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I hope people start waking up and purchasing flood insurance
Posted on 8/12/16 at 5:53 pm
Posted on 8/12/16 at 5:53 pm
This weekend and this past March should be a major wake up call to everyone who lives in an area that "hasn't ever flooded before". If you aren't in a flood zone, the insurance is not that expensive at all so there is really no excuse.
I hate seeing all these homes flood, but hearing about someone flooding with no insurance makes me not feel for them as much. Maybe I'm cold hearted
I hate seeing all these homes flood, but hearing about someone flooding with no insurance makes me not feel for them as much. Maybe I'm cold hearted
24
Posted on 8/12/16 at 5:54 pm to TigerTatorTots
Go ahead and post your flood ins office #.
Posted on 8/12/16 at 5:54 pm to Makinbacon
I am not in the insurance industry FWIW
Posted on 8/12/16 at 5:57 pm to TigerTatorTots
I bought my flood insurance before Katrina. It is cheap ( not in a flood zone).
I just got the renewal in the mail the other day
I just got the renewal in the mail the other day
Posted on 8/12/16 at 5:58 pm to Makinbacon
quote:
Go ahead and post your flood ins office #.
I think it's more responsible homeowners that pay to have insurance get pissed when people who roll the dice get bailed out.
Posted on 8/12/16 at 6:01 pm to Jcorye1
quote:
I think it's more responsible homeowners that pay to have insurance get pissed when people who roll the dice get bailed out.
All.
The.
Time.
It is so cheap, why not have it?
Oh, nvm, FEMA to the rescue...
Posted on 8/12/16 at 6:02 pm to VetteGuy
YES SIR
Posted on 8/12/16 at 6:02 pm to Jcorye1
shite, let FEMA bail them out, join the crowd. People will spend 400 + a month for cable and cell phones but won't purchase flood insurance living in South LA
Posted on 8/12/16 at 6:03 pm to TigerTatorTots
quote:
Maybe I'm cold hearted
Or you're just trying too hard. STFU
Posted on 8/12/16 at 6:03 pm to TigerTatorTots
Sometimes the insurance company won't cover a home. Especially if in flood plain.
U stay in that home at ur risk.
U stay in that home at ur risk.
Posted on 8/12/16 at 6:06 pm to TigerTatorTots
Some areas literally cannot flood unless the Mississippi River levee breaks. And if the levee breaks not having flood insurance will be low on your list of concerns.
Posted on 8/12/16 at 6:07 pm to CaptainsWafer
The person that we helped after the March flood, this person's home flooded in '83, but it had been so long ago, that this person dropped their insurance. 
Insurance would've covered every bit of the damage.
Insurance would've covered every bit of the damage.
Posted on 8/12/16 at 6:09 pm to The Boat
quote:
not having flood insurance will be low on your list of concerns.
No, b/c you'll get bailed out. It is not unheard of for a levee to break.
You.
Still.
Need.
It.
Posted on 8/12/16 at 6:10 pm to TigerTatorTots
If it's a modest house, why would you get insurance when the government is always paying out the arse to bail people out after floods?
Posted on 8/12/16 at 6:11 pm to VetteGuy
I will never be underinsured.
Posted on 8/12/16 at 6:13 pm to TigerTatorTots
If you own the asset outright you can choose to insure or choose to take the risk.
Posted on 8/12/16 at 6:14 pm to The Boat
quote:Not really...a home can flood due to backed up draining and a pond overflowing. It doesn't have to be a massive widespread event. A home flood can be very isolated in certain circumstances
Some areas literally cannot flood unless the Mississippi River levee breaks. And if the levee breaks not having flood insurance will be low on your list of concerns.
Posted on 8/12/16 at 6:15 pm to stlslick
quote:
Sometimes the insurance company won't cover a home. Especially if in flood plain.
U stay in that home at ur risk.
Ehhh... kinda. It's a federal program and the carrier is a pass through
Posted on 8/12/16 at 6:17 pm to VetteGuy
quote:
No, b/c you'll get bailed out. It is not unheard of for a levee to break.
If the Mississippi River levee breaks in EBR the gubment will bail out the survivors.
Posted on 8/12/16 at 6:17 pm to Jcorye1
I'm about 32' above the flood zone and the spill way of the lake nearby. I think I'm okay.
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