re: Job advice: Which would you pick?

Posted on 9/10/24 at 7:25 am to
Posted by udtiger
Over your left shoulder
Member since Nov 2006
112424 posts
Posted on 9/10/24 at 7:25 am to
A
Posted by uptowntiger84
uptown
Member since Jul 2011
5089 posts
Posted on 9/10/24 at 11:40 am to
Job A. And supplement with another job if more money is needed. Low stress. More time off. And the ability to work from home.
Posted by cubsfan5150
NWA
Member since Nov 2007
17825 posts
Posted on 9/10/24 at 11:50 am to
Edited OP with more info.
Posted by caro81
Member since Jul 2017
6010 posts
Posted on 9/10/24 at 12:15 pm to
how good is that pension in A?

if its very good id say go with that.
Posted by Scuttle Buttin
Member since May 2020
447 posts
Posted on 9/10/24 at 12:21 pm to
Job A no question. Less daily stress has a culminative monetary value.
Posted by TheDeathValley
Louisiana
Member since Sep 2010
20062 posts
Posted on 9/10/24 at 12:29 pm to
quote:

$70-$90k in passive income


How do you make this without owning a home?

Since you are already making that type of income, you just assume take the lesser paying job that has a much better work life balance.
Posted by cubsfan5150
NWA
Member since Nov 2007
17825 posts
Posted on 9/10/24 at 12:47 pm to
It’d likely come out to around $2K a month after 20 years.
Posted by cubsfan5150
NWA
Member since Nov 2007
17825 posts
Posted on 9/10/24 at 12:48 pm to
Military retirement and disability, which is a big reason why I don’t own a home.
Posted by jeffsdad
Member since Mar 2007
24078 posts
Posted on 9/10/24 at 12:48 pm to
When you say 'pension", do you really mean pension or a 401k?
Posted by WhiskeyTangoFoxtrot
in the transfer portal
Member since Dec 2009
2405 posts
Posted on 9/10/24 at 12:50 pm to
Are you including your disability scam in that $70-$90K passive income?

Posted by cubsfan5150
NWA
Member since Nov 2007
17825 posts
Posted on 9/10/24 at 12:51 pm to
Job A is a pension. Job B is a Money Purchase Plan
Posted by aubiecat
Alabama
Member since Jul 2011
5866 posts
Posted on 9/10/24 at 1:06 pm to
quote:

A choice between 4x10s or 5x8s, hour away, can telework most days, but will still require driving into the area, 4 weeks PTO, 5th week added in 10 years, some promotion potential but not great, very strong job stability, low stress, retire with a pension in 20 years


All of this ^^^^ makes this >>>> $80K worth much more money.
Posted by WonPercent
BATON ROUGE
Member since Aug 2023
1066 posts
Posted on 9/10/24 at 1:30 pm to
B. At the rate we're going 80k will barely be middle class in 5 years.
Posted by jeffsdad
Member since Mar 2007
24078 posts
Posted on 9/10/24 at 1:46 pm to
Idk, back in the day a lot of pensions were stolen because the company “went bankrupt “. Maybe they are more protected now.
Posted by caro81
Member since Jul 2017
6010 posts
Posted on 9/10/24 at 1:47 pm to
quote:

It’d likely come out to around $2K a month after 20 years.


hm no nearly as good as i thought it would be.

tough call boss. that passive income helps a lot. that a guaranteed for life thing?
Posted by saintsfan1977
Arkansas, from Cajun country
Member since Jun 2010
9890 posts
Posted on 9/10/24 at 1:50 pm to
Job A. More free time.
Posted by Dadren
Jawja
Member since Dec 2023
3065 posts
Posted on 9/10/24 at 1:52 pm to
4X10, almost all remote with a week extra in PTO is more than worth the $35K difference in salary.

Job A and for me it’s not even close.
Posted by When in Rome
Telegraph Road
Member since Jan 2011
36161 posts
Posted on 9/10/24 at 1:56 pm to
With all those factors combined, job A seems like the better choice
Posted by reggierayreb
Member since Nov 2012
18990 posts
Posted on 9/10/24 at 2:01 pm to
Early to mid40s in this economic environment ?!? Communicate to your spouse and kids that work will be demanding at times but that's why we get to have all the nice things that we have and B


So much of this depends on if your spouse has a career and how much she makes. If she's clearing 80k+ annually herself I'd lean towards A. But your kids are grown. I'm this age with 2 grade school kids so different perspective.




This post was edited on 9/10/24 at 2:09 pm
Posted by Buryl
Member since Sep 2016
1022 posts
Posted on 9/10/24 at 2:08 pm to
With passive income, you are comparing $160k/year to $195k/year. The extra $35k probably won’t be life changing at that income level. Not like the difference between making $40k and $75k. I would go with A unless you really, really need the money.
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