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re: how much would u finance a vehicle for and for how long
Posted on 7/1/21 at 5:57 am to Obtuse1
Posted on 7/1/21 at 5:57 am to Obtuse1
quote:
. F&I guys hate me but oh well.
Yep
Years ago had a F&I guy try to bend me over.
Problem for him was, they wanted to sell it more than I wanted to buy it.
I told him to give the keys to my trade back to me.
Walked out and never looked back.
As others have mentioned, 0 to 2 percent is the only way.
Oh yea, and that $800 for “undercoating”??
0
Posted on 7/1/21 at 5:59 am to Lincoln Dawson
What is the over/under on months until repo?
Posted on 7/1/21 at 6:02 am to Lincoln Dawson
120 months is the longest I ever financed a vehicle for.
Did a 5 year “Smart Buy” deal. At the end of that, the best option was 1.99% for 60 more months on the balance. .
Still have it at the 244 month mark and is used most days of the month.
Did a 5 year “Smart Buy” deal. At the end of that, the best option was 1.99% for 60 more months on the balance. .
Still have it at the 244 month mark and is used most days of the month.
Posted on 7/1/21 at 6:10 am to Bullfrog
what is the deal with plant operators and their complete obsession with owning a massive pickup truck that they don't properly use? it's a fact that 70% of people don't "need" a F150, it's also a fact that 95% of people don't "need" a F250.
serious question ... is it some sort of dick measuring contest?
these dudes are working 80 hours per week to afford a note on some ridiculous pickup truck, boat, etc. that could pay off a mortgage...
why is this a thing?
serious question ... is it some sort of dick measuring contest?
these dudes are working 80 hours per week to afford a note on some ridiculous pickup truck, boat, etc. that could pay off a mortgage...
why is this a thing?
Posted on 7/1/21 at 6:11 am to Lincoln Dawson
Nearly two years to pay off the financing. 
God almighty someone needs to rethink their transportation needs and downsize by A LOT.
God almighty someone needs to rethink their transportation needs and downsize by A LOT.
Posted on 7/1/21 at 6:12 am to Horsemeat
I wouldn’t buy a vehicle right now if I could help it. Supplies are low and prices are insane.
I wouldn’t care about financing them if the rates were low. But I wouldn’t rush to buy in this market.
I wouldn’t care about financing them if the rates were low. But I wouldn’t rush to buy in this market.
This post was edited on 7/1/21 at 6:14 am
Posted on 7/1/21 at 6:18 am to goofball
quote:
But I wouldn’t rush to buy in this market.
Bingo. I was shopping around for a new mid-size truck before I got hit with cancer, inventories have shrunk drastically and the prices are through the roof compared to a year ago. I'm going to make my ol'reliable beater f-150 last a while longer because I surely am not buying and overpaying in this market as is.
Posted on 7/1/21 at 6:36 am to Lincoln Dawson
0% for 84 months, but I'm making almost double payments. Will not have that note for 84 months. Only reason I did it for that long was because it was 0%.
84 months at 8% is just retarded
84 months at 8% is just retarded
Posted on 7/1/21 at 6:39 am to Horsemeat
I had my Tacoma appraised at a dealership last week. They wanted to give me $2k more than the KBB value I calculated before going in. On the downside, their rear wheel drive Tacomas were $34k minimum.
I wouldn't drive a truck if I didn't need it for work.
I wouldn't drive a truck if I didn't need it for work.
Posted on 7/1/21 at 6:45 am to Lincoln Dawson
Hope he's living outta that Tahoe because that's a mortgage payment.
Posted on 7/1/21 at 6:46 am to Lincoln Dawson
My personal rule when buying a vehicle is if I have to finance it and can't pay it off in three years, it's too expensive for me. I've lived by that rule for every vehicle I've purchased.
Posted on 7/1/21 at 6:57 am to Lincoln Dawson
I would not do more than 4 years personally, and 1.9%.
Posted on 7/1/21 at 6:59 am to Lincoln Dawson
But they’re gonna look so fly driving down the street
Posted on 7/1/21 at 6:59 am to Lincoln Dawson
That’s very sad. Probably renting a trailer too.
Posted on 7/1/21 at 7:09 am to Lincoln Dawson
I'm 48 and I've never financed a single vehicle -- only paid cash. But then again, I've always been happy to drive cheap used cars and spend my money on travel and other things that I value more.
Posted on 7/1/21 at 7:15 am to Lincoln Dawson
I've never had an interest rate beyond 2% for auto financing.
I'd rather drive a heap than pay that rate.
I'd rather drive a heap than pay that rate.
Posted on 7/1/21 at 7:18 am to Lincoln Dawson
No payments please. Just write a check baw.
My only way.
My only way.
Posted on 7/1/21 at 7:23 am to Saint Alfonzo
quote:
The longest I've ever financed a car for is 60 months. The longest I've ever taken to pay off a vehicle is 36 months.
Same year. I think I paid mine off in 30 months. It was a 0 interest loan for a 22k Camry. Still got it.
Posted on 7/1/21 at 7:27 am to Lincoln Dawson
Last car I bought was a three year old Benz. $0 down, 60 months @ 1.7%—I still drive that car 7.5 years later
Posted on 7/1/21 at 7:27 am to PeteRose
I got 0% interest on 5 years for a new Toyota Tundra Crewmax. They offer that financing deal all the time. Hard to beat and basically buying an SUV.
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