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Started By
Message
Insurance claim.... roadside assistance
Posted on 8/11/20 at 9:07 am
Posted on 8/11/20 at 9:07 am
I locked my keys in my truck Sunday night. Paid $165 to have a tow company come out and get it open. I was looking at my gieco policy and I have $100 of coverage for lockouts. If I call them to claim the $100, I have a receipt, will that count against me as a claim? I don't want my insurance to go up over a $100 claim. I've never used the roadside assistance before, was wondering if any of you have.
8
Posted on 8/11/20 at 9:08 am to Slim Chance
It shouldn’t make your premium go up. I’ve asked the same question but for rentals.
Posted on 8/11/20 at 9:09 am to Slim Chance
No it should not. State farm did not count mine as a claim.
Posted on 8/11/20 at 9:10 am to Slim Chance
Yes, a claim is a claim. It should not affect your rates, but, if you have multiple claims such as this or this, plus other types of claims, you could see a price increase or a non-renewal/cancellation.
Posted on 8/11/20 at 9:14 am to Slim Chance
I have a 2005 BMW and roadside coverage on my policy. I can tell you in no uncertain terms that i have used the towing coverage at least six times in the last 2 years and my premiums have not gone up because of that.
Posted on 8/11/20 at 11:48 am to Slim Chance
It could impact it if you if you have too many of those claims but it shouldn’t raise your rates. You are out $65 if they only cover $100.
Posted on 8/11/20 at 11:57 am to Demshoes
quote:
2005 BMW
quote:
i have used the towing coverage at least six times in the last 2 years
Holy carp. I have an 09, so I know where you’re coming from...but that’s a shite load of times to break down. I’ve only been towed once, when the coolant system shite the bed.
Posted on 8/11/20 at 12:05 pm to Slim Chance
It shouldn't count; most companies have a min. amount before it counts as a claim. I think State Farm's is $1K.
Posted on 8/11/20 at 12:16 pm to Wtodd
Tow claims don't count and neither do comp claims unless they're repetitive.
Posted on 8/11/20 at 12:37 pm to Demshoes
quote:.
i have used the towing coverage at least six times in the last 2 years
Time to get rid of that junk
Posted on 8/11/20 at 12:50 pm to Tigerpaw123
quote:
Time to get rid of that junk
says my wife (no pics) every day. 645 ci convertible. I like it too much.
Posted on 8/11/20 at 7:01 pm to Demshoes
Erie said two rock chips fixed was a claim
And would not write a new policy when I finished building a new house. Frick them and I canceled them with the quickness.
And would not write a new policy when I finished building a new house. Frick them and I canceled them with the quickness.
Posted on 8/11/20 at 7:19 pm to Slim Chance
Will not. Falls under comprehensive towing.
Posted on 8/11/20 at 7:44 pm to Slim Chance
Will not count. Call and get your $
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