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Message
re: Involved in traffic accident with driver without insurance
Posted on 9/28/14 at 9:01 pm to Topwater Trout
Posted on 9/28/14 at 9:01 pm to Topwater Trout
Trout do me a favorite go over to dog hair falling out thread bottom of page 1 I posted a picture. Let me know if it is showing?
1
Posted on 9/28/14 at 9:04 pm to FLBooGoTigs1
Flowers are for lap dogs not retrievers 
Posted on 9/28/14 at 9:07 pm to Topwater Trout
Dem Weiner dogs were all up in my gf's dogs business. I was laughing my arse off. Luckily my gf's dog wouldn't hurt a fly.
Posted on 9/28/14 at 9:08 pm to TheFolker
quote:this is probably the only option since he doesn't have UM
Find out where she lives and take a baseball bat to her car every few months until she realizes how trashy she is for not maintaining insurance.
Posted on 9/28/14 at 9:10 pm to heartbreakTiger
If he has collision his insurance will cover it less his deductible.They'll tell you they will go after her but you will never hear from them again.
Posted on 9/28/14 at 9:11 pm to agdoctor
quote:
If he has collision his insurance will cover it less his deductible.They'll tell you they will go after her but you will never hear from them again.
Since he doesn't have UM they will cover it then either drop him or raise his premium.
Posted on 9/28/14 at 9:13 pm to diablo blanco
I went through this. An illegal from south of the border backed into my vehicle. I had to pay for it while my insurance said the were going to collect from him. After a year and a half of waiting, I switched insurance agencies. 3 days later I get a letter from my previous insurance agency they had been unsuccessful.
Posted on 9/28/14 at 9:14 pm to stout
quote:
Since he doesn't have UM they will cover it then either drop him or raise his premium.
They might but Ive been buying insurance for 35 years and with claims of all kinds its never happened to me
Posted on 9/28/14 at 9:15 pm to foshizzle
I think it's stupid that your insurance could be moot if the other person doesn't have insurance. What's the point?
Posted on 9/28/14 at 9:16 pm to diablo blanco
This is Louisiana---always carry FULL coverage, and not the minimums, uninsured motorist coverage is a must---you'd be amazed at the amount of people in this state with no insurance.
Posted on 9/28/14 at 9:20 pm to Gulffisherman
I'm not sure uninsured motorist covers your own property anyway. It does pay for medical bills.I think now they sell a separate rider for uninsured property but I'm not sure. I carry collision so its mute.
Posted on 9/28/14 at 9:21 pm to diablo blanco
quote:
Didn't have uninsured motorist coverage.
You're going to wish you did.
Posted on 9/28/14 at 9:23 pm to agdoctor
quote:
so its mute.
Posted on 9/28/14 at 9:24 pm to diablo blanco
Be a real white devil and drag her to hell.
Posted on 9/28/14 at 9:26 pm to stout
Can't penalize him for an accident that wasn't his fault.
Posted on 9/28/14 at 9:28 pm to diablo blanco
If you have collision, go thru your insurance and incur your deductible. Should your ins co collect anything from this person, you'll be reimbursed as soon as they recoup whatever your deductible may be.
If you don't have collision or UMPD, you may be SOL.
This is assuming you aren't hurt.
If you don't have collision or UMPD, you may be SOL.
This is assuming you aren't hurt.
Posted on 9/28/14 at 9:28 pm to stout
quote:
so its mute.
LOL. Watching the Saints get creamed at the same time.
Posted on 9/28/14 at 9:30 pm to agdoctor
Just fricking with you 
Posted on 9/28/14 at 9:32 pm to Topwater Trout
As a long time police officer I will tell you that if you don't have uninsured motorist you are taking a serious risk.
Posted on 9/28/14 at 9:38 pm to diablo blanco
Call the police and have a warrant put on her arse for no insurance.
Unfortunately, you need to file a claim under your uninsured motorist clause of your insurance policy to get your vehicle repaired, then leave it up to your insurance company to either subrogate with her insurance or sue her as the driver.
Unfortunately, you need to file a claim under your uninsured motorist clause of your insurance policy to get your vehicle repaired, then leave it up to your insurance company to either subrogate with her insurance or sue her as the driver.
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